Compare Hooker, OK Car Insurance Rates (2021)

Car insurance in Hooker, OK averages $310 a month. Hooker, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hooker car insurance rates, compare quotes from the top car insurance companies in Hooker, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hooker, OK are $3,726/year
  • The cheapest car insurance company in Hooker for teen drivers is State Farm
  • The cheapest car insurance company in Hooker is State Farm

If you need to buy Hooker, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Hooker, OK is right here.

You’ll find Hooker car insurance rates, the cheapest Hooker, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Hooker, Oklahoma car insurance rates to Norman car insurance rates, Oklahoma City car insurance rates, and Stillwater car insurance rates.

Ready to find affordable Hooker, OK car insurance today? Enter your ZIP code for fast, free Hooker car insurance quotes.

Cheapest Hooker, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hooker, OK car insurance rates? Every Hooker, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hooker, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,231 $2,220 $2,006 $2,115 $8,315 $8,541 $2,524 $2,647
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,210 $4,447 $3,700 $4,026 $11,241 $12,332 $4,376 $4,529
Progressive $2,226 $2,133 $1,830 $1,928 $8,634 $9,704 $2,616 $2,759
State Farm $1,698 $1,698 $1,487 $1,487 $4,053 $5,125 $1,775 $1,986
USAA $1,837 $1,859 $1,742 $1,784 $5,760 $6,484 $2,387 $2,651

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Minimum Car Insurance in Hooker, OK

Every driver must carry the minimum car insurance in Hooker, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Hooker, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hooker, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hooker, OK. Compare credit history car insurance rates in Hooker from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hooker, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,404 $3,623 $3,448
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,771 $5,347 $4,205
Progressive $4,535 $3,839 $3,562
State Farm $3,349 $2,154 $1,739
USAA $4,582 $2,570 $2,038

Cheapest Hooker, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hooker, OK to rates for a clean record with top companies.

Annual Hooker, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,236 $4,142 $4,042 $3,880
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,140 $6,857 $7,762 $5,671
Progressive $3,105 $5,738 $3,424 $3,648
State Farm $2,257 $2,570 $2,414 $2,414
USAA $2,266 $3,225 $3,979 $2,783

Cheapest Hooker, OK Car Insurance for Teen Drivers

Teen car insurance in Hooker, OK can be expensive. Take a look at rates from the top car insurance companies in Hooker for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hooker, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,315 $8,541
GEICO $6,078 $6,489
Liberty Mutual $11,241 $12,332
Progressive $8,634 $9,704
State Farm $4,053 $5,125
USAA $5,760 $6,484

Cheapest Hooker, OK Car Insurance for Seniors

Take a look at Hooker, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hooker, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,006 $2,115
GEICO $2,260 $2,500
Liberty Mutual $3,700 $4,026
Progressive $1,830 $1,928
State Farm $1,487 $1,487
USAA $1,742 $1,784

Cheapest Hooker, OK Car Insurance Rates After a DUI

A DUI in Hooker, OK increases car insurance rates. Compare Hooker, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hooker, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $4,042
GEICO $3,899
Liberty Mutual $7,762
Progressive $3,424
State Farm $2,414
USAA $3,979

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Cheapest Hooker, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hooker, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hooker, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $3,825 $3,825
GEICO $3,136 $3,262
Liberty Mutual $6,108 $6,108
Progressive $3,979 $3,979
State Farm $2,373 $2,455
USAA $3,026 $3,100

The Best Cheap Car Insurance Companies in Hooker, OK

Take a look at a side-by-side comparison of the top car insurance companies in Hooker, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hooker, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $3,825
GEICO $3,199
Liberty Mutual $6,108
Progressive $3,979
State Farm $2,414
USAA $3,063

Category Winners: Cheapest Car Insurance in Hooker, Oklahoma

Find the cheapest car insurance companies in Hooker, OK for each category right here.

Best Annual Car Insurance Rates by Company in Hooker, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hooker, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hooker car insurance rates. Find the cheapest Hooker, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hooker, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,662 $3,782 $4,030
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,806 $6,086 $6,431
Progressive $3,724 $3,956 $4,256
State Farm $2,273 $2,393 $2,574
USAA $2,975 $3,057 $3,157

What affects car insurance rates in Hooker, Oklahoma?

What factors can have an impact on Hooker, OK car insurance? There are several reasons why Hooker car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hooker, Oklahoma.

Commute Time in Hooker

The more time you spend in your car the higher the risk of an accident. The average commute length in Hooker, OK is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hooker, OK

Ready to find affordable Hooker, Oklahoma car insurance today? Enter your ZIP code for fast, free Hooker, OK car insurance quotes.

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