Compare Houtzdale, PA Car Insurance Rates (2021)

Car insurance in Houtzdale, PA averages $314 a month. Houtzdale, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Houtzdale car insurance rates, compare quotes from the top car insurance companies in Houtzdale, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Houtzdale, PA are $3,770/year
  • Average car insurance rates in Houtzdale, PA after a DUI are $4,139/year
  • The cheapest car insurance company in Houtzdale is USAA

If you need to buy Houtzdale, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Houtzdale, PA is right here.

You’ll find Houtzdale car insurance rates, the cheapest Houtzdale, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Houtzdale, Pennsylvania car insurance rates to Erie car insurance rates, York car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Houtzdale, PA car insurance today? Enter your ZIP code for fast, free Houtzdale car insurance quotes.

Cheapest Houtzdale, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Houtzdale, PA car insurance rates? Every Houtzdale, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Houtzdale, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,320 $2,320 $2,118 $2,118 $7,364 $7,364 $2,574 $2,574
GEICO $2,049 $1,773 $1,878 $1,627 $4,984 $4,320 $2,093 $1,811
Liberty Mutual $3,612 $3,612 $3,308 $3,308 $10,575 $10,575 $4,589 $4,589
Nationwide $1,801 $1,801 $1,700 $1,700 $5,011 $5,011 $2,015 $2,015
Progressive $2,460 $2,460 $2,189 $2,189 $7,708 $7,708 $3,150 $3,150
State Farm $1,760 $1,760 $1,535 $1,535 $6,053 $6,053 $1,928 $1,928
Travelers $1,720 $1,720 $1,850 $1,850 $24,702 $24,702 $2,077 $2,077
USAA $1,013 $1,013 $916 $916 $2,976 $2,976 $1,340 $1,340

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Minimum Car Insurance in Houtzdale, PA

Every driver must carry the minimum car insurance in Houtzdale, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Houtzdale, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Houtzdale, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Houtzdale, PA. Compare credit history car insurance rates in Houtzdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Houtzdale, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,606 $3,418 $2,758
GEICO $3,853 $2,171 $1,677
Liberty Mutual $7,048 $5,053 $4,462
Nationwide $3,091 $2,536 $2,269
Progressive $5,152 $3,597 $2,881
State Farm $4,015 $2,483 $1,958
Travelers $8,256 $7,457 $7,049
USAA $1,951 $1,449 $1,283

Cheapest Houtzdale, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Houtzdale, PA to rates for a clean record with top companies.

Annual Houtzdale, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,446 $4,037 $3,446 $3,446
GEICO $1,893 $3,177 $2,555 $2,643
Liberty Mutual $5,051 $5,758 $5,638 $5,638
Nationwide $1,894 $2,533 $3,553 $2,548
Progressive $3,526 $4,822 $3,624 $3,536
State Farm $2,605 $3,033 $2,819 $2,819
Travelers $5,389 $7,664 $9,634 $7,664
USAA $1,262 $1,731 $1,844 $1,408

Cheapest Houtzdale, PA Car Insurance for Teen Drivers

Teen car insurance in Houtzdale, PA can be expensive. Take a look at rates from the top car insurance companies in Houtzdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Houtzdale, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $7,364
GEICO $4,984 $4,320
Liberty Mutual $10,575 $10,575
Nationwide $5,011 $5,011
Progressive $7,708 $7,708
State Farm $6,053 $6,053
Travelers $24,702 $24,702
USAA $2,976 $2,976

Cheapest Houtzdale, PA Car Insurance for Seniors

Take a look at Houtzdale, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Houtzdale, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,118 $2,118
GEICO $1,878 $1,627
Liberty Mutual $3,308 $3,308
Nationwide $1,700 $1,700
Progressive $2,189 $2,189
State Farm $1,535 $1,535
Travelers $1,850 $1,850
USAA $916 $916

Cheapest Houtzdale, PA Car Insurance Rates After a DUI

A DUI in Houtzdale, PA increases car insurance rates. Compare Houtzdale, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Houtzdale, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,446
GEICO $2,555
Liberty Mutual $5,638
Nationwide $3,553
Progressive $3,624
State Farm $2,819
Travelers $9,634
USAA $1,844

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Cheapest Houtzdale, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Houtzdale, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Houtzdale, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,526 $3,662
GEICO $2,520 $2,614
Liberty Mutual $5,379 $5,663
Nationwide $2,632 $2,632
Progressive $3,877 $3,877
State Farm $2,736 $2,902
Travelers $7,587 $7,587
USAA $1,517 $1,606

The Best Cheap Car Insurance Companies in Houtzdale, PA

Take a look at a side-by-side comparison of the top car insurance companies in Houtzdale, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Houtzdale, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,594
GEICO $2,567
Liberty Mutual $5,521
Nationwide $2,632
Progressive $3,877
State Farm $2,819
Travelers $7,587
USAA $1,561

Category Winners: Cheapest Car Insurance in Houtzdale, Pennsylvania

Find the cheapest car insurance companies in Houtzdale, PA for each category right here.

Best Annual Car Insurance Rates by Company in Houtzdale, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Houtzdale, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Houtzdale car insurance rates. Find the cheapest Houtzdale, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Houtzdale, Pennsylvania

Insurance Company Low Medium High
Allstate $3,454 $3,613 $3,715
GEICO $2,392 $2,583 $2,726
Liberty Mutual $5,281 $5,556 $5,726
Nationwide $2,656 $2,664 $2,576
Progressive $3,592 $3,903 $4,136
State Farm $2,687 $2,846 $2,924
Travelers $7,738 $7,582 $7,442
USAA $1,457 $1,575 $1,652

What affects car insurance rates in Houtzdale, Pennsylvania?

What factors can have an impact on Houtzdale, PA car insurance? There are several reasons why Houtzdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Houtzdale, Pennsylvania.

Commute Time in Houtzdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Houtzdale, PA is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Houtzdale, PA

Ready to find affordable Houtzdale, Pennsylvania car insurance today? Enter your ZIP code for fast, free Houtzdale, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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