Compare Horicon, WI Car Insurance Rates (2021)

Car insurance in Horicon, WI averages $222 a month. Horicon, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Horicon car insurance rates, compare quotes from the top car insurance companies in Horicon, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Horicon is American Family
  • Average car insurance rates in Horicon, WI after a DUI are $2,961/year
  • The cheapest car insurance company in Horicon for teen drivers is American Family

If you need to buy Horicon, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Horicon, WI is right here.

You’ll find Horicon car insurance rates, the cheapest Horicon, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Horicon, Wisconsin car insurance rates to Madison car insurance rates, La Crosse car insurance rates, and Janesville car insurance rates.

Ready to find affordable Horicon, WI car insurance today? Enter your ZIP code for fast, free Horicon car insurance quotes.

Cheapest Horicon, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horicon, WI car insurance rates? Every Horicon, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horicon, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,198 $2,314 $2,031 $2,240 $7,156 $9,135 $2,232 $2,428
American Family $892 $931 $851 $857 $2,700 $2,966 $1,054 $1,120
Farmers $1,792 $1,792 $1,585 $1,685 $8,717 $9,034 $2,036 $2,126
GEICO $1,138 $1,260 $1,191 $1,377 $3,807 $4,096 $1,052 $1,078
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,391 $1,316 $1,141 $1,195 $5,399 $6,077 $1,660 $1,791
State Farm $1,122 $1,122 $998 $998 $3,191 $4,036 $1,264 $1,441
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

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Minimum Car Insurance in Horicon, WI

Every driver must carry the minimum car insurance in Horicon, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Horicon, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Horicon, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horicon, WI. Compare credit history car insurance rates in Horicon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horicon, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,878 $3,360 $2,913
American Family $1,907 $1,252 $1,105
Farmers $4,060 $3,440 $3,288
GEICO $2,457 $1,755 $1,412
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $2,830 $2,413 $2,246
State Farm $2,641 $1,517 $1,156
USAA $2,800 $1,488 $1,191

Cheapest Horicon, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horicon, WI to rates for a clean record with top companies.

Annual Horicon, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,029 $4,168 $3,900 $3,770
American Family $1,361 $1,442 $1,442 $1,442
Farmers $3,131 $3,962 $3,750 $3,540
GEICO $1,296 $2,101 $2,425 $1,677
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,284 $2,774 $2,375 $2,552
State Farm $1,630 $1,913 $1,771 $1,771
USAA $1,430 $1,805 $2,437 $1,633

Cheapest Horicon, WI Car Insurance for Teen Drivers

Teen car insurance in Horicon, WI can be expensive. Take a look at rates from the top car insurance companies in Horicon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horicon, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,156 $9,135
American Family $2,700 $2,966
Farmers $8,717 $9,034
GEICO $3,807 $4,096
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $5,399 $6,077
State Farm $3,191 $4,036
USAA $3,112 $3,595

Cheapest Horicon, WI Car Insurance for Seniors

Take a look at Horicon, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horicon, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,031 $2,240
American Family $851 $857
Farmers $1,585 $1,685
GEICO $1,191 $1,377
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,141 $1,195
State Farm $998 $998
USAA $1,102 $1,116

Cheapest Horicon, WI Car Insurance Rates After a DUI

A DUI in Horicon, WI increases car insurance rates. Compare Horicon, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horicon, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,900
American Family $1,442
Farmers $3,750
GEICO $2,425
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,375
State Farm $1,771
USAA $2,437

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Cheapest Horicon, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horicon, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horicon, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,627 $3,806
American Family $1,397 $1,445
Farmers $3,596 $3,596
GEICO $1,837 $1,912
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,496 $2,496
State Farm $1,728 $1,815
USAA $1,803 $1,850

The Best Cheap Car Insurance Companies in Horicon, WI

Take a look at a side-by-side comparison of the top car insurance companies in Horicon, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horicon, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,717
American Family $1,421
Farmers $3,596
GEICO $1,875
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,496
State Farm $1,771
USAA $1,826

Category Winners: Cheapest Car Insurance in Horicon, Wisconsin

Find the cheapest car insurance companies in Horicon, WI for each category right here.

Best Annual Car Insurance Rates by Company in Horicon, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Horicon, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horicon car insurance rates. Find the cheapest Horicon, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horicon, Wisconsin

Insurance Company Low Medium High
Allstate $3,573 $3,708 $3,869
American Family $1,400 $1,434 $1,430
Farmers $3,293 $3,565 $3,930
GEICO $1,738 $1,874 $2,012
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,310 $2,519 $2,659
State Farm $1,670 $1,777 $1,868
USAA $1,754 $1,828 $1,896

What affects car insurance rates in Horicon, Wisconsin?

What factors can have an impact on Horicon, WI car insurance? There are several reasons why Horicon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Horicon, Wisconsin.

Car Theft in Horicon

High levels of vehicle theft can make car insurance more expensive. Horicon, WI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Horicon

The more time you spend in your car the higher the risk of an accident. The average commute length in Horicon, WI is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Horicon, WI

Ready to find affordable Horicon, Wisconsin car insurance today? Enter your ZIP code for fast, free Horicon, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State