Compare Homeland, FL Car Insurance Rates (2021)

Car insurance in Homeland, FL averages $367 a month. Homeland, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Homeland car insurance rates, compare quotes from the top car insurance companies in Homeland, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Homeland, FL after a DUI are $5,282/year
  • Average car insurance rates in Homeland, FL are $4,408/year
  • The cheapest car insurance company in Homeland for teen drivers is GEICO

If you need to buy Homeland, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Homeland, FL is right here.

You’ll find Homeland car insurance rates, the cheapest Homeland, FL car insurance companies, and information on Florida car insurance laws. You can also compare Homeland, Florida car insurance rates to St. Petersburg car insurance rates, Tallahassee car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Homeland, FL car insurance today? Enter your ZIP code for fast, free Homeland car insurance quotes.

Cheapest Homeland, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Homeland, FL car insurance rates? Every Homeland, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Homeland, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,265 $4,070 $3,711 $3,769 $14,859 $16,069 $4,245 $4,305
GEICO $2,728 $2,738 $2,556 $2,556 $4,877 $6,109 $3,003 $3,042
Liberty Mutual $3,404 $3,404 $3,119 $3,119 $7,172 $11,039 $3,404 $4,607
Nationwide $2,856 $2,816 $2,548 $2,635 $6,918 $8,512 $3,145 $3,269
Progressive $3,610 $3,406 $3,102 $3,321 $10,224 $11,169 $4,358 $4,169
State Farm $2,023 $2,023 $1,836 $1,836 $5,912 $7,530 $2,249 $2,405
USAA $1,645 $1,617 $1,539 $1,524 $5,660 $6,561 $2,055 $2,217

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Minimum Car Insurance in Homeland, FL

Every driver must carry the minimum car insurance in Homeland, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Homeland, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Homeland, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Homeland, FL. Compare credit history car insurance rates in Homeland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Homeland, Florida

Insurance Company Poor Fair Good
Allstate $9,649 $6,119 $4,967
GEICO $5,030 $3,041 $2,282
Liberty Mutual $6,319 $4,641 $3,765
Nationwide $5,119 $3,752 $3,391
Progressive $7,054 $5,019 $4,187
State Farm $4,418 $2,893 $2,370
USAA $4,648 $2,267 $1,642

Cheapest Homeland, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Homeland, FL to rates for a clean record with top companies.

Annual Homeland, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,945 $7,142 $7,947 $6,613
GEICO $2,402 $3,072 $4,576 $3,755
Liberty Mutual $3,552 $4,599 $6,649 $4,834
Nationwide $3,484 $3,826 $5,166 $3,874
Progressive $4,275 $6,333 $5,328 $5,743
State Farm $2,949 $3,505 $3,227 $3,227
USAA $2,231 $2,757 $4,080 $2,340

Cheapest Homeland, FL Car Insurance for Teen Drivers

Teen car insurance in Homeland, FL can be expensive. Take a look at rates from the top car insurance companies in Homeland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Homeland, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,859 $16,069
GEICO $4,877 $6,109
Liberty Mutual $7,172 $11,039
Nationwide $6,918 $8,512
Progressive $10,224 $11,169
State Farm $5,912 $7,530
USAA $5,660 $6,561

Cheapest Homeland, FL Car Insurance for Seniors

Take a look at Homeland, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Homeland, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,711 $3,769
GEICO $2,556 $2,556
Liberty Mutual $3,119 $3,119
Nationwide $2,548 $2,635
Progressive $3,102 $3,321
State Farm $1,836 $1,836
USAA $1,539 $1,524

Cheapest Homeland, FL Car Insurance Rates After a DUI

A DUI in Homeland, FL increases car insurance rates. Compare Homeland, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Homeland, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,947
GEICO $4,576
Liberty Mutual $6,649
Nationwide $5,166
Progressive $5,328
State Farm $3,227
USAA $4,080

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Cheapest Homeland, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Homeland, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Homeland, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,717 $7,106
GEICO $3,435 $3,468
Liberty Mutual $4,750 $5,067
Nationwide $4,088 $4,088
Progressive $5,420 $5,420
State Farm $3,116 $3,338
USAA $2,820 $2,885

The Best Cheap Car Insurance Companies in Homeland, FL

Take a look at a side-by-side comparison of the top car insurance companies in Homeland, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Homeland, Florida

Insurance Company Average Annual Rates
Allstate $6,912
GEICO $3,451
Liberty Mutual $4,908
Nationwide $4,088
Progressive $5,420
State Farm $3,227
USAA $2,852

Category Winners: Cheapest Car Insurance in Homeland, Florida

Find the cheapest car insurance companies in Homeland, FL for each category right here.

Best Annual Car Insurance Rates by Company in Homeland, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Homeland, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Homeland car insurance rates. Find the cheapest Homeland, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Homeland, Florida

Insurance Company Low Medium High
Allstate $5,399 $7,255 $8,081
GEICO $2,844 $3,568 $3,941
Liberty Mutual $4,517 $4,982 $5,226
Nationwide $3,250 $4,245 $4,768
Progressive $4,515 $5,548 $6,196
State Farm $2,747 $3,307 $3,626
USAA $2,452 $2,956 $3,148

What affects car insurance rates in Homeland, Florida?

What factors can have an impact on Homeland, FL car insurance? There are several reasons why Homeland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Homeland, Florida.

Car Theft in Homeland

High levels of vehicle theft can make car insurance more expensive. Homeland, FL car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Homeland

The more time you spend in your car the higher the risk of an accident. The average commute length in Homeland, FL is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Homeland, FL

Ready to find affordable Homeland, Florida car insurance today? Enter your ZIP code for fast, free Homeland, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State