Compare Houstonia, MO Car Insurance Rates (2021)

Car insurance in Houstonia, MO averages $259 a month. Houstonia, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Houstonia car insurance rates, compare quotes from the top car insurance companies in Houstonia, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Houstonia, MO after a DUI are $3,624/year
  • The cheapest car insurance company in Houstonia is Nationwide
  • The cheapest car insurance company in Houstonia for teen drivers is Nationwide

If you need to buy Houstonia, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Houstonia, MO is right here.

You’ll find Houstonia car insurance rates, the cheapest Houstonia, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Houstonia, Missouri car insurance rates to Kansas City car insurance rates, Blue Springs car insurance rates, and Florissant car insurance rates.

Ready to find affordable Houstonia, MO car insurance today? Enter your ZIP code for fast, free Houstonia car insurance quotes.

Cheapest Houstonia, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Houstonia, MO car insurance rates? Every Houstonia, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Houstonia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,921 $1,921 $1,714 $1,714 $5,294 $6,871 $1,921 $2,241
Farmers $2,407 $2,400 $2,147 $2,275 $10,036 $10,393 $2,751 $2,879
GEICO $1,743 $1,961 $1,355 $1,748 $5,534 $5,861 $1,581 $1,585
Liberty Mutual $2,467 $2,674 $2,034 $2,280 $8,440 $9,373 $2,599 $2,773
Nationwide $1,338 $1,365 $1,200 $1,270 $3,355 $4,290 $1,524 $1,646
Progressive $1,945 $1,828 $1,589 $1,635 $6,044 $6,808 $2,377 $2,433
State Farm $1,508 $1,508 $1,351 $1,351 $4,361 $5,501 $1,697 $1,934
USAA $1,462 $1,450 $1,315 $1,339 $4,335 $5,295 $1,820 $2,023

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Minimum Car Insurance in Houstonia, MO

Every driver must carry the minimum car insurance in Houstonia, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Houstonia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Houstonia, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Houstonia, MO. Compare credit history car insurance rates in Houstonia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Houstonia, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,849 $2,713 $2,287
Farmers $5,037 $4,201 $3,995
GEICO $3,686 $2,403 $1,924
Liberty Mutual $5,852 $3,572 $2,815
Nationwide $2,354 $1,947 $1,695
Progressive $3,580 $2,951 $2,717
State Farm $3,295 $2,147 $1,762
USAA $3,973 $1,845 $1,321

Cheapest Houstonia, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Houstonia, MO to rates for a clean record with top companies.

Annual Houstonia, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,190 $3,206 $3,895 $2,508
Farmers $3,810 $4,747 $4,641 $4,445
GEICO $2,059 $2,703 $3,679 $2,243
Liberty Mutual $2,969 $4,253 $4,386 $4,713
Nationwide $1,579 $2,015 $2,676 $1,724
Progressive $2,699 $3,538 $2,968 $3,125
State Farm $2,206 $2,596 $2,401 $2,401
USAA $1,910 $2,314 $3,209 $2,086

Cheapest Houstonia, MO Car Insurance for Teen Drivers

Teen car insurance in Houstonia, MO can be expensive. Take a look at rates from the top car insurance companies in Houstonia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Houstonia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,294 $6,871
Farmers $10,036 $10,393
GEICO $5,534 $5,861
Liberty Mutual $8,440 $9,373
Nationwide $3,355 $4,290
Progressive $6,044 $6,808
State Farm $4,361 $5,501
USAA $4,335 $5,295

Cheapest Houstonia, MO Car Insurance for Seniors

Take a look at Houstonia, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Houstonia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,714 $1,714
Farmers $2,147 $2,275
GEICO $1,355 $1,748
Liberty Mutual $2,034 $2,280
Nationwide $1,200 $1,270
Progressive $1,589 $1,635
State Farm $1,351 $1,351
USAA $1,315 $1,339

Cheapest Houstonia, MO Car Insurance Rates After a DUI

A DUI in Houstonia, MO increases car insurance rates. Compare Houstonia, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Houstonia, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,895
Farmers $4,641
GEICO $3,679
Liberty Mutual $4,386
Nationwide $2,676
Progressive $2,968
State Farm $2,401
USAA $3,209

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Cheapest Houstonia, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Houstonia, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Houstonia, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,921 $2,979
Farmers $4,411 $4,411
GEICO $2,623 $2,719
Liberty Mutual $4,080 $4,080
Nationwide $1,998 $1,998
Progressive $3,082 $3,082
State Farm $2,342 $2,460
USAA $2,295 $2,465

The Best Cheap Car Insurance Companies in Houstonia, MO

Take a look at a side-by-side comparison of the top car insurance companies in Houstonia, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Houstonia, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,950
Farmers $4,411
GEICO $2,671
Liberty Mutual $4,080
Nationwide $1,998
Progressive $3,082
State Farm $2,401
USAA $2,380

Category Winners: Cheapest Car Insurance in Houstonia, Missouri

Find the cheapest car insurance companies in Houstonia, MO for each category right here.

Best Annual Car Insurance Rates by Company in Houstonia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Houstonia, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Houstonia car insurance rates. Find the cheapest Houstonia, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Houstonia, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,854 $3,043 $2,953
Farmers $4,124 $4,366 $4,742
GEICO $2,495 $2,691 $2,827
Liberty Mutual $3,849 $4,100 $4,291
Nationwide $1,869 $2,018 $2,109
Progressive $2,778 $3,088 $3,380
State Farm $2,246 $2,410 $2,548
USAA $2,286 $2,372 $2,481

What affects car insurance rates in Houstonia, Missouri?

What factors can have an impact on Houstonia, MO car insurance? There are several reasons why Houstonia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Houstonia, Missouri.

Commute Time in Houstonia

The more time you spend in your car the higher the risk of an accident. The average commute length in Houstonia, MO is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Houstonia, MO

Ready to find affordable Houstonia, Missouri car insurance today? Enter your ZIP code for fast, free Houstonia, MO car insurance quotes.

Free Car Insurance Comparison

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