Compare Hometown, PA Car Insurance Rates (2021)

Car insurance in Hometown, PA averages $313 a month. Hometown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hometown car insurance rates, compare quotes from the top car insurance companies in Hometown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hometown, PA after a DUI are $4,076/year
  • The cheapest car insurance company in Hometown is USAA
  • The cheapest car insurance company in Hometown for teen drivers is USAA

If you need to buy Hometown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hometown, PA is right here.

You’ll find Hometown car insurance rates, the cheapest Hometown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hometown, Pennsylvania car insurance rates to Bethlehem car insurance rates, Philadelphia car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Hometown, PA car insurance today? Enter your ZIP code for fast, free Hometown car insurance quotes.

Cheapest Hometown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hometown, PA car insurance rates? Every Hometown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hometown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,316 $2,316 $2,140 $2,140 $7,746 $7,746 $2,544 $2,544
GEICO $1,939 $1,678 $1,836 $1,590 $4,853 $4,210 $1,947 $1,686
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $1,872 $1,872 $1,772 $1,772 $5,261 $5,261 $2,099 $2,099
Progressive $3,092 $3,092 $2,758 $2,758 $9,653 $9,653 $3,916 $3,916
State Farm $1,492 $1,492 $1,315 $1,315 $5,297 $5,297 $1,644 $1,644
Travelers $1,447 $1,447 $1,558 $1,558 $20,714 $20,714 $1,738 $1,738
USAA $1,043 $1,043 $944 $944 $3,115 $3,115 $1,382 $1,382

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Minimum Car Insurance in Hometown, PA

Every driver must carry the minimum car insurance in Hometown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Hometown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hometown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hometown, PA. Compare credit history car insurance rates in Hometown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hometown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,717 $3,512 $2,830
GEICO $3,702 $2,087 $1,614
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,230 $2,654 $2,368
Progressive $6,450 $4,506 $3,608
State Farm $3,467 $2,148 $1,696
Travelers $6,930 $6,255 $5,908
USAA $2,027 $1,504 $1,332

Cheapest Hometown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hometown, PA to rates for a clean record with top companies.

Annual Hometown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,530 $4,158 $3,530 $3,530
GEICO $1,816 $3,114 $2,430 $2,510
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $1,984 $2,653 $3,703 $2,664
Progressive $4,407 $6,052 $4,537 $4,423
State Farm $2,232 $2,642 $2,437 $2,437
Travelers $4,516 $6,423 $8,093 $6,423
USAA $1,306 $1,799 $1,920 $1,458

Cheapest Hometown, PA Car Insurance for Teen Drivers

Teen car insurance in Hometown, PA can be expensive. Take a look at rates from the top car insurance companies in Hometown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hometown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,746 $7,746
GEICO $4,853 $4,210
Liberty Mutual $11,166 $11,166
Nationwide $5,261 $5,261
Progressive $9,653 $9,653
State Farm $5,297 $5,297
Travelers $20,714 $20,714
USAA $3,115 $3,115

Cheapest Hometown, PA Car Insurance for Seniors

Take a look at Hometown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hometown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,140 $2,140
GEICO $1,836 $1,590
Liberty Mutual $3,502 $3,502
Nationwide $1,772 $1,772
Progressive $2,758 $2,758
State Farm $1,315 $1,315
Travelers $1,558 $1,558
USAA $944 $944

Cheapest Hometown, PA Car Insurance Rates After a DUI

A DUI in Hometown, PA increases car insurance rates. Compare Hometown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hometown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,530
GEICO $2,430
Liberty Mutual $5,960
Nationwide $3,703
Progressive $4,537
State Farm $2,437
Travelers $8,093
USAA $1,920

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Cheapest Hometown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hometown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hometown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,612 $3,761
GEICO $2,428 $2,508
Liberty Mutual $5,686 $5,985
Nationwide $2,751 $2,751
Progressive $4,855 $4,855
State Farm $2,366 $2,509
Travelers $6,364 $6,364
USAA $1,575 $1,667

The Best Cheap Car Insurance Companies in Hometown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Hometown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hometown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,687
GEICO $2,468
Liberty Mutual $5,836
Nationwide $2,751
Progressive $4,855
State Farm $2,437
Travelers $6,364
USAA $1,621

Category Winners: Cheapest Car Insurance in Hometown, Pennsylvania

Find the cheapest car insurance companies in Hometown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Hometown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hometown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hometown car insurance rates. Find the cheapest Hometown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hometown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,525 $3,709 $3,826
GEICO $2,239 $2,492 $2,672
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $2,783 $2,782 $2,688
Progressive $4,437 $4,886 $5,242
State Farm $2,292 $2,466 $2,554
Travelers $6,433 $6,365 $6,294
USAA $1,501 $1,636 $1,725

What affects car insurance rates in Hometown, Pennsylvania?

What factors can have an impact on Hometown, PA car insurance? There are several reasons why Hometown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hometown, Pennsylvania.

Commute Time in Hometown

The more time you spend in your car the higher the risk of an accident. The average commute length in Hometown, PA is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Hometown, PA

Ready to find affordable Hometown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hometown, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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