Compare Hospers, IA Car Insurance Rates (2021)

Car insurance in Hospers, IA averages $243 a month. Hospers, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Hospers car insurance rates, compare quotes from the top car insurance companies in Hospers, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hospers for teen drivers is USAA
  • Average car insurance rates in Hospers, IA after a DUI are $3,524/year
  • The cheapest car insurance company in Hospers is USAA

If you need to buy Hospers, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Hospers, IA is right here.

You’ll find Hospers car insurance rates, the cheapest Hospers, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Hospers, Iowa car insurance rates to Ames car insurance rates, Iowa City car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Hospers, IA car insurance today? Enter your ZIP code for fast, free Hospers car insurance quotes.

Cheapest Hospers, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hospers, IA car insurance rates? Every Hospers, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hospers, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,519 $1,454 $1,253 $1,305 $3,825 $4,311 $1,821 $1,964
State Farm $1,315 $1,315 $1,160 $1,160 $3,632 $4,593 $1,480 $1,692
Travelers $2,313 $2,361 $2,243 $2,250 $10,142 $16,154 $2,404 $2,848
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

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Minimum Car Insurance in Hospers, IA

Every driver must carry the minimum car insurance in Hospers, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Hospers, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hospers, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hospers, IA. Compare credit history car insurance rates in Hospers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hospers, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,829 $2,814 $2,367
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,568 $2,085 $1,892
State Farm $2,909 $1,800 $1,420
Travelers $5,728 $4,886 $4,654
USAA $2,578 $1,773 $1,536

Cheapest Hospers, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hospers, IA to rates for a clean record with top companies.

Annual Hospers, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,751 $2,881 $1,903 $2,190
State Farm $1,887 $2,200 $2,043 $2,043
Travelers $3,717 $4,944 $6,614 $5,084
USAA $1,496 $2,015 $2,619 $1,719

Cheapest Hospers, IA Car Insurance for Teen Drivers

Teen car insurance in Hospers, IA can be expensive. Take a look at rates from the top car insurance companies in Hospers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hospers, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,179 $7,255
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $3,825 $4,311
State Farm $3,632 $4,593
Travelers $10,142 $16,154
USAA $3,562 $3,781

Cheapest Hospers, IA Car Insurance for Seniors

Take a look at Hospers, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hospers, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,731 $1,731
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,253 $1,305
State Farm $1,160 $1,160
Travelers $2,243 $2,250
USAA $1,199 $1,222

Cheapest Hospers, IA Car Insurance Rates After a DUI

A DUI in Hospers, IA increases car insurance rates. Compare Hospers, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hospers, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,121
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $1,903
State Farm $2,043
Travelers $6,614
USAA $2,619

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Cheapest Hospers, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hospers, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hospers, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,968 $3,039
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,181 $2,181
State Farm $1,994 $2,092
Travelers $5,089 $5,089
USAA $1,891 $2,034

The Best Cheap Car Insurance Companies in Hospers, IA

Take a look at a side-by-side comparison of the top car insurance companies in Hospers, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hospers, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,003
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,181
State Farm $2,043
Travelers $5,089
USAA $1,962

Category Winners: Cheapest Car Insurance in Hospers, Iowa

Find the cheapest car insurance companies in Hospers, IA for each category right here.

Best Annual Car Insurance Rates by Company in Hospers, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Hospers, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hospers car insurance rates. Find the cheapest Hospers, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hospers, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,013 $3,171 $2,826
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,035 $2,189 $2,321
State Farm $1,942 $2,055 $2,133
Travelers $4,786 $5,167 $5,316
USAA $1,859 $1,969 $2,059

What affects car insurance rates in Hospers, Iowa?

What factors can have an impact on Hospers, IA car insurance? There are several reasons why Hospers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hospers, Iowa.

Commute Time in Hospers

The more time you spend in your car the higher the risk of an accident. The average commute length in Hospers, IA is 14.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hospers, IA

Ready to find affordable Hospers, Iowa car insurance today? Enter your ZIP code for fast, free Hospers, IA car insurance quotes.

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