Compare Hope, ID Car Insurance Rates (2021)

Car insurance in Hope, ID averages $247 a month. Hope, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hope car insurance rates, compare quotes from the top car insurance companies in Hope, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hope for teen drivers is State Farm
  • Average car insurance rates in Hope, ID are $2,961/year
  • Average car insurance rates in Hope, ID after a DUI are $3,674/year

If you need to buy Hope, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Hope, ID is right here.

You’ll find Hope car insurance rates, the cheapest Hope, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Hope, Idaho car insurance rates to Post Falls car insurance rates, Nampa car insurance rates, and Coeur d’Alene car insurance rates.

Ready to find affordable Hope, ID car insurance today? Enter your ZIP code for fast, free Hope car insurance quotes.

Cheapest Hope, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hope, ID car insurance rates? Every Hope, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hope, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,366 $2,363 $2,048 $2,126 $8,403 $9,676 $2,663 $2,821
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,590 $1,718 $1,290 $1,443 $4,883 $5,438 $1,690 $1,794
Nationwide $1,925 $1,978 $1,731 $1,844 $4,594 $5,697 $2,236 $2,413
State Farm $1,206 $1,206 $1,084 $1,084 $3,574 $4,504 $1,361 $1,572
Travelers $1,412 $1,435 $1,418 $1,413 $6,978 $11,044 $1,501 $1,722
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

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Minimum Car Insurance in Hope, ID

Every driver must carry the minimum car insurance in Hope, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Hope, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hope, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hope, ID. Compare credit history car insurance rates in Hope from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hope, Idaho

Insurance Company Poor Fair Good
Allstate $5,359 $3,637 $3,179
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,550 $2,169 $1,723
Nationwide $3,358 $2,690 $2,359
State Farm $2,738 $1,731 $1,378
Travelers $3,853 $3,242 $3,001
USAA $2,960 $1,731 $1,395

Cheapest Hope, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hope, ID to rates for a clean record with top companies.

Annual Hope, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,369 $4,218 $4,676 $3,970
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $2,061 $2,576 $2,671 $2,616
Nationwide $2,125 $2,777 $3,909 $2,397
State Farm $1,780 $2,118 $1,949 $1,949
Travelers $2,079 $2,956 $5,121 $3,305
USAA $1,452 $2,079 $2,824 $1,761

Cheapest Hope, ID Car Insurance for Teen Drivers

Teen car insurance in Hope, ID can be expensive. Take a look at rates from the top car insurance companies in Hope for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hope, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,403 $9,676
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,883 $5,438
Nationwide $4,594 $5,697
State Farm $3,574 $4,504
Travelers $6,978 $11,044
USAA $3,937 $4,411

Cheapest Hope, ID Car Insurance for Seniors

Take a look at Hope, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hope, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,048 $2,126
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,290 $1,443
Nationwide $1,731 $1,844
State Farm $1,084 $1,084
Travelers $1,418 $1,413
USAA $1,152 $1,132

Cheapest Hope, ID Car Insurance Rates After a DUI

A DUI in Hope, ID increases car insurance rates. Compare Hope, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hope, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,676
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,671
Nationwide $3,909
State Farm $1,949
Travelers $5,121
USAA $2,824

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Cheapest Hope, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hope, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hope, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,058 $4,058
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,481 $2,481
Nationwide $2,802 $2,802
State Farm $1,903 $1,995
Travelers $3,365 $3,365
USAA $2,005 $2,053

The Best Cheap Car Insurance Companies in Hope, ID

Take a look at a side-by-side comparison of the top car insurance companies in Hope, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hope, Idaho

Insurance Company Average Annual Rates
Allstate $4,058
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,481
Nationwide $2,802
State Farm $1,949
Travelers $3,365
USAA $2,029

Category Winners: Cheapest Car Insurance in Hope, Idaho

Find the cheapest car insurance companies in Hope, ID for each category right here.

Best Annual Car Insurance Rates by Company in Hope, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hope, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hope car insurance rates. Find the cheapest Hope, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hope, Idaho

Insurance Company Low Medium High
Allstate $3,908 $4,051 $4,216
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,352 $2,477 $2,613
Nationwide $2,779 $2,943 $2,684
State Farm $1,846 $1,953 $2,049
Travelers $3,314 $3,415 $3,367
USAA $1,968 $2,025 $2,093

What affects car insurance rates in Hope, Idaho?

What factors can have an impact on Hope, ID car insurance? There are several reasons why Hope car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hope, Idaho.

Commute Time in Hope

The more time you spend in your car the higher the risk of an accident. The average commute length in Hope, ID is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hope, ID

Ready to find affordable Hope, Idaho car insurance today? Enter your ZIP code for fast, free Hope, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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