Compare Horse Branch, KY Car Insurance Rates (2021)

Car insurance in Horse Branch, KY averages $356 a month. Horse Branch, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Horse Branch car insurance rates, compare quotes from the top car insurance companies in Horse Branch, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Horse Branch is USAA
  • Average car insurance rates in Horse Branch, KY after a DUI are $5,102/year
  • Average car insurance rates in Horse Branch, KY are $4,275/year

If you need to buy Horse Branch, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Horse Branch, KY is right here.

You’ll find Horse Branch car insurance rates, the cheapest Horse Branch, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Horse Branch, Kentucky car insurance rates to Independence car insurance rates, Owensboro car insurance rates, and Henderson car insurance rates.

Ready to find affordable Horse Branch, KY car insurance today? Enter your ZIP code for fast, free Horse Branch car insurance quotes.

Cheapest Horse Branch, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horse Branch, KY car insurance rates? Every Horse Branch, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horse Branch, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,091 $3,062 $2,785 $2,969 $11,290 $12,672 $3,439 $3,644
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,614 $2,829 $2,244 $2,500 $10,711 $11,812 $2,719 $2,805
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,265 $2,167 $2,013 $2,033 $10,641 $12,039 $2,813 $2,892
State Farm $2,104 $2,104 $1,883 $1,883 $6,338 $8,007 $2,348 $2,636
Travelers $2,251 $2,292 $2,206 $2,213 $10,780 $17,334 $2,349 $2,717
USAA $1,808 $1,817 $1,625 $1,660 $4,763 $5,030 $2,289 $2,513

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Minimum Car Insurance in Horse Branch, KY

Every driver must carry the minimum car insurance in Horse Branch, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Horse Branch, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Horse Branch, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horse Branch, KY. Compare credit history car insurance rates in Horse Branch from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horse Branch, Kentucky

Insurance Company Poor Fair Good
Allstate $7,104 $4,908 $4,095
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,827 $4,199 $3,312
Nationwide $4,672 $3,666 $3,197
Progressive $5,174 $4,483 $4,167
State Farm $4,934 $2,980 $2,325
Travelers $5,876 $4,973 $4,954
USAA $4,007 $2,237 $1,820

Cheapest Horse Branch, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horse Branch, KY to rates for a clean record with top companies.

Annual Horse Branch, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,463 $5,807 $6,182 $5,025
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,983 $6,128 $4,767 $4,239
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,815 $5,616 $4,358 $4,644
State Farm $3,115 $3,710 $3,413 $3,413
Travelers $4,596 $4,728 $6,822 $4,925
USAA $2,027 $2,867 $3,420 $2,438

Cheapest Horse Branch, KY Car Insurance for Teen Drivers

Teen car insurance in Horse Branch, KY can be expensive. Take a look at rates from the top car insurance companies in Horse Branch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horse Branch, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,290 $12,672
GEICO $6,831 $8,150
Liberty Mutual $10,711 $11,812
Nationwide $6,037 $7,550
Progressive $10,641 $12,039
State Farm $6,338 $8,007
Travelers $10,780 $17,334
USAA $4,763 $5,030

Cheapest Horse Branch, KY Car Insurance for Seniors

Take a look at Horse Branch, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horse Branch, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,785 $2,969
GEICO $3,608 $3,267
Liberty Mutual $2,244 $2,500
Nationwide $2,519 $2,640
Progressive $2,013 $2,033
State Farm $1,883 $1,883
Travelers $2,206 $2,213
USAA $1,625 $1,660

Cheapest Horse Branch, KY Car Insurance Rates After a DUI

A DUI in Horse Branch, KY increases car insurance rates. Compare Horse Branch, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horse Branch, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,182
GEICO $6,862
Liberty Mutual $4,767
Nationwide $4,997
Progressive $4,358
State Farm $3,413
Travelers $6,822
USAA $3,420

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Cheapest Horse Branch, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horse Branch, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horse Branch, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,369 $5,369
GEICO $4,191 $4,270
Liberty Mutual $4,779 $4,779
Nationwide $3,845 $3,845
Progressive $4,608 $4,608
State Farm $3,331 $3,495
Travelers $5,268 $5,268
USAA $2,588 $2,788

The Best Cheap Car Insurance Companies in Horse Branch, KY

Take a look at a side-by-side comparison of the top car insurance companies in Horse Branch, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horse Branch, Kentucky

Insurance Company Average Annual Rates
Allstate $5,369
GEICO $4,231
Liberty Mutual $4,779
Nationwide $3,845
Progressive $4,608
State Farm $3,413
Travelers $5,268
USAA $2,688

Category Winners: Cheapest Car Insurance in Horse Branch, Kentucky

Find the cheapest car insurance companies in Horse Branch, KY for each category right here.

Best Annual Car Insurance Rates by Company in Horse Branch, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Horse Branch, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horse Branch car insurance rates. Find the cheapest Horse Branch, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horse Branch, Kentucky

Insurance Company Low Medium High
Allstate $5,028 $5,350 $5,729
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,541 $4,747 $5,050
Nationwide $3,908 $3,801 $3,826
Progressive $4,325 $4,566 $4,933
State Farm $3,223 $3,409 $3,607
Travelers $4,996 $5,291 $5,517
USAA $2,578 $2,682 $2,803

Compare Car Insurance Quotes in Horse Branch, KY

Ready to find affordable Horse Branch, Kentucky car insurance today? Enter your ZIP code for fast, free Horse Branch, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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