Compare Horton, AL Car Insurance Rates (2021)

Car insurance in Horton, AL averages $298 a month. Horton, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Horton car insurance rates, compare quotes from the top car insurance companies in Horton, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Horton, AL are $3,572/year
  • The cheapest car insurance company in Horton is USAA
  • Average car insurance rates in Horton, AL after a DUI are $4,072/year

If you need to buy Horton, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Horton, AL is right here.

You’ll find Horton car insurance rates, the cheapest Horton, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Horton, Alabama car insurance rates to Birmingham car insurance rates, Dothan car insurance rates, and Hoover car insurance rates.

Ready to find affordable Horton, AL car insurance today? Enter your ZIP code for fast, free Horton car insurance quotes.

Cheapest Horton, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horton, AL car insurance rates? Every Horton, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,016 $1,921 $1,821 $1,856 $6,983 $7,489 $2,260 $2,314
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,932 $3,166 $2,406 $2,689 $10,743 $11,940 $3,121 $3,324
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,217 $2,072 $1,818 $1,944 $9,352 $10,436 $2,597 $2,778
State Farm $2,987 $2,987 $2,701 $2,701 $9,082 $11,340 $3,374 $3,917
Travelers $1,381 $1,402 $1,299 $1,292 $7,255 $11,329 $1,310 $1,501
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

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Minimum Car Insurance in Horton, AL

Every driver must carry the minimum car insurance in Horton, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Horton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Horton, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horton, AL. Compare credit history car insurance rates in Horton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horton, Alabama

Insurance Company Poor Fair Good
Allstate $4,116 $3,234 $2,647
Farmers $4,505 $3,877 $3,674
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,215 $4,429 $3,476
Nationwide $3,130 $2,444 $2,211
Progressive $4,671 $4,021 $3,763
State Farm $7,919 $4,012 $2,727
Travelers $3,652 $3,164 $3,223
USAA $2,877 $1,869 $1,668

Cheapest Horton, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horton, AL to rates for a clean record with top companies.

Annual Horton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $3,338 $3,958 $3,201
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,951 $5,506 $5,378 $5,325
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,746 $4,728 $4,027 $4,106
State Farm $4,407 $5,472 $4,833 $4,833
Travelers $2,786 $2,924 $4,275 $3,399
USAA $1,644 $2,064 $3,067 $1,778

Cheapest Horton, AL Car Insurance for Teen Drivers

Teen car insurance in Horton, AL can be expensive. Take a look at rates from the top car insurance companies in Horton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,489
Farmers $8,901 $9,156
GEICO $4,963 $4,863
Liberty Mutual $10,743 $11,940
Nationwide $4,472 $5,749
Progressive $9,352 $10,436
State Farm $9,082 $11,340
Travelers $7,255 $11,329
USAA $3,975 $4,408

Cheapest Horton, AL Car Insurance for Seniors

Take a look at Horton, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,821 $1,856
Farmers $2,044 $2,172
GEICO $1,810 $1,872
Liberty Mutual $2,406 $2,689
Nationwide $1,548 $1,600
Progressive $1,818 $1,944
State Farm $2,701 $2,701
Travelers $1,299 $1,292
USAA $1,238 $1,212

Cheapest Horton, AL Car Insurance Rates After a DUI

A DUI in Horton, AL increases car insurance rates. Compare Horton, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,958
Farmers $4,267
GEICO $3,548
Liberty Mutual $5,378
Nationwide $3,298
Progressive $4,027
State Farm $4,833
Travelers $4,275
USAA $3,067

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Cheapest Horton, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horton, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,333 $3,333
Farmers $4,019 $4,019
GEICO $2,591 $2,683
Liberty Mutual $5,040 $5,040
Nationwide $2,595 $2,595
Progressive $4,152 $4,152
State Farm $4,771 $5,001
Travelers $3,346 $3,346
USAA $2,040 $2,236

The Best Cheap Car Insurance Companies in Horton, AL

Take a look at a side-by-side comparison of the top car insurance companies in Horton, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horton, Alabama

Insurance Company Average Annual Rates
Allstate $3,333
Farmers $4,019
GEICO $2,637
Liberty Mutual $5,040
Nationwide $2,595
Progressive $4,152
State Farm $4,886
Travelers $3,346
USAA $2,138

Category Winners: Cheapest Car Insurance in Horton, Alabama

Find the cheapest car insurance companies in Horton, AL for each category right here.

Best Annual Car Insurance Rates by Company in Horton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Horton, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horton car insurance rates. Find the cheapest Horton, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horton, Alabama

Insurance Company Low Medium High
Allstate $3,217 $3,327 $3,454
Farmers $3,797 $3,967 $4,292
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,809 $5,016 $5,295
Nationwide $2,578 $2,574 $2,635
Progressive $3,727 $4,131 $4,597
State Farm $4,639 $4,879 $5,141
Travelers $3,187 $3,413 $3,439
USAA $2,064 $2,127 $2,223

Compare Car Insurance Quotes in Horton, AL

Ready to find affordable Horton, Alabama car insurance today? Enter your ZIP code for fast, free Horton, AL car insurance quotes.

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