Compare Horton, MI Car Insurance Rates (2021)

Car insurance in Horton, MI averages $781 a month. Horton, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Horton car insurance rates, compare quotes from the top car insurance companies in Horton, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Horton, MI are $9,368/year
  • Average car insurance rates in Horton, MI after a DUI are $15,606/year
  • The cheapest car insurance company in Horton for teen drivers is USAA

If you need to buy Horton, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Horton, MI is right here.

You’ll find Horton car insurance rates, the cheapest Horton, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Horton, Michigan car insurance rates to Dearborn car insurance rates, Detroit car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Horton, MI car insurance today? Enter your ZIP code for fast, free Horton car insurance quotes.

Cheapest Horton, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horton, MI car insurance rates? Every Horton, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,206 $15,206 $14,155 $14,155 $36,908 $36,908 $16,005 $16,005
Farmers $3,854 $3,854 $3,592 $3,592 $8,604 $8,604 $4,331 $4,331
GEICO $4,317 $4,317 $4,395 $4,395 $12,174 $12,174 $4,129 $4,129
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,916 $3,916 $3,483 $3,483 $10,196 $10,196 $4,285 $4,285
Progressive $2,820 $2,663 $2,489 $2,734 $10,381 $11,216 $3,298 $3,142
State Farm $6,433 $6,433 $5,935 $5,935 $22,222 $22,222 $7,548 $7,548
Travelers $6,883 $6,883 $5,902 $5,902 $20,864 $20,864 $7,480 $7,480
USAA $2,405 $2,269 $2,265 $2,134 $5,782 $5,464 $2,910 $2,778

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Horton, MI

Every driver must carry the minimum car insurance in Horton, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Horton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Horton, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horton, MI. Compare credit history car insurance rates in Horton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horton, Michigan

Insurance Company Poor Fair Good
Allstate $31,333 $17,282 $13,091
Farmers $6,683 $4,469 $4,134
GEICO $8,046 $5,910 $4,805
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,841 $5,165 $4,405
Progressive $5,563 $4,701 $4,265
State Farm $17,074 $8,649 $5,881
Travelers $10,538 $10,219 $10,090
USAA $4,847 $2,784 $2,122

Cheapest Horton, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horton, MI to rates for a clean record with top companies.

Annual Horton, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,076 $13,483 $44,679 $14,036
Farmers $4,286 $5,454 $5,380 $5,262
GEICO $2,192 $4,651 $14,105 $4,066
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,693 $6,223 $5,685 $5,279
Progressive $4,134 $5,373 $4,835 $5,029
State Farm $6,761 $8,073 $17,262 $10,042
Travelers $6,935 $9,931 $16,054 $8,208
USAA $2,622 $3,266 $4,262 $2,854

Cheapest Horton, MI Car Insurance for Teen Drivers

Teen car insurance in Horton, MI can be expensive. Take a look at rates from the top car insurance companies in Horton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,908 $36,908
Farmers $8,604 $8,604
GEICO $12,174 $12,174
Liberty Mutual $31,732 $31,732
Nationwide $10,196 $10,196
Progressive $10,381 $11,216
State Farm $22,222 $22,222
Travelers $20,864 $20,864
USAA $5,782 $5,464

Cheapest Horton, MI Car Insurance for Seniors

Take a look at Horton, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,155 $14,155
Farmers $3,592 $3,592
GEICO $4,395 $4,395
Liberty Mutual $13,352 $13,352
Nationwide $3,483 $3,483
Progressive $2,489 $2,734
State Farm $5,935 $5,935
Travelers $5,902 $5,902
USAA $2,265 $2,134

Cheapest Horton, MI Car Insurance Rates After a DUI

A DUI in Horton, MI increases car insurance rates. Compare Horton, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horton, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,679
Farmers $5,380
GEICO $14,105
Liberty Mutual $28,191
Nationwide $5,685
Progressive $4,835
State Farm $17,262
Travelers $16,054
USAA $4,262

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Horton, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horton, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horton, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,569 $20,569
Farmers $5,095 $5,095
GEICO $6,110 $6,397
Liberty Mutual $17,393 $18,634
Nationwide $5,470 $5,470
Progressive $4,843 $4,843
State Farm $10,259 $10,810
Travelers $10,223 $10,341
USAA $3,214 $3,288

The Best Cheap Car Insurance Companies in Horton, MI

Take a look at a side-by-side comparison of the top car insurance companies in Horton, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horton, Michigan

Insurance Company Average Annual Rates
Allstate $20,569
Farmers $5,095
GEICO $6,254
Liberty Mutual $18,013
Nationwide $5,470
Progressive $4,843
State Farm $10,535
Travelers $10,282
USAA $3,251

Category Winners: Cheapest Car Insurance in Horton, Michigan

Find the cheapest car insurance companies in Horton, MI for each category right here.

Best Annual Car Insurance Rates by Company in Horton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Horton, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horton car insurance rates. Find the cheapest Horton, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horton, Michigan

Insurance Company Low Medium High
Allstate $20,108 $20,609 $20,988
Farmers $4,981 $5,086 $5,219
GEICO $5,872 $6,202 $6,686
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,725 $5,377 $5,308
Progressive $4,707 $4,849 $4,973
State Farm $10,057 $10,593 $10,954
Travelers $10,181 $10,292 $10,373
USAA $3,157 $3,258 $3,337

What affects car insurance rates in Horton, Michigan?

What factors can have an impact on Horton, MI car insurance? There are several reasons why Horton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Horton, Michigan.

Commute Time in Horton

The more time you spend in your car the higher the risk of an accident. The average commute length in Horton, MI is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Horton, MI

Ready to find affordable Horton, Michigan car insurance today? Enter your ZIP code for fast, free Horton, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption