Compare Homer, IN Car Insurance Rates (2021)

Car insurance in Homer, IN averages $264 a month. Homer, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Homer car insurance rates, compare quotes from the top car insurance companies in Homer, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Homer, IN after a DUI are $3,778/year
  • The cheapest car insurance company in Homer is USAA
  • The cheapest car insurance company in Homer for teen drivers is USAA

If you need to buy Homer, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Homer, IN is right here.

You’ll find Homer car insurance rates, the cheapest Homer, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Homer, Indiana car insurance rates to Bloomington car insurance rates, South Bend car insurance rates, and Carmel car insurance rates.

Ready to find affordable Homer, IN car insurance today? Enter your ZIP code for fast, free Homer car insurance quotes.

Cheapest Homer, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Homer, IN car insurance rates? Every Homer, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Homer, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,273 $2,330 $1,995 $2,178 $6,901 $8,668 $2,313 $2,517
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,439 $1,419 $1,229 $1,381 $7,768 $8,281 $1,899 $2,054
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,554 $1,470 $1,411 $1,418 $9,243 $10,407 $1,952 $1,995
State Farm $1,359 $1,359 $1,213 $1,213 $4,159 $5,322 $1,504 $1,677
Travelers $1,240 $1,262 $1,160 $1,160 $7,602 $11,976 $1,312 $1,524
USAA $970 $957 $900 $909 $2,675 $2,997 $1,312 $1,407

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Minimum Car Insurance in Homer, IN

Every driver must carry the minimum car insurance in Homer, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Homer, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Homer, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Homer, IN. Compare credit history car insurance rates in Homer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Homer, Indiana

Insurance Company Poor Fair Good
Allstate $4,518 $3,366 $3,057
American Family $4,970 $3,229 $2,702
Farmers $3,714 $3,030 $2,808
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $4,055 $3,596 $3,393
State Farm $3,243 $1,935 $1,500
Travelers $3,792 $3,212 $3,209
USAA $2,047 $1,347 $1,153

Cheapest Homer, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Homer, IN to rates for a clean record with top companies.

Annual Homer, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,914 $4,264 $3,942 $3,467
American Family $2,504 $3,994 $5,054 $2,983
Farmers $2,848 $3,322 $3,422 $3,144
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,760 $4,837 $3,292 $3,835
State Farm $2,173 $2,385 $2,173 $2,173
Travelers $2,892 $3,574 $4,050 $3,102
USAA $1,147 $1,628 $1,868 $1,421

Cheapest Homer, IN Car Insurance for Teen Drivers

Teen car insurance in Homer, IN can be expensive. Take a look at rates from the top car insurance companies in Homer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Homer, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,901 $8,668
American Family $6,259 $9,073
Farmers $7,768 $8,281
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $9,243 $10,407
State Farm $4,159 $5,322
Travelers $7,602 $11,976
USAA $2,675 $2,997

Cheapest Homer, IN Car Insurance for Seniors

Take a look at Homer, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Homer, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,995 $2,178
American Family $2,048 $2,048
Farmers $1,229 $1,381
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,411 $1,418
State Farm $1,213 $1,213
Travelers $1,160 $1,160
USAA $900 $909

Cheapest Homer, IN Car Insurance Rates After a DUI

A DUI in Homer, IN increases car insurance rates. Compare Homer, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Homer, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,942
American Family $5,054
Farmers $3,422
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,292
State Farm $2,173
Travelers $4,050
USAA $1,868

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Cheapest Homer, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Homer, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Homer, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,647 $3,647
American Family $3,590 $3,677
Farmers $3,184 $3,184
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,681 $3,681
State Farm $2,163 $2,289
Travelers $3,404 $3,404
USAA $1,496 $1,536

The Best Cheap Car Insurance Companies in Homer, IN

Take a look at a side-by-side comparison of the top car insurance companies in Homer, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Homer, Indiana

Insurance Company Average Annual Rates
Allstate $3,647
American Family $3,634
Farmers $3,184
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,681
State Farm $2,226
Travelers $3,404
USAA $1,516

Category Winners: Cheapest Car Insurance in Homer, Indiana

Find the cheapest car insurance companies in Homer, IN for each category right here.

Best Annual Car Insurance Rates by Company in Homer, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Homer, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Homer car insurance rates. Find the cheapest Homer, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Homer, Indiana

Insurance Company Low Medium High
Allstate $3,490 $3,633 $3,818
American Family $3,603 $3,754 $3,544
Farmers $3,071 $3,178 $3,302
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,486 $3,626 $3,931
State Farm $2,121 $2,225 $2,332
Travelers $3,352 $3,436 $3,426
USAA $1,466 $1,512 $1,570

Compare Car Insurance Quotes in Homer, IN

Ready to find affordable Homer, Indiana car insurance today? Enter your ZIP code for fast, free Homer, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State