Compare Horizon West, FL Car Insurance Rates (2021)

Car insurance in Horizon West, FL averages $379 a month. Horizon West, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Horizon West car insurance rates, compare quotes from the top car insurance companies in Horizon West, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Horizon West for teen drivers is USAA
  • Average car insurance rates in Horizon West, FL after a DUI are $5,485/year
  • The cheapest car insurance company in Horizon West is USAA

If you need to buy Horizon West, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Horizon West, FL is right here.

You’ll find Horizon West car insurance rates, the cheapest Horizon West, FL car insurance companies, and information on Florida car insurance laws. You can also compare Horizon West, Florida car insurance rates to Port St. Lucie car insurance rates, Tallahassee car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Horizon West, FL car insurance today? Enter your ZIP code for fast, free Horizon West car insurance quotes.

Cheapest Horizon West, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horizon West, FL car insurance rates? Every Horizon West, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horizon West, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,399 $4,207 $3,829 $3,891 $15,326 $16,630 $4,376 $4,440
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $2,877 $2,837 $2,567 $2,654 $6,956 $8,557 $3,169 $3,293
Progressive $3,572 $3,370 $3,071 $3,282 $10,121 $11,014 $4,303 $4,105
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,570 $1,542 $1,467 $1,453 $5,419 $6,293 $1,961 $2,115

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Minimum Car Insurance in Horizon West, FL

Every driver must carry the minimum car insurance in Horizon West, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Horizon West, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Horizon West, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horizon West, FL. Compare credit history car insurance rates in Horizon West from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horizon West, Florida

Insurance Company Poor Fair Good
Allstate $9,987 $6,310 $5,115
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,148 $3,777 $3,416
Progressive $6,971 $4,958 $4,136
State Farm $4,393 $2,864 $2,340
USAA $4,439 $2,169 $1,574

Cheapest Horizon West, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horizon West, FL to rates for a clean record with top companies.

Annual Horizon West, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,144 $7,379 $8,197 $6,829
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,504 $3,851 $5,202 $3,897
Progressive $4,223 $6,256 $5,265 $5,674
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,129 $2,635 $3,912 $2,233

Cheapest Horizon West, FL Car Insurance for Teen Drivers

Teen car insurance in Horizon West, FL can be expensive. Take a look at rates from the top car insurance companies in Horizon West for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horizon West, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,326 $16,630
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $6,956 $8,557
Progressive $10,121 $11,014
State Farm $5,900 $7,551
USAA $5,419 $6,293

Cheapest Horizon West, FL Car Insurance for Seniors

Take a look at Horizon West, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horizon West, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,829 $3,891
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,567 $2,654
Progressive $3,071 $3,282
State Farm $1,798 $1,798
USAA $1,467 $1,453

Cheapest Horizon West, FL Car Insurance Rates After a DUI

A DUI in Horizon West, FL increases car insurance rates. Compare Horizon West, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horizon West, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,197
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,202
Progressive $5,265
State Farm $3,199
USAA $3,912

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Cheapest Horizon West, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horizon West, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horizon West, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,935 $7,340
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,114 $4,114
Progressive $5,355 $5,355
State Farm $3,089 $3,309
USAA $2,697 $2,758

Cheapest Horizon West, FL Car Insurance Rates by ZIP Code

Horizon West car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Horizon West, FL.

Annual Car Insurance Rates by ZIP Code in Horizon West, Florida

ZIP Code Average Annual Rates
34786 $3,512
34787 $3,499

The Best Cheap Car Insurance Companies in Horizon West, FL

Take a look at a side-by-side comparison of the top car insurance companies in Horizon West, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horizon West, Florida

Insurance Company Average Annual Rates
Allstate $7,137
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,114
Progressive $5,355
State Farm $3,199
USAA $2,727

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Category Winners: Cheapest Car Insurance in Horizon West, Florida

Find the cheapest car insurance companies in Horizon West, FL for each category right here.

Best Annual Car Insurance Rates by Company in Horizon West, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Horizon West, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horizon West car insurance rates. Find the cheapest Horizon West, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horizon West, Florida

Insurance Company Low Medium High
Allstate $5,475 $7,517 $8,420
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,239 $4,277 $4,825
Progressive $4,472 $5,482 $6,110
State Farm $2,725 $3,281 $3,591
USAA $2,365 $2,822 $2,996

What affects car insurance rates in Horizon West, Florida?

What factors can have an impact on Horizon West, FL car insurance? There are several reasons why Horizon West car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Horizon West, Florida.

Commute Time in Horizon West

The more time you spend in your car the higher the risk of an accident. The average commute length in Horizon West, FL is 29.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Horizon West, FL

Ready to find affordable Horizon West, Florida car insurance today? Enter your ZIP code for fast, free Horizon West, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State