Compare Hopatcong, NJ Car Insurance Rates (2021)

Car insurance in Hopatcong, NJ averages $389 a month. Hopatcong, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hopatcong car insurance rates, compare quotes from the top car insurance companies in Hopatcong, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hopatcong, NJ are $4,668/year
  • The cheapest car insurance company in Hopatcong is GEICO
  • The cheapest car insurance company in Hopatcong for teen drivers is GEICO

If you need to buy Hopatcong, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Hopatcong, NJ is right here.

You’ll find Hopatcong car insurance rates, the cheapest Hopatcong, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Hopatcong, New Jersey car insurance rates to Bayonne car insurance rates, Passaic car insurance rates, and Camden car insurance rates.

Ready to find affordable Hopatcong, NJ car insurance today? Enter your ZIP code for fast, free Hopatcong car insurance quotes.

Cheapest Hopatcong, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hopatcong, NJ car insurance rates? Every Hopatcong, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hopatcong, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,055 $4,086 $3,933 $3,862 $11,904 $13,679 $4,824 $4,967
GEICO $1,990 $1,939 $1,925 $1,925 $3,537 $3,602 $2,260 $2,244
Liberty Mutual $3,681 $3,681 $4,038 $4,038 $9,417 $10,676 $4,038 $4,622
Progressive $1,760 $1,637 $1,592 $1,628 $7,906 $8,783 $2,080 $2,020
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $2,960 $2,870 $2,738 $2,760 $6,651 $7,473 $2,880 $2,853

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Minimum Car Insurance in Hopatcong, NJ

Every driver must carry the minimum car insurance in Hopatcong, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Hopatcong, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hopatcong, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hopatcong, NJ. Compare credit history car insurance rates in Hopatcong from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hopatcong, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $7,570 $6,002 $5,669
GEICO $3,643 $2,107 $1,533
Liberty Mutual $6,984 $5,193 $4,393
Progressive $3,819 $3,351 $3,108
State Farm $8,893 $5,377 $4,200
Travelers $5,231 $3,837 $2,627

Cheapest Hopatcong, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hopatcong, NJ to rates for a clean record with top companies.

Annual Hopatcong, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $4,958 $8,425 $6,858 $5,415
GEICO $1,892 $2,482 $3,445 $1,892
Liberty Mutual $5,307 $6,066 $5,415 $5,307
Progressive $2,969 $3,928 $3,367 $3,441
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $3,001 $4,457 $4,292 $3,842

Cheapest Hopatcong, NJ Car Insurance for Teen Drivers

Teen car insurance in Hopatcong, NJ can be expensive. Take a look at rates from the top car insurance companies in Hopatcong for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hopatcong, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $11,904 $13,679
GEICO $3,537 $3,602
Liberty Mutual $9,417 $10,676
Progressive $7,906 $8,783
State Farm $11,692 $15,026
Travelers $6,651 $7,473

Cheapest Hopatcong, NJ Car Insurance for Seniors

Take a look at Hopatcong, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hopatcong, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $3,933 $3,862
GEICO $1,925 $1,925
Liberty Mutual $4,038 $4,038
Progressive $1,592 $1,628
State Farm $3,272 $3,272
Travelers $2,738 $2,760

Cheapest Hopatcong, NJ Car Insurance Rates After a DUI

A DUI in Hopatcong, NJ increases car insurance rates. Compare Hopatcong, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hopatcong, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $6,858
GEICO $3,445
Liberty Mutual $5,415
Progressive $3,367
State Farm $9,781
Travelers $4,292

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Cheapest Hopatcong, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hopatcong, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hopatcong, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,414 $6,414
GEICO $2,409 $2,447
Liberty Mutual $5,470 $5,577
Progressive $3,426 $3,426
State Farm $6,004 $6,309
Travelers $3,898 $3,898

Cheapest Hopatcong, NJ Car Insurance Rates by ZIP Code

Hopatcong car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hopatcong, NJ.

Annual Car Insurance Rates by ZIP Code in Hopatcong, New Jersey

ZIP Code Average Annual Rates
7843 $4,426
7874 $4,426

The Best Cheap Car Insurance Companies in Hopatcong, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Hopatcong, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hopatcong, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,414
GEICO $2,428
Liberty Mutual $5,524
Progressive $3,426
State Farm $6,157
Travelers $3,898

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Category Winners: Cheapest Car Insurance in Hopatcong, New Jersey

Find the cheapest car insurance companies in Hopatcong, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Hopatcong, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Hopatcong, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hopatcong car insurance rates. Find the cheapest Hopatcong, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hopatcong, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $5,833 $6,405 $7,003
GEICO $2,197 $2,471 $2,616
Liberty Mutual $4,996 $5,681 $5,894
Progressive $3,129 $3,482 $3,666
State Farm $5,773 $6,228 $6,469
Travelers $3,589 $3,901 $4,205

What affects car insurance rates in Hopatcong, New Jersey?

What factors can have an impact on Hopatcong, NJ car insurance? There are several reasons why Hopatcong car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hopatcong, New Jersey.

Commute Time in Hopatcong

The more time you spend in your car the higher the risk of an accident. The average commute length in Hopatcong, NJ is 37.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Hopatcong, NJ

Ready to find affordable Hopatcong, New Jersey car insurance today? Enter your ZIP code for fast, free Hopatcong, NJ car insurance quotes.

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