Compare Hondo, TX Car Insurance Rates (2021)

Car insurance in Hondo, TX averages $310 a month. Hondo, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hondo car insurance rates, compare quotes from the top car insurance companies in Hondo, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hondo for teen drivers is USAA
  • Average car insurance rates in Hondo, TX are $3,715/year
  • Average car insurance rates in Hondo, TX after a DUI are $4,211/year

If you need to buy Hondo, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hondo, TX is right here.

You’ll find Hondo car insurance rates, the cheapest Hondo, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hondo, Texas car insurance rates to Fort Worth car insurance rates, Austin car insurance rates, and Plano car insurance rates.

Ready to find affordable Hondo, TX car insurance today? Enter your ZIP code for fast, free Hondo car insurance quotes.

Cheapest Hondo, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hondo, TX car insurance rates? Every Hondo, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hondo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,150 $3,176 $3,107 $3,107 $8,486 $10,243 $3,908 $4,073
American Family $2,616 $2,904 $2,424 $2,769 $6,775 $8,890 $3,725 $4,246
GEICO $2,263 $2,438 $2,183 $2,471 $4,877 $5,066 $2,442 $2,434
Nationwide $2,231 $2,271 $1,977 $2,092 $6,172 $7,920 $2,606 $2,817
Progressive $2,763 $2,616 $2,446 $2,502 $11,435 $12,720 $3,262 $3,292
State Farm $1,966 $1,966 $1,742 $1,742 $4,592 $5,829 $2,130 $2,195
USAA $1,522 $1,538 $1,452 $1,450 $4,195 $4,587 $2,031 $2,192

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Minimum Car Insurance in Hondo, TX

Every driver must carry the minimum car insurance in Hondo, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hondo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hondo, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hondo, TX. Compare credit history car insurance rates in Hondo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hondo, Texas

Insurance Company Poor Fair Good
Allstate $6,220 $4,577 $3,922
American Family $5,924 $3,711 $3,246
GEICO $4,654 $2,642 $1,768
Nationwide $4,217 $3,379 $2,937
Progressive $5,791 $4,986 $4,612
State Farm $3,927 $2,441 $1,944
USAA $3,488 $2,009 $1,615

Cheapest Hondo, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hondo, TX to rates for a clean record with top companies.

Annual Hondo, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,788 $5,884 $6,166 $3,788
American Family $3,920 $4,971 $4,364 $3,920
GEICO $2,567 $3,376 $2,836 $3,307
Nationwide $3,051 $3,051 $4,500 $3,441
Progressive $4,469 $5,779 $5,230 $5,040
State Farm $2,473 $2,821 $3,314 $2,473
USAA $1,773 $2,606 $3,069 $2,035

Cheapest Hondo, TX Car Insurance for Teen Drivers

Teen car insurance in Hondo, TX can be expensive. Take a look at rates from the top car insurance companies in Hondo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hondo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,486 $10,243
American Family $6,775 $8,890
GEICO $4,877 $5,066
Nationwide $6,172 $7,920
Progressive $11,435 $12,720
State Farm $4,592 $5,829
USAA $4,195 $4,587

Cheapest Hondo, TX Car Insurance for Seniors

Take a look at Hondo, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hondo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,107 $3,107
American Family $2,424 $2,769
GEICO $2,183 $2,471
Nationwide $1,977 $2,092
Progressive $2,446 $2,502
State Farm $1,742 $1,742
USAA $1,452 $1,450

Cheapest Hondo, TX Car Insurance Rates After a DUI

A DUI in Hondo, TX increases car insurance rates. Compare Hondo, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hondo, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,166
American Family $4,364
GEICO $2,836
Nationwide $4,500
Progressive $5,230
State Farm $3,314
USAA $3,069

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Cheapest Hondo, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hondo, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hondo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,789 $5,024
American Family $4,294 $4,294
GEICO $2,964 $3,080
Nationwide $3,511 $3,511
Progressive $5,130 $5,130
State Farm $2,770 $2,770
USAA $2,341 $2,401

The Best Cheap Car Insurance Companies in Hondo, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hondo, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hondo, Texas

Insurance Company Average Annual Rates
Allstate $4,906
American Family $4,294
GEICO $3,022
Nationwide $3,511
Progressive $5,130
State Farm $2,770
USAA $2,371

Category Winners: Cheapest Car Insurance in Hondo, Texas

Find the cheapest car insurance companies in Hondo, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hondo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hondo, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hondo car insurance rates. Find the cheapest Hondo, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hondo, Texas

Insurance Company Low Medium High
Allstate $4,813 $4,871 $5,035
American Family $4,009 $4,144 $4,728
GEICO $2,856 $2,979 $3,231
Nationwide $3,774 $3,360 $3,398
Progressive $4,860 $5,100 $5,429
State Farm $2,627 $2,761 $2,924
USAA $2,292 $2,361 $2,459

What affects car insurance rates in Hondo, Texas?

What factors can have an impact on Hondo, TX car insurance? There are several reasons why Hondo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hondo, Texas.

Car Theft in Hondo

High levels of vehicle theft can make car insurance more expensive. Hondo, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Hondo

The more time you spend in your car the higher the risk of an accident. The average commute length in Hondo, TX is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Hondo, TX

Ready to find affordable Hondo, Texas car insurance today? Enter your ZIP code for fast, free Hondo, TX car insurance quotes.

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