Compare Horner, WV Car Insurance Rates (2021)

Car insurance in Horner, WV averages $316 a month. Horner, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Horner car insurance rates, compare quotes from the top car insurance companies in Horner, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Horner, WV after a DUI are $4,649/year
  • The cheapest car insurance company in Horner is State Farm
  • The cheapest car insurance company in Horner for teen drivers is State Farm

If you need to buy Horner, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Horner, WV is right here.

You’ll find Horner car insurance rates, the cheapest Horner, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Horner, West Virginia car insurance rates to Beckley car insurance rates, Weirton car insurance rates, and Huntington car insurance rates.

Ready to find affordable Horner, WV car insurance today? Enter your ZIP code for fast, free Horner car insurance quotes.

Cheapest Horner, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horner, WV car insurance rates? Every Horner, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horner, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,755 $2,619 $2,627 $10,265 $10,710 $3,309 $3,332
GEICO $2,447 $2,412 $2,328 $2,256 $6,041 $7,285 $2,351 $2,450
Liberty Mutual $3,567 $3,875 $2,867 $3,486 $13,288 $14,992 $3,694 $4,073
Nationwide $2,009 $2,047 $1,825 $1,921 $5,107 $6,490 $2,255 $2,420
Progressive $2,110 $2,043 $1,935 $1,939 $8,848 $9,966 $2,535 $2,626
State Farm $1,599 $1,599 $1,422 $1,422 $3,414 $4,407 $1,884 $1,500
USAA $1,703 $1,682 $1,576 $1,595 $5,555 $6,165 $2,203 $2,374

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Minimum Car Insurance in Horner, WV

Every driver must carry the minimum car insurance in Horner, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Horner, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Horner, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horner, WV. Compare credit history car insurance rates in Horner from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horner, West Virginia

Insurance Company Poor Fair Good
Allstate $5,845 $4,642 $3,976
GEICO $4,155 $3,379 $2,804
Liberty Mutual $8,923 $5,467 $4,300
Nationwide $3,430 $2,898 $2,700
Progressive $4,498 $3,893 $3,610
State Farm $3,096 $1,888 $1,484
USAA $4,224 $2,417 $1,930

Cheapest Horner, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horner, WV to rates for a clean record with top companies.

Annual Horner, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,100 $4,836 $5,720 $4,629
GEICO $2,136 $3,431 $5,925 $2,292
Liberty Mutual $5,112 $6,437 $7,138 $6,234
Nationwide $2,399 $3,197 $3,754 $2,687
Progressive $3,405 $4,532 $4,067 $3,998
State Farm $1,993 $2,318 $2,156 $2,156
USAA $2,250 $2,652 $3,786 $2,739

Cheapest Horner, WV Car Insurance for Teen Drivers

Teen car insurance in Horner, WV can be expensive. Take a look at rates from the top car insurance companies in Horner for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horner, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,265 $10,710
GEICO $6,041 $7,285
Liberty Mutual $13,288 $14,992
Nationwide $5,107 $6,490
Progressive $8,848 $9,966
State Farm $3,414 $4,407
USAA $5,555 $6,165

Cheapest Horner, WV Car Insurance for Seniors

Take a look at Horner, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horner, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,619 $2,627
GEICO $2,328 $2,256
Liberty Mutual $2,867 $3,486
Nationwide $1,825 $1,921
Progressive $1,935 $1,939
State Farm $1,422 $1,422
USAA $1,576 $1,595

Cheapest Horner, WV Car Insurance Rates After a DUI

A DUI in Horner, WV increases car insurance rates. Compare Horner, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horner, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,720
GEICO $5,925
Liberty Mutual $7,138
Nationwide $3,754
Progressive $4,067
State Farm $2,156
USAA $3,786

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Cheapest Horner, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horner, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horner, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,821
GEICO $3,409 $3,483
Liberty Mutual $6,230 $6,230
Nationwide $3,009 $3,009
Progressive $4,000 $4,000
State Farm $2,101 $2,211
USAA $2,823 $2,890

The Best Cheap Car Insurance Companies in Horner, WV

Take a look at a side-by-side comparison of the top car insurance companies in Horner, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horner, West Virginia

Insurance Company Average Annual Rates
Allstate $4,821
GEICO $3,446
Liberty Mutual $6,230
Nationwide $3,009
Progressive $4,000
State Farm $2,156
USAA $2,857

Category Winners: Cheapest Car Insurance in Horner, West Virginia

Find the cheapest car insurance companies in Horner, WV for each category right here.

Best Annual Car Insurance Rates by Company in Horner, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Horner, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horner car insurance rates. Find the cheapest Horner, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horner, West Virginia

Insurance Company Low Medium High
Allstate $4,690 $4,815 $4,958
GEICO $3,259 $3,453 $3,626
Liberty Mutual $5,931 $6,216 $6,544
Nationwide $2,972 $2,990 $3,066
Progressive $3,852 $3,960 $4,189
State Farm $2,046 $2,149 $2,273
USAA $2,762 $2,852 $2,956

Compare Car Insurance Quotes in Horner, WV

Ready to find affordable Horner, West Virginia car insurance today? Enter your ZIP code for fast, free Horner, WV car insurance quotes.

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