Compare Homer City, PA Car Insurance Rates (2021)

Car insurance in Homer City, PA averages $327 a month. Homer City, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Homer City car insurance rates, compare quotes from the top car insurance companies in Homer City, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Homer City, PA after a DUI are $4,297/year
  • The cheapest car insurance company in Homer City is USAA
  • Average car insurance rates in Homer City, PA are $3,930/year

If you need to buy Homer City, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Homer City, PA is right here.

You’ll find Homer City car insurance rates, the cheapest Homer City, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Homer City, Pennsylvania car insurance rates to Erie car insurance rates, Lancaster car insurance rates, and York car insurance rates.

Ready to find affordable Homer City, PA car insurance today? Enter your ZIP code for fast, free Homer City car insurance quotes.

Cheapest Homer City, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Homer City, PA car insurance rates? Every Homer City, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Homer City, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,472 $2,472 $2,265 $2,265 $8,069 $8,069 $2,738 $2,738
GEICO $1,915 $1,658 $1,777 $1,540 $4,730 $4,103 $1,947 $1,685
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,845 $1,845 $1,740 $1,740 $5,142 $5,142 $2,064 $2,064
Progressive $2,676 $2,676 $2,385 $2,385 $8,550 $8,550 $3,423 $3,423
State Farm $1,640 $1,640 $1,441 $1,441 $5,717 $5,717 $1,801 $1,801
Travelers $1,659 $1,659 $1,782 $1,782 $24,178 $24,178 $2,000 $2,000
USAA $1,127 $1,127 $1,016 $1,016 $3,343 $3,343 $1,496 $1,496

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Minimum Car Insurance in Homer City, PA

Every driver must carry the minimum car insurance in Homer City, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Homer City, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Homer City, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Homer City, PA. Compare credit history car insurance rates in Homer City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Homer City, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,972 $3,701 $2,984
GEICO $3,628 $2,047 $1,583
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,169 $2,599 $2,325
Progressive $5,649 $3,955 $3,172
State Farm $3,767 $2,336 $1,846
Travelers $8,070 $7,277 $6,867
USAA $2,180 $1,621 $1,436

Cheapest Homer City, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Homer City, PA to rates for a clean record with top companies.

Annual Homer City, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,722 $4,378 $3,722 $3,722
GEICO $1,778 $3,036 $2,392 $2,471
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $1,938 $2,593 $3,643 $2,616
Progressive $3,864 $5,326 $3,973 $3,871
State Farm $2,438 $2,862 $2,650 $2,650
Travelers $5,260 $7,469 $9,420 $7,469
USAA $1,408 $1,936 $2,065 $1,573

Cheapest Homer City, PA Car Insurance for Teen Drivers

Teen car insurance in Homer City, PA can be expensive. Take a look at rates from the top car insurance companies in Homer City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Homer City, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,069 $8,069
GEICO $4,730 $4,103
Liberty Mutual $12,225 $12,225
Nationwide $5,142 $5,142
Progressive $8,550 $8,550
State Farm $5,717 $5,717
Travelers $24,178 $24,178
USAA $3,343 $3,343

Cheapest Homer City, PA Car Insurance for Seniors

Take a look at Homer City, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Homer City, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,265 $2,265
GEICO $1,777 $1,540
Liberty Mutual $3,814 $3,814
Nationwide $1,740 $1,740
Progressive $2,385 $2,385
State Farm $1,441 $1,441
Travelers $1,782 $1,782
USAA $1,016 $1,016

Cheapest Homer City, PA Car Insurance Rates After a DUI

A DUI in Homer City, PA increases car insurance rates. Compare Homer City, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Homer City, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,722
GEICO $2,392
Liberty Mutual $6,511
Nationwide $3,643
Progressive $3,973
State Farm $2,650
Travelers $9,420
USAA $2,065

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Cheapest Homer City, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Homer City, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Homer City, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,810 $3,961
GEICO $2,377 $2,461
Liberty Mutual $6,212 $6,540
Nationwide $2,698 $2,698
Progressive $4,259 $4,259
State Farm $2,572 $2,727
Travelers $7,405 $7,405
USAA $1,696 $1,795

The Best Cheap Car Insurance Companies in Homer City, PA

Take a look at a side-by-side comparison of the top car insurance companies in Homer City, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Homer City, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,886
GEICO $2,419
Liberty Mutual $6,376
Nationwide $2,698
Progressive $4,259
State Farm $2,650
Travelers $7,405
USAA $1,746

Category Winners: Cheapest Car Insurance in Homer City, Pennsylvania

Find the cheapest car insurance companies in Homer City, PA for each category right here.

Best Annual Car Insurance Rates by Company in Homer City, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Homer City, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Homer City car insurance rates. Find the cheapest Homer City, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Homer City, Pennsylvania

Insurance Company Low Medium High
Allstate $3,723 $3,909 $4,026
GEICO $2,234 $2,438 $2,586
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,739 $2,727 $2,627
Progressive $3,934 $4,290 $4,552
State Farm $2,493 $2,679 $2,778
Travelers $7,453 $7,402 $7,360
USAA $1,634 $1,760 $1,842

What affects car insurance rates in Homer City, Pennsylvania?

What factors can have an impact on Homer City, PA car insurance? There are several reasons why Homer City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Homer City, Pennsylvania.

Commute Time in Homer City

The more time you spend in your car the higher the risk of an accident. The average commute length in Homer City, PA is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Homer City, PA

Ready to find affordable Homer City, Pennsylvania car insurance today? Enter your ZIP code for fast, free Homer City, PA car insurance quotes.

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