Compare Homelake, CO Car Insurance Rates (2021)

Car insurance in Homelake, CO averages $295 a month. Homelake, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Homelake car insurance rates, compare quotes from the top car insurance companies in Homelake, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Homelake is GEICO
  • Average car insurance rates in Homelake, CO are $3,538/year
  • Average car insurance rates in Homelake, CO after a DUI are $4,207/year

If you need to buy Homelake, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Homelake, CO is right here.

You’ll find Homelake car insurance rates, the cheapest Homelake, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Homelake, Colorado car insurance rates to Denver car insurance rates, Pueblo car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Homelake, CO car insurance today? Enter your ZIP code for fast, free Homelake car insurance quotes.

Cheapest Homelake, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Homelake, CO car insurance rates? Every Homelake, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Homelake, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,141 $2,952 $2,815 $2,846 $10,448 $10,948 $3,491 $3,527
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,896 $2,860 $2,624 $2,831 $10,978 $11,025 $3,194 $3,230
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,745 $1,709 $1,485 $1,630 $5,116 $5,569 $1,762 $1,781
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,431 $2,276 $2,114 $2,107 $8,186 $9,169 $2,741 $2,672
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Homelake, CO

Every driver must carry the minimum car insurance in Homelake, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Homelake, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Homelake, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Homelake, CO. Compare credit history car insurance rates in Homelake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Homelake, Colorado

Insurance Company Poor Fair Good
Allstate $6,409 $4,927 $3,727
American Family $4,613 $3,282 $2,750
Farmers $5,752 $4,674 $4,439
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,717 $2,272 $1,810
Nationwide $3,990 $3,154 $2,751
Progressive $4,513 $3,846 $3,527
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Cheapest Homelake, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Homelake, CO to rates for a clean record with top companies.

Annual Homelake, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,309 $4,931 $5,987 $4,858
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,175 $5,379 $5,310 $4,956
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,276 $2,665 $2,769 $2,689
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,435 $4,785 $3,625 $4,004
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Homelake, CO Car Insurance for Teen Drivers

Teen car insurance in Homelake, CO can be expensive. Take a look at rates from the top car insurance companies in Homelake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Homelake, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $10,948
American Family $5,878 $7,883
Farmers $10,978 $11,025
GEICO $5,010 $5,334
Liberty Mutual $5,116 $5,569
Nationwide $5,513 $7,064
Progressive $8,186 $9,169
State Farm $4,884 $6,178
USAA $5,325 $6,108

Cheapest Homelake, CO Car Insurance for Seniors

Take a look at Homelake, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Homelake, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,815 $2,846
American Family $2,188 $2,188
Farmers $2,624 $2,831
GEICO $1,674 $1,875
Liberty Mutual $1,485 $1,630
Nationwide $1,977 $2,093
Progressive $2,114 $2,107
State Farm $1,534 $1,534
USAA $2,042 $2,056

Cheapest Homelake, CO Car Insurance Rates After a DUI

A DUI in Homelake, CO increases car insurance rates. Compare Homelake, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Homelake, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,987
American Family $4,868
Farmers $5,310
GEICO $3,204
Liberty Mutual $2,769
Nationwide $4,398
Progressive $3,625
State Farm $2,717
USAA $4,987

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Cheapest Homelake, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Homelake, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Homelake, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,021 $5,021
American Family $3,472 $3,624
Farmers $4,955 $4,955
GEICO $2,481 $2,586
Liberty Mutual $2,600 $2,600
Nationwide $3,298 $3,298
Progressive $3,962 $3,962
State Farm $2,651 $2,783
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Homelake, CO

Take a look at a side-by-side comparison of the top car insurance companies in Homelake, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Homelake, Colorado

Insurance Company Average Annual Rates
Allstate $5,021
American Family $3,548
Farmers $4,955
GEICO $2,533
Liberty Mutual $2,600
Nationwide $3,298
Progressive $3,962
State Farm $2,717
USAA $3,206

Category Winners: Cheapest Car Insurance in Homelake, Colorado

Find the cheapest car insurance companies in Homelake, CO for each category right here.

Best Annual Car Insurance Rates by Company in Homelake, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Homelake, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Homelake car insurance rates. Find the cheapest Homelake, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Homelake, Colorado

Insurance Company Low Medium High
Allstate $4,755 $5,004 $5,305
American Family $3,381 $3,622 $3,642
Farmers $4,383 $4,891 $5,590
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,455 $2,589 $2,755
Nationwide $3,323 $3,295 $3,276
Progressive $3,664 $3,972 $4,250
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

Compare Car Insurance Quotes in Homelake, CO

Ready to find affordable Homelake, Colorado car insurance today? Enter your ZIP code for fast, free Homelake, CO car insurance quotes.

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