Compare Houlton, WI Car Insurance Rates (2021)

Car insurance in Houlton, WI averages $250 a month. Houlton, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Houlton car insurance rates, compare quotes from the top car insurance companies in Houlton, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Houlton for teen drivers is American Family
  • The cheapest car insurance company in Houlton is American Family
  • Average car insurance rates in Houlton, WI are $2,996/year

If you need to buy Houlton, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Houlton, WI is right here.

You’ll find Houlton car insurance rates, the cheapest Houlton, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Houlton, Wisconsin car insurance rates to Oshkosh car insurance rates, Appleton car insurance rates, and Eau Claire car insurance rates.

Ready to find affordable Houlton, WI car insurance today? Enter your ZIP code for fast, free Houlton car insurance quotes.

Cheapest Houlton, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Houlton, WI car insurance rates? Every Houlton, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Houlton, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,253 $2,383 $2,072 $2,295 $7,041 $9,039 $2,300 $2,501
American Family $1,034 $1,083 $976 $984 $3,113 $3,438 $1,229 $1,312
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,309 $1,448 $1,357 $1,560 $4,372 $4,713 $1,211 $1,249
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,926 $4,140 $3,245 $3,424 $7,939 $12,151 $4,772 $5,691
Progressive $1,648 $1,562 $1,353 $1,412 $6,434 $7,246 $1,981 $2,153
State Farm $1,291 $1,291 $1,151 $1,151 $3,701 $4,682 $1,457 $1,659
USAA $1,441 $1,442 $1,302 $1,330 $3,635 $4,224 $1,878 $2,068

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Minimum Car Insurance in Houlton, WI

Every driver must carry the minimum car insurance in Houlton, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Houlton, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Houlton, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Houlton, WI. Compare credit history car insurance rates in Houlton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Houlton, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,908 $3,375 $2,924
American Family $2,202 $1,453 $1,283
Farmers $4,138 $3,495 $3,344
GEICO $2,826 $2,015 $1,617
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,365 $5,309 $5,309
Progressive $3,371 $2,874 $2,676
State Farm $3,054 $1,754 $1,335
USAA $3,342 $1,754 $1,398

Cheapest Houlton, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Houlton, WI to rates for a clean record with top companies.

Annual Houlton, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,071 $4,195 $3,903 $3,772
American Family $1,574 $1,670 $1,670 $1,670
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,489 $2,415 $2,769 $1,937
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,786 $5,536 $6,786 $5,536
Progressive $2,720 $3,306 $2,826 $3,043
State Farm $1,882 $2,213 $2,048 $2,048
USAA $1,698 $2,135 $2,890 $1,937

Cheapest Houlton, WI Car Insurance for Teen Drivers

Teen car insurance in Houlton, WI can be expensive. Take a look at rates from the top car insurance companies in Houlton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Houlton, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,041 $9,039
American Family $3,113 $3,438
Farmers $8,731 $9,067
GEICO $4,372 $4,713
Liberty Mutual $5,864 $6,583
Nationwide $7,939 $12,151
Progressive $6,434 $7,246
State Farm $3,701 $4,682
USAA $3,635 $4,224

Cheapest Houlton, WI Car Insurance for Seniors

Take a look at Houlton, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Houlton, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,072 $2,295
American Family $976 $984
Farmers $1,657 $1,753
GEICO $1,357 $1,560
Liberty Mutual $1,466 $1,668
Nationwide $3,245 $3,424
Progressive $1,353 $1,412
State Farm $1,151 $1,151
USAA $1,302 $1,330

Cheapest Houlton, WI Car Insurance Rates After a DUI

A DUI in Houlton, WI increases car insurance rates. Compare Houlton, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Houlton, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,903
American Family $1,670
Farmers $3,820
GEICO $2,769
Liberty Mutual $3,298
Nationwide $6,786
Progressive $2,826
State Farm $2,048
USAA $2,890

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Cheapest Houlton, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Houlton, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Houlton, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,646 $3,825
American Family $1,618 $1,675
Farmers $3,659 $3,659
GEICO $2,108 $2,196
Liberty Mutual $2,924 $2,924
Nationwide $5,661 $5,661
Progressive $2,974 $2,974
State Farm $1,997 $2,099
USAA $2,137 $2,193

The Best Cheap Car Insurance Companies in Houlton, WI

Take a look at a side-by-side comparison of the top car insurance companies in Houlton, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Houlton, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,735
American Family $1,646
Farmers $3,659
GEICO $2,152
Liberty Mutual $2,924
Nationwide $5,661
Progressive $2,974
State Farm $2,048
USAA $2,165

Category Winners: Cheapest Car Insurance in Houlton, Wisconsin

Find the cheapest car insurance companies in Houlton, WI for each category right here.

Best Annual Car Insurance Rates by Company in Houlton, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Houlton, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Houlton car insurance rates. Find the cheapest Houlton, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Houlton, Wisconsin

Insurance Company Low Medium High
Allstate $3,575 $3,726 $3,905
American Family $1,625 $1,661 $1,653
Farmers $3,368 $3,630 $3,980
GEICO $2,010 $2,152 $2,295
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,492 $5,659 $5,832
Progressive $2,793 $3,001 $3,127
State Farm $1,927 $2,055 $2,162
USAA $2,088 $2,167 $2,240

Compare Car Insurance Quotes in Houlton, WI

Ready to find affordable Houlton, Wisconsin car insurance today? Enter your ZIP code for fast, free Houlton, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State