Compare Hornsby, TN Car Insurance Rates (2021)

Car insurance in Hornsby, TN averages $321 a month. Hornsby, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hornsby car insurance rates, compare quotes from the top car insurance companies in Hornsby, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hornsby, TN after a DUI are $4,538/year
  • The cheapest car insurance company in Hornsby is Travelers
  • The cheapest car insurance company in Hornsby for teen drivers is Travelers

If you need to buy Hornsby, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Hornsby, TN is right here.

You’ll find Hornsby car insurance rates, the cheapest Hornsby, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Hornsby, Tennessee car insurance rates to Bartlett car insurance rates, Franklin car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Hornsby, TN car insurance today? Enter your ZIP code for fast, free Hornsby car insurance quotes.

Cheapest Hornsby, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hornsby, TN car insurance rates? Every Hornsby, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hornsby, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,883 $2,774 $2,587 $2,688 $10,702 $11,639 $3,088 $3,199
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Liberty Mutual $3,865 $129 $3,166 $3,541 $15,726 $17,488 $4,154 $4,439
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $1,988 $1,893 $1,619 $1,683 $8,534 $9,635 $2,401 $2,623
State Farm $1,720 $1,720 $1,532 $1,532 $4,968 $6,249 $1,936 $2,233
Travelers $1,761 $1,855 $1,586 $1,690 $4,801 $5,911 $1,879 $1,979
USAA $1,623 $1,660 $1,461 $1,468 $5,680 $6,508 $2,125 $2,274

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Minimum Car Insurance in Hornsby, TN

Every driver must carry the minimum car insurance in Hornsby, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Hornsby, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hornsby, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hornsby, TN. Compare credit history car insurance rates in Hornsby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hornsby, Tennessee

Insurance Company Poor Fair Good
Allstate $6,315 $4,830 $3,690
Farmers $4,297 $3,348 $3,166
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,419 $5,764 $4,508
Nationwide $4,522 $3,582 $3,172
Progressive $4,294 $3,674 $3,423
State Farm $3,974 $2,383 $1,851
Travelers $3,422 $2,671 $1,954
USAA $4,140 $2,418 $1,992

Cheapest Hornsby, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hornsby, TN to rates for a clean record with top companies.

Annual Hornsby, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,153 $4,945 $5,943 $4,738
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,326 $7,669 $7,136 $6,124
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,348 $4,324 $3,567 $3,949
State Farm $2,512 $2,960 $2,736 $2,736
Travelers $2,180 $2,794 $3,078 $2,680
USAA $2,075 $3,102 $3,651 $2,572

Cheapest Hornsby, TN Car Insurance for Teen Drivers

Teen car insurance in Hornsby, TN can be expensive. Take a look at rates from the top car insurance companies in Hornsby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hornsby, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,702 $11,639
Farmers $7,727 $8,208
GEICO $7,317 $7,489
Liberty Mutual $15,726 $17,488
Nationwide $6,600 $8,546
Progressive $8,534 $9,635
State Farm $4,968 $6,249
Travelers $4,801 $5,911
USAA $5,680 $6,508

Cheapest Hornsby, TN Car Insurance for Seniors

Take a look at Hornsby, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hornsby, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,587 $2,688
Farmers $1,742 $1,900
GEICO $2,355 $2,355
Liberty Mutual $3,166 $3,541
Nationwide $2,143 $2,183
Progressive $1,619 $1,683
State Farm $1,532 $1,532
Travelers $1,586 $1,690
USAA $1,461 $1,468

Cheapest Hornsby, TN Car Insurance Rates After a DUI

A DUI in Hornsby, TN increases car insurance rates. Compare Hornsby, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hornsby, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,943
Farmers $3,901
GEICO $5,928
Liberty Mutual $7,136
Nationwide $4,904
Progressive $3,567
State Farm $2,736
Travelers $3,078
USAA $3,651

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Cheapest Hornsby, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hornsby, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hornsby, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,945 $4,945
Farmers $3,604 $3,604
GEICO $3,713 $3,745
Liberty Mutual $6,564 $6,564
Nationwide $3,759 $3,759
Progressive $3,797 $3,797
State Farm $2,671 $2,801
Travelers $2,578 $2,788
USAA $2,768 $2,932

The Best Cheap Car Insurance Companies in Hornsby, TN

Take a look at a side-by-side comparison of the top car insurance companies in Hornsby, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hornsby, Tennessee

Insurance Company Average Annual Rates
Allstate $4,945
Farmers $3,604
GEICO $3,729
Liberty Mutual $6,564
Nationwide $3,759
Progressive $3,797
State Farm $2,736
Travelers $2,683
USAA $2,850

Category Winners: Cheapest Car Insurance in Hornsby, Tennessee

Find the cheapest car insurance companies in Hornsby, TN for each category right here.

Best Annual Car Insurance Rates by Company in Hornsby, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hornsby, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hornsby car insurance rates. Find the cheapest Hornsby, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hornsby, Tennessee

Insurance Company Low Medium High
Allstate $4,756 $4,933 $5,146
Farmers $3,397 $3,585 $3,829
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,283 $6,562 $6,845
Nationwide $3,785 $3,678 $3,813
Progressive $3,594 $3,797 $3,999
State Farm $2,595 $2,747 $2,866
Travelers $2,536 $2,681 $2,832
USAA $2,756 $2,839 $2,955

What affects car insurance rates in Hornsby, Tennessee?

What factors can have an impact on Hornsby, TN car insurance? There are several reasons why Hornsby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hornsby, Tennessee.

Commute Time in Hornsby

The more time you spend in your car the higher the risk of an accident. The average commute length in Hornsby, TN is 36.7 minutes according to City-Data.

Compare Car Insurance Quotes in Hornsby, TN

Ready to find affordable Hornsby, Tennessee car insurance today? Enter your ZIP code for fast, free Hornsby, TN car insurance quotes.

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