Compare Houserville, PA Car Insurance Rates (2021)

Car insurance in Houserville, PA averages $263 a month. Houserville, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Houserville car insurance rates, compare quotes from the top car insurance companies in Houserville, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Houserville is USAA
  • Average car insurance rates in Houserville, PA are $3,157/year
  • Average car insurance rates in Houserville, PA after a DUI are $3,455/year

If you need to buy Houserville, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Houserville, PA is right here.

You’ll find Houserville car insurance rates, the cheapest Houserville, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Houserville, Pennsylvania car insurance rates to Reading car insurance rates, York car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Houserville, PA car insurance today? Enter your ZIP code for fast, free Houserville car insurance quotes.

Cheapest Houserville, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Houserville, PA car insurance rates? Every Houserville, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Houserville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,115 $2,115 $1,936 $1,936 $6,687 $6,687 $2,340 $2,340
GEICO $1,418 $1,232 $1,345 $1,169 $3,583 $3,113 $1,428 $1,240
Liberty Mutual $3,166 $3,166 $2,901 $2,901 $9,224 $9,224 $4,016 $4,016
Nationwide $1,576 $1,576 $1,493 $1,493 $4,459 $4,459 $1,768 $1,768
Progressive $2,225 $2,225 $1,987 $1,987 $7,227 $7,227 $2,828 $2,828
State Farm $1,230 $1,230 $1,091 $1,091 $4,475 $4,475 $1,360 $1,360
Travelers $1,371 $1,371 $1,478 $1,478 $19,616 $19,616 $1,646 $1,646
USAA $892 $892 $810 $810 $2,660 $2,660 $1,177 $1,177

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Houserville, PA

Every driver must carry the minimum car insurance in Houserville, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Houserville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Houserville, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Houserville, PA. Compare credit history car insurance rates in Houserville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Houserville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,194 $3,107 $2,508
GEICO $2,709 $1,541 $1,198
Liberty Mutual $6,158 $4,418 $3,903
Nationwide $2,723 $2,244 $2,005
Progressive $4,723 $3,318 $2,660
State Farm $2,901 $1,797 $1,419
Travelers $6,553 $5,925 $5,606
USAA $1,725 $1,287 $1,142

Cheapest Houserville, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Houserville, PA to rates for a clean record with top companies.

Annual Houserville, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,137 $3,667 $3,137 $3,137
GEICO $1,340 $2,301 $1,784 $1,839
Liberty Mutual $4,406 $5,043 $4,928 $4,928
Nationwide $1,682 $2,247 $3,125 $2,242
Progressive $3,235 $4,472 $3,324 $3,238
State Farm $1,859 $2,219 $2,039 $2,039
Travelers $4,274 $6,088 $7,660 $6,088
USAA $1,117 $1,536 $1,639 $1,246

Cheapest Houserville, PA Car Insurance for Teen Drivers

Teen car insurance in Houserville, PA can be expensive. Take a look at rates from the top car insurance companies in Houserville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Houserville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,687 $6,687
GEICO $3,583 $3,113
Liberty Mutual $9,224 $9,224
Nationwide $4,459 $4,459
Progressive $7,227 $7,227
State Farm $4,475 $4,475
Travelers $19,616 $19,616
USAA $2,660 $2,660

Cheapest Houserville, PA Car Insurance for Seniors

Take a look at Houserville, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Houserville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,936
GEICO $1,345 $1,169
Liberty Mutual $2,901 $2,901
Nationwide $1,493 $1,493
Progressive $1,987 $1,987
State Farm $1,091 $1,091
Travelers $1,478 $1,478
USAA $810 $810

Cheapest Houserville, PA Car Insurance Rates After a DUI

A DUI in Houserville, PA increases car insurance rates. Compare Houserville, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Houserville, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,137
GEICO $1,784
Liberty Mutual $4,928
Nationwide $3,125
Progressive $3,324
State Farm $2,039
Travelers $7,660
USAA $1,639

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Houserville, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Houserville, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Houserville, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,208 $3,331
GEICO $1,788 $1,844
Liberty Mutual $4,703 $4,950
Nationwide $2,324 $2,324
Progressive $3,567 $3,567
State Farm $1,979 $2,099
Travelers $6,028 $6,028
USAA $1,346 $1,424

The Best Cheap Car Insurance Companies in Houserville, PA

Take a look at a side-by-side comparison of the top car insurance companies in Houserville, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Houserville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,270
GEICO $1,816
Liberty Mutual $4,826
Nationwide $2,324
Progressive $3,567
State Farm $2,039
Travelers $6,028
USAA $1,385

Category Winners: Cheapest Car Insurance in Houserville, Pennsylvania

Find the cheapest car insurance companies in Houserville, PA for each category right here.

Best Annual Car Insurance Rates by Company in Houserville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Houserville, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Houserville car insurance rates. Find the cheapest Houserville, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Houserville, Pennsylvania

Insurance Company Low Medium High
Allstate $3,143 $3,286 $3,379
GEICO $1,663 $1,835 $1,951
Liberty Mutual $4,607 $4,858 $5,015
Nationwide $2,320 $2,358 $2,295
Progressive $3,260 $3,602 $3,838
State Farm $1,898 $2,068 $2,151
Travelers $6,124 $6,026 $5,932
USAA $1,275 $1,398 $1,481

What affects car insurance rates in Houserville, Pennsylvania?

What factors can have an impact on Houserville, PA car insurance? There are several reasons why Houserville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Houserville, Pennsylvania.

Commute Time in Houserville

The more time you spend in your car the higher the risk of an accident. The average commute length in Houserville, PA is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Houserville, PA

Ready to find affordable Houserville, Pennsylvania car insurance today? Enter your ZIP code for fast, free Houserville, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption