Compare Hot Sulphur Springs, CO Car Insurance Rates (2021)

Car insurance in Hot Sulphur Springs, CO averages $311 a month. Hot Sulphur Springs, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hot Sulphur Springs car insurance rates, compare quotes from the top car insurance companies in Hot Sulphur Springs, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hot Sulphur Springs, CO after a DUI are $4,440/year
  • Average car insurance rates in Hot Sulphur Springs, CO are $3,732/year
  • The cheapest car insurance company in Hot Sulphur Springs is Liberty Mutual

If you need to buy Hot Sulphur Springs, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Hot Sulphur Springs, CO is right here.

You’ll find Hot Sulphur Springs car insurance rates, the cheapest Hot Sulphur Springs, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Hot Sulphur Springs, Colorado car insurance rates to Pueblo car insurance rates, Denver car insurance rates, and Greeley car insurance rates.

Ready to find affordable Hot Sulphur Springs, CO car insurance today? Enter your ZIP code for fast, free Hot Sulphur Springs car insurance quotes.

Cheapest Hot Sulphur Springs, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hot Sulphur Springs, CO car insurance rates? Every Hot Sulphur Springs, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hot Sulphur Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $2,984 $2,870 $2,899 $11,016 $11,562 $3,512 $3,531
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,796 $2,776 $2,537 $2,723 $10,196 $10,278 $3,072 $3,124
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,877 $1,861 $1,571 $1,724 $5,460 $5,977 $1,907 $1,962
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,453 $2,292 $2,130 $2,124 $8,406 $9,407 $2,770 $2,696
State Farm $2,033 $2,033 $1,825 $1,825 $5,850 $7,382 $2,275 $2,709
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

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Minimum Car Insurance in Hot Sulphur Springs, CO

Every driver must carry the minimum car insurance in Hot Sulphur Springs, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Hot Sulphur Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hot Sulphur Springs, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hot Sulphur Springs, CO. Compare credit history car insurance rates in Hot Sulphur Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hot Sulphur Springs, Colorado

Insurance Company Poor Fair Good
Allstate $6,625 $5,105 $3,855
American Family $4,893 $3,473 $2,906
Farmers $5,452 $4,414 $4,197
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,002 $2,434 $1,942
Nationwide $4,245 $3,363 $2,929
Progressive $4,584 $3,918 $3,602
State Farm $4,498 $2,893 $2,334
USAA $4,786 $2,717 $2,174

Cheapest Hot Sulphur Springs, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hot Sulphur Springs, CO to rates for a clean record with top companies.

Annual Hot Sulphur Springs, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,432 $5,099 $6,228 $5,020
American Family $2,779 $3,940 $5,160 $3,151
Farmers $3,967 $5,079 $5,009 $4,695
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,440 $2,857 $2,985 $2,888
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,496 $4,878 $3,689 $4,075
State Farm $2,982 $3,501 $3,242 $3,242
USAA $2,359 $2,868 $5,018 $2,659

Cheapest Hot Sulphur Springs, CO Car Insurance for Teen Drivers

Teen car insurance in Hot Sulphur Springs, CO can be expensive. Take a look at rates from the top car insurance companies in Hot Sulphur Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hot Sulphur Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,016 $11,562
American Family $6,230 $8,345
Farmers $10,196 $10,278
GEICO $6,178 $6,577
Liberty Mutual $5,460 $5,977
Nationwide $5,929 $7,587
Progressive $8,406 $9,407
State Farm $5,850 $7,382
USAA $5,365 $6,151

Cheapest Hot Sulphur Springs, CO Car Insurance for Seniors

Take a look at Hot Sulphur Springs, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hot Sulphur Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,870 $2,899
American Family $2,316 $2,316
Farmers $2,537 $2,723
GEICO $2,090 $2,332
Liberty Mutual $1,571 $1,724
Nationwide $2,085 $2,204
Progressive $2,130 $2,124
State Farm $1,825 $1,825
USAA $2,054 $2,068

Cheapest Hot Sulphur Springs, CO Car Insurance Rates After a DUI

A DUI in Hot Sulphur Springs, CO increases car insurance rates. Compare Hot Sulphur Springs, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hot Sulphur Springs, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,228
American Family $5,160
Farmers $5,009
GEICO $3,949
Liberty Mutual $2,985
Nationwide $4,685
Progressive $3,689
State Farm $3,242
USAA $5,018

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Cheapest Hot Sulphur Springs, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hot Sulphur Springs, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hot Sulphur Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,195 $5,195
American Family $3,678 $3,837
Farmers $4,688 $4,688
GEICO $3,075 $3,212
Liberty Mutual $2,792 $2,792
Nationwide $3,512 $3,512
Progressive $4,035 $4,035
State Farm $3,164 $3,319
USAA $3,134 $3,317

The Best Cheap Car Insurance Companies in Hot Sulphur Springs, CO

Take a look at a side-by-side comparison of the top car insurance companies in Hot Sulphur Springs, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hot Sulphur Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,195
American Family $3,757
Farmers $4,688
GEICO $3,143
Liberty Mutual $2,792
Nationwide $3,512
Progressive $4,035
State Farm $3,242
USAA $3,226

Category Winners: Cheapest Car Insurance in Hot Sulphur Springs, Colorado

Find the cheapest car insurance companies in Hot Sulphur Springs, CO for each category right here.

Best Annual Car Insurance Rates by Company in Hot Sulphur Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Hot Sulphur Springs, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hot Sulphur Springs car insurance rates. Find the cheapest Hot Sulphur Springs, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hot Sulphur Springs, Colorado

Insurance Company Low Medium High
Allstate $4,897 $5,177 $5,511
American Family $3,605 $3,834 $3,832
Farmers $4,156 $4,627 $5,280
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,666 $2,785 $2,926
Nationwide $3,535 $3,511 $3,491
Progressive $3,751 $4,046 $4,307
State Farm $3,044 $3,241 $3,440
USAA $3,096 $3,225 $3,356

What affects car insurance rates in Hot Sulphur Springs, Colorado?

What factors can have an impact on Hot Sulphur Springs, CO car insurance? There are several reasons why Hot Sulphur Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hot Sulphur Springs, Colorado.

Commute Time in Hot Sulphur Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Hot Sulphur Springs, CO is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Hot Sulphur Springs, CO

Ready to find affordable Hot Sulphur Springs, Colorado car insurance today? Enter your ZIP code for fast, free Hot Sulphur Springs, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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