Compare Horntown, VA Car Insurance Rates (2021)

Car insurance in Horntown, VA averages $193 a month. Horntown, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Horntown car insurance rates, compare quotes from the top car insurance companies in Horntown, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Horntown, VA after a DUI are $2,749/year
  • The cheapest car insurance company in Horntown is USAA
  • Average car insurance rates in Horntown, VA are $2,321/year

If you need to buy Horntown, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Horntown, VA is right here.

You’ll find Horntown car insurance rates, the cheapest Horntown, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Horntown, Virginia car insurance rates to Portsmouth car insurance rates, Norfolk car insurance rates, and Virginia Beach car insurance rates.

Ready to find affordable Horntown, VA car insurance today? Enter your ZIP code for fast, free Horntown car insurance quotes.

Cheapest Horntown, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horntown, VA car insurance rates? Every Horntown, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horntown, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,070 $1,952 $2,061 $2,061 $6,450 $7,397 $2,693 $2,692
GEICO $1,490 $1,493 $1,413 $1,413 $3,090 $4,147 $1,729 $1,719
Nationwide $1,436 $1,447 $1,273 $1,310 $3,384 $4,377 $1,582 $1,727
Progressive $1,163 $1,109 $1,049 $1,054 $5,199 $5,839 $1,405 $1,437
State Farm $1,383 $1,383 $1,245 $1,245 $4,129 $5,189 $1,563 $1,796
USAA $1,114 $1,099 $1,036 $1,046 $3,414 $4,077 $1,438 $1,583

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Minimum Car Insurance in Horntown, VA

Every driver must carry the minimum car insurance in Horntown, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Horntown, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Horntown, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horntown, VA. Compare credit history car insurance rates in Horntown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horntown, Virginia

Insurance Company Poor Fair Good
Allstate $4,170 $3,337 $2,758
GEICO $2,290 $1,947 $1,947
Nationwide $2,449 $1,967 $1,785
Progressive $2,550 $2,222 $2,073
State Farm $3,188 $1,976 $1,561
USAA $2,479 $1,685 $1,388

Cheapest Horntown, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horntown, VA to rates for a clean record with top companies.

Annual Horntown, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,560 $4,096 $3,733 $3,299
GEICO $1,560 $2,032 $3,095 $1,560
Nationwide $1,795 $1,795 $2,638 $2,039
Progressive $1,958 $2,573 $2,323 $2,273
State Farm $2,049 $2,434 $2,242 $2,242
USAA $1,434 $1,858 $2,463 $1,649

Cheapest Horntown, VA Car Insurance for Teen Drivers

Teen car insurance in Horntown, VA can be expensive. Take a look at rates from the top car insurance companies in Horntown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horntown, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,450 $7,397
GEICO $3,090 $4,147
Nationwide $3,384 $4,377
Progressive $5,199 $5,839
State Farm $4,129 $5,189
USAA $3,414 $4,077

Cheapest Horntown, VA Car Insurance for Seniors

Take a look at Horntown, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horntown, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,061 $2,061
GEICO $1,413 $1,413
Nationwide $1,273 $1,310
Progressive $1,049 $1,054
State Farm $1,245 $1,245
USAA $1,036 $1,046

Cheapest Horntown, VA Car Insurance Rates After a DUI

A DUI in Horntown, VA increases car insurance rates. Compare Horntown, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horntown, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,733
GEICO $3,095
Nationwide $2,638
Progressive $2,323
State Farm $2,242
USAA $2,463

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Cheapest Horntown, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horntown, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horntown, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,527
GEICO $2,023 $2,101
Nationwide $2,067 $2,067
Progressive $2,282 $2,282
State Farm $2,187 $2,297
USAA $1,783 $1,919

The Best Cheap Car Insurance Companies in Horntown, VA

Take a look at a side-by-side comparison of the top car insurance companies in Horntown, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horntown, Virginia

Insurance Company Average Annual Rates
Allstate $3,422
GEICO $2,062
Nationwide $2,067
Progressive $2,282
State Farm $2,242
USAA $1,851

Category Winners: Cheapest Car Insurance in Horntown, Virginia

Find the cheapest car insurance companies in Horntown, VA for each category right here.

Best Annual Car Insurance Rates by Company in Horntown, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Horntown, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horntown car insurance rates. Find the cheapest Horntown, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horntown, Virginia

Insurance Company Low Medium High
Allstate $3,307 $3,422 $3,536
GEICO $1,983 $2,059 $2,142
Nationwide $2,165 $2,047 $1,989
Progressive $2,180 $2,256 $2,409
State Farm $2,112 $2,238 $2,375
USAA $1,782 $1,854 $1,917

Compare Car Insurance Quotes in Horntown, VA

Ready to find affordable Horntown, Virginia car insurance today? Enter your ZIP code for fast, free Horntown, VA car insurance quotes.

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