Compare Howard, PA Car Insurance Rates (2021)

Car insurance in Howard, PA averages $284 a month. Howard, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Howard car insurance rates, compare quotes from the top car insurance companies in Howard, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Howard, PA after a DUI are $3,717/year
  • Average car insurance rates in Howard, PA are $3,408/year
  • The cheapest car insurance company in Howard for teen drivers is USAA

If you need to buy Howard, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Howard, PA is right here.

You’ll find Howard car insurance rates, the cheapest Howard, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Howard, Pennsylvania car insurance rates to Pittsburgh car insurance rates, York car insurance rates, and Reading car insurance rates.

Ready to find affordable Howard, PA car insurance today? Enter your ZIP code for fast, free Howard car insurance quotes.

Cheapest Howard, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Howard, PA car insurance rates? Every Howard, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Howard, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,183 $2,183 $1,999 $1,999 $6,971 $6,971 $2,414 $2,414
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,659 $1,659 $1,568 $1,568 $4,666 $4,666 $1,859 $1,859
Progressive $2,556 $2,556 $2,278 $2,278 $8,218 $8,218 $3,291 $3,291
State Farm $1,213 $1,213 $1,070 $1,070 $4,313 $4,313 $1,337 $1,337
Travelers $1,499 $1,499 $1,592 $1,592 $20,930 $20,930 $1,827 $1,827
USAA $893 $893 $810 $810 $2,660 $2,660 $1,177 $1,177

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Minimum Car Insurance in Howard, PA

Every driver must carry the minimum car insurance in Howard, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Howard, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Howard, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Howard, PA. Compare credit history car insurance rates in Howard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Howard, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,345 $3,226 $2,604
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,860 $2,352 $2,102
Progressive $5,417 $3,795 $3,046
State Farm $2,821 $1,748 $1,380
Travelers $7,043 $6,349 $5,995
USAA $1,725 $1,287 $1,143

Cheapest Howard, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Howard, PA to rates for a clean record with top companies.

Annual Howard, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,253 $3,808 $3,253 $3,253
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,759 $2,350 $3,283 $2,360
Progressive $3,708 $5,111 $3,811 $3,713
State Farm $1,816 $2,150 $1,983 $1,983
Travelers $4,633 $6,529 $8,159 $6,529
USAA $1,118 $1,537 $1,640 $1,246

Cheapest Howard, PA Car Insurance for Teen Drivers

Teen car insurance in Howard, PA can be expensive. Take a look at rates from the top car insurance companies in Howard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Howard, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,971 $6,971
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $4,666 $4,666
Progressive $8,218 $8,218
State Farm $4,313 $4,313
Travelers $20,930 $20,930
USAA $2,660 $2,660

Cheapest Howard, PA Car Insurance for Seniors

Take a look at Howard, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Howard, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,999 $1,999
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,568 $1,568
Progressive $2,278 $2,278
State Farm $1,070 $1,070
Travelers $1,592 $1,592
USAA $810 $810

Cheapest Howard, PA Car Insurance Rates After a DUI

A DUI in Howard, PA increases car insurance rates. Compare Howard, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Howard, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,253
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,283
Progressive $3,811
State Farm $1,983
Travelers $8,159
USAA $1,640

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Cheapest Howard, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Howard, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Howard, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,328 $3,456
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,438 $2,438
Progressive $4,086 $4,086
State Farm $1,925 $2,042
Travelers $6,462 $6,462
USAA $1,346 $1,424

The Best Cheap Car Insurance Companies in Howard, PA

Take a look at a side-by-side comparison of the top car insurance companies in Howard, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Howard, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,392
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,438
Progressive $4,086
State Farm $1,983
Travelers $6,462
USAA $1,385

Category Winners: Cheapest Car Insurance in Howard, Pennsylvania

Find the cheapest car insurance companies in Howard, PA for each category right here.

Best Annual Car Insurance Rates by Company in Howard, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Howard, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Howard car insurance rates. Find the cheapest Howard, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Howard, Pennsylvania

Insurance Company Low Medium High
Allstate $3,262 $3,409 $3,504
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,452 $2,468 $2,394
Progressive $3,794 $4,115 $4,349
State Farm $1,855 $2,009 $2,086
Travelers $6,643 $6,443 $6,300
USAA $1,275 $1,399 $1,482

What affects car insurance rates in Howard, Pennsylvania?

What factors can have an impact on Howard, PA car insurance? There are several reasons why Howard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Howard, Pennsylvania.

Commute Time in Howard

The more time you spend in your car the higher the risk of an accident. The average commute length in Howard, PA is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Howard, PA

Ready to find affordable Howard, Pennsylvania car insurance today? Enter your ZIP code for fast, free Howard, PA car insurance quotes.

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