Compare Hopkins, MO Car Insurance Rates (2021)

Car insurance in Hopkins, MO averages $265 a month. Hopkins, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hopkins car insurance rates, compare quotes from the top car insurance companies in Hopkins, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hopkins for teen drivers is Nationwide
  • The cheapest car insurance company in Hopkins is Nationwide
  • Average car insurance rates in Hopkins, MO are $3,183/year

If you need to buy Hopkins, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Hopkins, MO is right here.

You’ll find Hopkins car insurance rates, the cheapest Hopkins, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Hopkins, Missouri car insurance rates to Springfield car insurance rates, Florissant car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Hopkins, MO car insurance today? Enter your ZIP code for fast, free Hopkins car insurance quotes.

Cheapest Hopkins, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hopkins, MO car insurance rates? Every Hopkins, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hopkins, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,865 $2,775 $2,577 $2,658 $7,927 $8,602 $2,749 $2,840
American Family $1,988 $1,988 $1,767 $1,767 $5,306 $6,919 $1,988 $2,337
Farmers $2,307 $2,300 $2,066 $2,182 $9,262 $9,577 $2,631 $2,761
GEICO $1,852 $2,064 $1,434 $1,805 $5,638 $5,996 $1,715 $1,742
Liberty Mutual $2,663 $2,891 $2,192 $2,458 $8,738 $9,706 $2,817 $3,020
Nationwide $1,344 $1,383 $1,194 $1,278 $3,304 $4,281 $1,526 $1,663
Progressive $2,133 $2,022 $1,742 $1,787 $6,397 $7,219 $2,611 $2,689
State Farm $1,624 $1,624 $1,434 $1,434 $4,440 $5,626 $1,820 $2,067
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in Hopkins, MO

Every driver must carry the minimum car insurance in Hopkins, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Hopkins, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hopkins, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hopkins, MO. Compare credit history car insurance rates in Hopkins from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hopkins, Missouri

Insurance Company Poor Fair Good
Allstate $5,689 $3,660 $3,023
American Family $3,931 $2,763 $2,329
Farmers $4,733 $3,933 $3,742
GEICO $3,839 $2,502 $2,002
Liberty Mutual $6,202 $3,762 $2,967
Nationwide $2,363 $1,937 $1,690
Progressive $3,864 $3,181 $2,930
State Farm $3,361 $2,266 $1,899
USAA $4,127 $1,897 $1,352

Cheapest Hopkins, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hopkins, MO to rates for a clean record with top companies.

Annual Hopkins, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $3,991 $4,958 $4,005
American Family $2,280 $3,261 $3,907 $2,583
Farmers $3,597 $4,435 $4,340 $4,172
GEICO $2,198 $2,810 $3,742 $2,375
Liberty Mutual $3,146 $4,481 $4,642 $4,973
Nationwide $1,602 $2,012 $2,634 $1,739
Progressive $2,937 $3,788 $3,208 $3,368
State Farm $2,323 $2,695 $2,509 $2,509
USAA $1,998 $2,393 $3,276 $2,169

Cheapest Hopkins, MO Car Insurance for Teen Drivers

Teen car insurance in Hopkins, MO can be expensive. Take a look at rates from the top car insurance companies in Hopkins for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hopkins, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,927 $8,602
American Family $5,306 $6,919
Farmers $9,262 $9,577
GEICO $5,638 $5,996
Liberty Mutual $8,738 $9,706
Nationwide $3,304 $4,281
Progressive $6,397 $7,219
State Farm $4,440 $5,626
USAA $4,422 $5,416

Cheapest Hopkins, MO Car Insurance for Seniors

Take a look at Hopkins, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hopkins, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,577 $2,658
American Family $1,767 $1,767
Farmers $2,066 $2,182
GEICO $1,434 $1,805
Liberty Mutual $2,192 $2,458
Nationwide $1,194 $1,278
Progressive $1,742 $1,787
State Farm $1,434 $1,434
USAA $1,356 $1,392

Cheapest Hopkins, MO Car Insurance Rates After a DUI

A DUI in Hopkins, MO increases car insurance rates. Compare Hopkins, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hopkins, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,958
American Family $3,907
Farmers $4,340
GEICO $3,742
Liberty Mutual $4,642
Nationwide $2,634
Progressive $3,208
State Farm $2,509
USAA $3,276

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Cheapest Hopkins, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hopkins, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hopkins, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,124 $4,124
American Family $2,977 $3,038
Farmers $4,136 $4,136
GEICO $2,727 $2,835
Liberty Mutual $4,311 $4,311
Nationwide $1,997 $1,997
Progressive $3,325 $3,325
State Farm $2,448 $2,569
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in Hopkins, MO

Take a look at a side-by-side comparison of the top car insurance companies in Hopkins, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hopkins, Missouri

Insurance Company Average Annual Rates
Allstate $4,124
American Family $3,008
Farmers $4,136
GEICO $2,781
Liberty Mutual $4,311
Nationwide $1,997
Progressive $3,325
State Farm $2,509
USAA $2,459

Category Winners: Cheapest Car Insurance in Hopkins, Missouri

Find the cheapest car insurance companies in Hopkins, MO for each category right here.

Best Annual Car Insurance Rates by Company in Hopkins, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Hopkins, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hopkins car insurance rates. Find the cheapest Hopkins, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hopkins, Missouri

Insurance Company Low Medium High
Allstate $3,983 $4,116 $4,272
American Family $2,927 $3,104 $2,992
Farmers $3,894 $4,100 $4,414
GEICO $2,625 $2,797 $2,921
Liberty Mutual $4,090 $4,329 $4,513
Nationwide $1,888 $2,013 $2,089
Progressive $3,045 $3,333 $3,597
State Farm $2,374 $2,516 $2,636
USAA $2,371 $2,452 $2,554

What affects car insurance rates in Hopkins, Missouri?

What factors can have an impact on Hopkins, MO car insurance? There are several reasons why Hopkins car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hopkins, Missouri.

Commute Time in Hopkins

The more time you spend in your car the higher the risk of an accident. The average commute length in Hopkins, MO is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hopkins, MO

Ready to find affordable Hopkins, Missouri car insurance today? Enter your ZIP code for fast, free Hopkins, MO car insurance quotes.

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