Compare Hoquiam, WA Car Insurance Rates (2021)

Car insurance in Hoquiam, WA averages $221 a month. Hoquiam, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hoquiam car insurance rates, compare quotes from the top car insurance companies in Hoquiam, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hoquiam, WA are $2,648/year
  • The cheapest car insurance company in Hoquiam for teen drivers is Nationwide
  • The cheapest car insurance company in Hoquiam is Nationwide

If you need to buy Hoquiam, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Hoquiam, WA is right here.

You’ll find Hoquiam car insurance rates, the cheapest Hoquiam, WA car insurance companies, and information on Washington car insurance laws. You can also compare Hoquiam, Washington car insurance rates to Tacoma car insurance rates, Renton car insurance rates, and Vancouver car insurance rates.

Ready to find affordable Hoquiam, WA car insurance today? Enter your ZIP code for fast, free Hoquiam car insurance quotes.

Cheapest Hoquiam, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hoquiam, WA car insurance rates? Every Hoquiam, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hoquiam, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,929 $1,920 $1,776 $1,858 $6,437 $7,434 $2,062 $2,160
American Family $1,644 $1,644 $1,500 $1,500 $6,167 $8,446 $1,644 $2,215
Farmers $1,674 $1,717 $1,534 $1,729 $3,760 $4,021 $2,105 $2,197
GEICO $1,457 $1,483 $1,368 $1,368 $3,150 $4,117 $2,453 $1,790
Liberty Mutual $1,631 $1,784 $1,461 $1,708 $9,042 $9,979 $1,744 $1,899
Nationwide $1,223 $1,250 $1,140 $1,185 $3,224 $3,917 $1,450 $1,562
Progressive $1,459 $1,364 $1,311 $1,328 $7,298 $8,178 $1,746 $1,741
State Farm $1,441 $1,441 $1,296 $1,296 $4,092 $5,179 $1,633 $1,879
USAA $1,100 $1,085 $1,059 $1,059 $4,730 $5,595 $1,388 $1,519

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Minimum Car Insurance in Hoquiam, WA

Every driver must carry the minimum car insurance in Hoquiam, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Hoquiam, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hoquiam, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hoquiam, WA. Compare credit history car insurance rates in Hoquiam from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hoquiam, Washington

Insurance Company Poor Fair Good
Allstate $3,973 $3,022 $2,597
American Family $3,653 $2,982 $2,650
Farmers $2,871 $2,151 $2,004
GEICO $2,557 $2,046 $1,842
Liberty Mutual $5,222 $3,219 $2,527
Nationwide $2,215 $1,752 $1,639
Progressive $3,369 $3,000 $2,790
State Farm $3,305 $1,991 $1,551
USAA $2,765 $2,028 $1,783

Cheapest Hoquiam, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hoquiam, WA to rates for a clean record with top companies.

Annual Hoquiam, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,708 $3,357 $3,708 $3,016
American Family $2,489 $3,174 $3,675 $3,042
Farmers $1,944 $2,412 $2,606 $2,406
GEICO $1,660 $2,120 $3,153 $1,660
Liberty Mutual $3,121 $3,927 $4,007 $3,569
Nationwide $1,462 $1,965 $2,454 $1,594
Progressive $2,475 $3,861 $2,889 $2,988
State Farm $2,079 $2,485 $2,282 $2,282
USAA $1,614 $2,336 $2,911 $1,907

Cheapest Hoquiam, WA Car Insurance for Teen Drivers

Teen car insurance in Hoquiam, WA can be expensive. Take a look at rates from the top car insurance companies in Hoquiam for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hoquiam, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,437 $7,434
American Family $6,167 $8,446
Farmers $3,760 $4,021
GEICO $3,150 $4,117
Liberty Mutual $9,042 $9,979
Nationwide $3,224 $3,917
Progressive $7,298 $8,178
State Farm $4,092 $5,179
USAA $4,730 $5,595

Cheapest Hoquiam, WA Car Insurance for Seniors

Take a look at Hoquiam, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hoquiam, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,776 $1,858
American Family $1,500 $1,500
Farmers $1,534 $1,729
GEICO $1,368 $1,368
Liberty Mutual $1,461 $1,708
Nationwide $1,140 $1,185
Progressive $1,311 $1,328
State Farm $1,296 $1,296
USAA $1,059 $1,059

Cheapest Hoquiam, WA Car Insurance Rates After a DUI

A DUI in Hoquiam, WA increases car insurance rates. Compare Hoquiam, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hoquiam, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,708
American Family $3,675
Farmers $2,606
GEICO $3,153
Liberty Mutual $4,007
Nationwide $2,454
Progressive $2,889
State Farm $2,282
USAA $2,911

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Cheapest Hoquiam, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hoquiam, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hoquiam, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,197 $3,197
American Family $3,031 $3,159
Farmers $2,342 $2,342
GEICO $2,121 $2,175
Liberty Mutual $3,656 $3,656
Nationwide $1,869 $1,869
Progressive $3,053 $3,053
State Farm $2,221 $2,344
USAA $2,170 $2,214

The Best Cheap Car Insurance Companies in Hoquiam, WA

Take a look at a side-by-side comparison of the top car insurance companies in Hoquiam, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hoquiam, Washington

Insurance Company Average Annual Rates
Allstate $3,197
American Family $3,095
Farmers $2,342
GEICO $2,148
Liberty Mutual $3,656
Nationwide $1,869
Progressive $3,053
State Farm $2,282
USAA $2,192

Category Winners: Cheapest Car Insurance in Hoquiam, Washington

Find the cheapest car insurance companies in Hoquiam, WA for each category right here.

Best Annual Car Insurance Rates by Company in Hoquiam, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Hoquiam, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hoquiam car insurance rates. Find the cheapest Hoquiam, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hoquiam, Washington

Insurance Company Low Medium High
Allstate $3,053 $3,188 $3,351
American Family $2,931 $3,090 $3,264
Farmers $2,187 $2,342 $2,497
GEICO $2,014 $2,149 $2,281
Liberty Mutual $3,438 $3,662 $3,868
Nationwide $1,763 $1,867 $1,976
Progressive $2,778 $2,976 $3,406
State Farm $2,134 $2,289 $2,423
USAA $2,056 $2,190 $2,329

What affects car insurance rates in Hoquiam, Washington?

What factors can have an impact on Hoquiam, WA car insurance? There are several reasons why Hoquiam car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hoquiam, Washington.

Car Theft in Hoquiam

High levels of vehicle theft can make car insurance more expensive. Hoquiam, WA car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in Hoquiam

The more time you spend in your car the higher the risk of an accident. The average commute length in Hoquiam, WA is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Hoquiam, WA

Ready to find affordable Hoquiam, Washington car insurance today? Enter your ZIP code for fast, free Hoquiam, WA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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