Compare Homestead Valley, CA Car Insurance Rates (2021)

Car insurance in Homestead Valley, CA averages $281 a month. Homestead Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Homestead Valley car insurance rates, compare quotes from the top car insurance companies in Homestead Valley, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Homestead Valley, CA are $3,366/year
  • Average car insurance rates in Homestead Valley, CA after a DUI are $4,723/year
  • The cheapest car insurance company in Homestead Valley for teen drivers is USAA

If you need to buy Homestead Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Homestead Valley, CA is right here.

You’ll find Homestead Valley car insurance rates, the cheapest Homestead Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Homestead Valley, California car insurance rates to Oakland car insurance rates, Sacramento car insurance rates, and San Diego car insurance rates.

Ready to find affordable Homestead Valley, CA car insurance today? Enter your ZIP code for fast, free Homestead Valley car insurance quotes.

Cheapest Homestead Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Homestead Valley, CA car insurance rates? Every Homestead Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Homestead Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,605 $1,877 $1,915 $7,052 $8,909 $3,369 $3,768
Farmers $2,625 $2,625 $2,363 $2,363 $8,375 $13,747 $3,110 $3,462
GEICO $1,624 $1,625 $1,528 $1,528 $4,918 $5,009 $2,330 $2,387
Liberty Mutual $2,070 $1,958 $1,922 $1,862 $4,451 $4,751 $2,328 $2,356
Nationwide $2,861 $2,739 $2,489 $2,355 $7,122 $7,881 $3,401 $3,376
Progressive $1,599 $1,642 $1,373 $1,620 $4,243 $5,098 $2,313 $2,483
State Farm $3,132 $3,132 $2,796 $2,796 $5,740 $7,137 $3,463 $3,568
Travelers $2,370 $2,301 $2,086 $2,065 $4,808 $5,506 $3,063 $3,012
USAA $1,743 $1,653 $1,701 $1,711 $3,936 $3,959 $2,410 $2,280

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Minimum Car Insurance in Homestead Valley, CA

Every driver must carry the minimum car insurance in Homestead Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Homestead Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Homestead Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Homestead Valley, CA to rates for a clean record with top companies.

Annual Homestead Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,408 $4,089 $6,377 $3,167
Farmers $3,573 $4,865 $6,063 $4,833
GEICO $1,833 $2,821 $3,547 $2,273
Liberty Mutual $2,353 $3,154 $2,848 $2,494
Nationwide $2,812 $3,603 $6,094 $3,603
Progressive $1,665 $2,832 $3,291 $2,398
State Farm $2,831 $3,378 $6,386 $3,287
Travelers $2,120 $3,415 $3,980 $3,092
USAA $1,613 $2,394 $3,924 $1,766

Cheapest Homestead Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Homestead Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Homestead Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Homestead Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,052 $8,909
Farmers $8,375 $13,747
GEICO $4,918 $5,009
Liberty Mutual $4,451 $4,751
Nationwide $7,122 $7,881
Progressive $4,243 $5,098
State Farm $5,740 $7,137
Travelers $4,808 $5,506
USAA $3,936 $3,959

Cheapest Homestead Valley, CA Car Insurance for Seniors

Take a look at Homestead Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Homestead Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,877 $1,915
Farmers $2,363 $2,363
GEICO $1,528 $1,528
Liberty Mutual $1,922 $1,862
Nationwide $2,489 $2,355
Progressive $1,373 $1,620
State Farm $2,796 $2,796
Travelers $2,086 $2,065
USAA $1,701 $1,711

Cheapest Homestead Valley, CA Car Insurance Rates After a DUI

A DUI in Homestead Valley, CA increases car insurance rates. Compare Homestead Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Homestead Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,377
Farmers $6,063
GEICO $3,547
Liberty Mutual $2,848
Nationwide $6,094
Progressive $3,291
State Farm $6,386
Travelers $3,980
USAA $3,924

Cheapest Homestead Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Homestead Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Homestead Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,622 $4,398
Farmers $4,386 $5,281
GEICO $2,379 $2,858
Liberty Mutual $2,490 $2,935
Nationwide $3,562 $4,494
Progressive $2,314 $2,779
State Farm $3,825 $4,116
Travelers $2,837 $3,466
USAA $2,235 $2,614

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The Best Cheap Car Insurance Companies in Homestead Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Homestead Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Homestead Valley, California

Insurance Company Average Annual Rates
Allstate $4,010
Farmers $4,834
GEICO $2,619
Liberty Mutual $2,712
Nationwide $4,028
Progressive $2,547
State Farm $3,970
Travelers $3,151
USAA $2,424

Category Winners: Cheapest Car Insurance in Homestead Valley, California

Find the cheapest car insurance companies in Homestead Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Homestead Valley, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Homestead Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Homestead Valley car insurance rates. Find the cheapest Homestead Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Homestead Valley, California

Insurance Company Low Medium High
Allstate $3,840 $4,039 $4,152
Farmers $4,511 $4,870 $5,120
GEICO $2,365 $2,647 $2,844
Liberty Mutual $2,518 $2,736 $2,883
Nationwide $3,638 $4,091 $4,355
Progressive $2,256 $2,625 $2,759
State Farm $3,571 $4,039 $4,301
Travelers $2,768 $3,231 $3,455
USAA $2,210 $2,469 $2,594

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What affects car insurance rates in Homestead Valley, California?

What factors can have an impact on Homestead Valley, CA car insurance? There are several reasons why Homestead Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Homestead Valley, California.

Commute Time in Homestead Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Homestead Valley, CA is 36.2 minutes according to City-Data.

Compare Car Insurance Quotes in Homestead Valley, CA

Ready to find affordable Homestead Valley, California car insurance today? Enter your ZIP code for fast, free Homestead Valley, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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