Compare Howard, GA Car Insurance Rates (2021)

Car insurance in Howard, GA averages $414 a month. Howard, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Howard car insurance rates, compare quotes from the top car insurance companies in Howard, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Howard, GA after a DUI are $6,122/year
  • The cheapest car insurance company in Howard for teen drivers is GEICO
  • Average car insurance rates in Howard, GA are $4,972/year

If you need to buy Howard, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Howard, GA is right here.

You’ll find Howard car insurance rates, the cheapest Howard, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Howard, Georgia car insurance rates to Smyrna car insurance rates, Warner Robins car insurance rates, and Marietta car insurance rates.

Ready to find affordable Howard, GA car insurance today? Enter your ZIP code for fast, free Howard car insurance quotes.

Cheapest Howard, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Howard, GA car insurance rates? Every Howard, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Howard, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,822 $1,782 $1,749 $1,749 $5,134 $6,120 $2,266 $2,557
Liberty Mutual $5,174 $5,635 $4,237 $4,807 $21,481 $23,987 $5,489 $5,849
Nationwide $4,165 $4,309 $4,110 $4,526 $13,045 $16,826 $5,088 $5,528
Progressive $3,066 $2,868 $2,625 $2,731 $8,918 $9,897 $3,560 $3,748
State Farm $2,179 $2,179 $1,946 $1,946 $5,644 $7,435 $2,386 $2,571
USAA $1,892 $1,891 $1,732 $1,750 $6,719 $8,012 $2,363 $2,622

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Minimum Car Insurance in Howard, GA

Every driver must carry the minimum car insurance in Howard, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Howard, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Howard, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Howard, GA. Compare credit history car insurance rates in Howard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Howard, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,644 $2,560 $2,487
Liberty Mutual $13,737 $8,412 $6,598
Nationwide $8,584 $6,945 $6,070
Progressive $5,349 $4,526 $4,155
State Farm $4,659 $2,901 $2,298
USAA $4,414 $3,082 $2,622

Cheapest Howard, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Howard, GA to rates for a clean record with top companies.

Annual Howard, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $1,933 $2,442 $5,048 $2,167
Liberty Mutual $7,283 $9,931 $11,420 $9,694
Nationwide $5,531 $6,498 $10,054 $6,716
Progressive $3,725 $6,331 $4,322 $4,328
State Farm $3,006 $3,565 $3,286 $3,286
USAA $2,575 $3,247 $4,800 $2,868

Cheapest Howard, GA Car Insurance for Teen Drivers

Teen car insurance in Howard, GA can be expensive. Take a look at rates from the top car insurance companies in Howard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Howard, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $5,134 $6,120
Liberty Mutual $21,481 $23,987
Nationwide $13,045 $16,826
Progressive $8,918 $9,897
State Farm $5,644 $7,435
USAA $6,719 $8,012

Cheapest Howard, GA Car Insurance for Seniors

Take a look at Howard, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Howard, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,749 $1,749
Liberty Mutual $4,237 $4,807
Nationwide $4,110 $4,526
Progressive $2,625 $2,731
State Farm $1,946 $1,946
USAA $1,732 $1,750

Cheapest Howard, GA Car Insurance Rates After a DUI

A DUI in Howard, GA increases car insurance rates. Compare Howard, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Howard, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,927
GEICO $5,048
Liberty Mutual $11,420
Nationwide $10,054
Progressive $4,322
State Farm $3,286
USAA $4,800

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Cheapest Howard, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Howard, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Howard, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,846 $2,948
Liberty Mutual $9,582 $9,582
Nationwide $7,200 $7,200
Progressive $4,677 $4,677
State Farm $3,286 $3,286
USAA $3,219 $3,527

The Best Cheap Car Insurance Companies in Howard, GA

Take a look at a side-by-side comparison of the top car insurance companies in Howard, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Howard, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $2,897
Liberty Mutual $9,582
Nationwide $7,200
Progressive $4,677
State Farm $3,286
USAA $3,373

Category Winners: Cheapest Car Insurance in Howard, Georgia

Find the cheapest car insurance companies in Howard, GA for each category right here.

Best Annual Car Insurance Rates by Company in Howard, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Howard, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Howard car insurance rates. Find the cheapest Howard, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Howard, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,696 $2,910 $3,086
Liberty Mutual $9,203 $9,532 $10,012
Nationwide $7,059 $7,330 $7,210
Progressive $4,355 $4,615 $5,060
State Farm $3,091 $3,288 $3,479
USAA $3,240 $3,357 $3,520

Compare Car Insurance Quotes in Howard, GA

Ready to find affordable Howard, Georgia car insurance today? Enter your ZIP code for fast, free Howard, GA car insurance quotes.

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