Compare Horse Creek, WY Car Insurance Rates (2021)

Car insurance in Horse Creek, WY averages $251 a month. Horse Creek, Wyoming car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Horse Creek car insurance rates, compare quotes from the top car insurance companies in Horse Creek, WY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Horse Creek, WY after a DUI are $3,844/year
  • The cheapest car insurance company in Horse Creek is Liberty Mutual
  • The cheapest car insurance company in Horse Creek for teen drivers is Liberty Mutual

If you need to buy Horse Creek, Wyoming car insurance, the options can be confusing. Everything you need to know about car insurance in Horse Creek, WY is right here.

You’ll find Horse Creek car insurance rates, the cheapest Horse Creek, WY car insurance companies, and information on Wyoming car insurance laws. You can also compare Horse Creek, Wyoming car insurance rates to Laramie car insurance rates, Green River car insurance rates, and Gillette car insurance rates.

Ready to find affordable Horse Creek, WY car insurance today? Enter your ZIP code for fast, free Horse Creek car insurance quotes.

Cheapest Horse Creek, WY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horse Creek, WY car insurance rates? Every Horse Creek, Wyoming car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horse Creek, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,687 $2,146 $2,342 $8,770 $11,128 $2,846 $3,122
Farmers $2,352 $2,352 $2,211 $2,211 $4,282 $7,439 $2,439 $2,439
GEICO $2,511 $2,560 $2,428 $2,428 $4,638 $6,000 $2,792 $2,936
Liberty Mutual $1,326 $1,342 $1,093 $1,272 $3,860 $4,332 $1,470 $1,644
State Farm $1,509 $1,509 $1,298 $1,298 $4,043 $5,384 $1,573 $1,866
USAA $1,657 $1,662 $1,441 $1,509 $5,101 $6,285 $2,193 $2,484

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Minimum Car Insurance in Horse Creek, WY

Every driver must carry the minimum car insurance in Horse Creek, WY. Take a look at the Wyoming car insurance requirements.

Minimum Required Car Insurance Coverage in Horse Creek, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Horse Creek, WY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horse Creek, WY. Compare credit history car insurance rates in Horse Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horse Creek, Wyoming

Insurance Company Poor Fair Good
Allstate $5,553 $4,213 $3,583
Farmers $3,449 $3,255 $2,944
GEICO $3,720 $3,163 $2,977
Liberty Mutual $2,329 $2,003 $1,795
State Farm $3,006 $2,130 $1,794
USAA $4,722 $2,140 $1,512

Cheapest Horse Creek, WY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horse Creek, WY to rates for a clean record with top companies.

Annual Horse Creek, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,841 $4,582 $4,911 $4,464
Farmers $2,432 $2,880 $4,970 $2,581
GEICO $2,165 $2,881 $4,489 $3,612
Liberty Mutual $1,444 $2,251 $2,452 $2,023
State Farm $2,120 $2,501 $2,310 $2,310
USAA $2,189 $2,660 $3,932 $2,386

Cheapest Horse Creek, WY Car Insurance for Teen Drivers

Teen car insurance in Horse Creek, WY can be expensive. Take a look at rates from the top car insurance companies in Horse Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horse Creek, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,770 $11,128
Farmers $4,282 $7,439
GEICO $4,638 $6,000
Liberty Mutual $3,860 $4,332
State Farm $4,043 $5,384
USAA $5,101 $6,285

Cheapest Horse Creek, WY Car Insurance for Seniors

Take a look at Horse Creek, WY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horse Creek, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,146 $2,342
Farmers $2,211 $2,211
GEICO $2,428 $2,428
Liberty Mutual $1,093 $1,272
State Farm $1,298 $1,298
USAA $1,441 $1,509

Cheapest Horse Creek, WY Car Insurance Rates After a DUI

A DUI in Horse Creek, WY increases car insurance rates. Compare Horse Creek, Wyoming DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horse Creek, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,911
Farmers $4,970
GEICO $4,489
Liberty Mutual $2,452
State Farm $2,310
USAA $3,932

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Cheapest Horse Creek, WY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horse Creek, WY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horse Creek, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,344 $4,555
Farmers $3,216 $3,216
GEICO $3,234 $3,339
Liberty Mutual $2,043 $2,043
State Farm $2,229 $2,391
USAA $2,759 $2,824

The Best Cheap Car Insurance Companies in Horse Creek, WY

Take a look at a side-by-side comparison of the top car insurance companies in Horse Creek, WY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horse Creek, Wyoming

Insurance Company Average Annual Rates
Allstate $4,449
Farmers $3,216
GEICO $3,287
Liberty Mutual $2,043
State Farm $2,310
USAA $2,792

Category Winners: Cheapest Car Insurance in Horse Creek, Wyoming

Find the cheapest car insurance companies in Horse Creek, WY for each category right here.

Best Annual Car Insurance Rates by Company in Horse Creek, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Horse Creek, WY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horse Creek car insurance rates. Find the cheapest Horse Creek, WY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horse Creek, Wyoming

Insurance Company Low Medium High
Allstate $4,329 $4,441 $4,578
Farmers $3,119 $3,211 $3,318
GEICO $3,231 $3,291 $3,339
Liberty Mutual $1,925 $2,034 $2,169
State Farm $2,228 $2,311 $2,391
USAA $2,718 $2,789 $2,868

Compare Car Insurance Quotes in Horse Creek, WY

Ready to find affordable Horse Creek, Wyoming car insurance today? Enter your ZIP code for fast, free Horse Creek, WY car insurance quotes.

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