Compare Howardsville, VA Car Insurance Rates (2021)

Car insurance in Howardsville, VA averages $202 a month. Howardsville, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Howardsville car insurance rates, compare quotes from the top car insurance companies in Howardsville, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Howardsville for teen drivers is GEICO
  • Average car insurance rates in Howardsville, VA are $2,423/year
  • The cheapest car insurance company in Howardsville is USAA

If you need to buy Howardsville, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Howardsville, VA is right here.

You’ll find Howardsville car insurance rates, the cheapest Howardsville, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Howardsville, Virginia car insurance rates to Richmond car insurance rates, Suffolk car insurance rates, and Newport News car insurance rates.

Ready to find affordable Howardsville, VA car insurance today? Enter your ZIP code for fast, free Howardsville car insurance quotes.

Cheapest Howardsville, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Howardsville, VA car insurance rates? Every Howardsville, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Howardsville, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,986 $1,879 $1,976 $1,976 $6,160 $7,108 $2,581 $2,592
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,455 $1,469 $1,288 $1,330 $3,390 $4,404 $1,602 $1,756
Progressive $1,401 $1,339 $1,257 $1,264 $6,339 $7,137 $1,708 $1,759
State Farm $1,560 $1,560 $1,385 $1,385 $4,406 $5,564 $1,757 $2,009
USAA $1,145 $1,128 $1,068 $1,076 $3,527 $4,204 $1,476 $1,624

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Minimum Car Insurance in Howardsville, VA

Every driver must carry the minimum car insurance in Howardsville, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Howardsville, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Howardsville, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Howardsville, VA. Compare credit history car insurance rates in Howardsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Howardsville, Virginia

Insurance Company Poor Fair Good
Allstate $3,998 $3,205 $2,644
GEICO $2,262 $1,923 $1,923
Nationwide $2,478 $1,984 $1,798
Progressive $3,106 $2,702 $2,519
State Farm $3,490 $2,163 $1,708
USAA $2,549 $1,736 $1,433

Cheapest Howardsville, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Howardsville, VA to rates for a clean record with top companies.

Annual Howardsville, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,474 $3,895 $3,591 $3,170
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,810 $1,810 $2,669 $2,059
Progressive $2,375 $3,136 $2,824 $2,768
State Farm $2,259 $2,648 $2,453 $2,453
USAA $1,475 $1,917 $2,537 $1,695

Cheapest Howardsville, VA Car Insurance for Teen Drivers

Teen car insurance in Howardsville, VA can be expensive. Take a look at rates from the top car insurance companies in Howardsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Howardsville, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,160 $7,108
GEICO $3,070 $4,128
Nationwide $3,390 $4,404
Progressive $6,339 $7,137
State Farm $4,406 $5,564
USAA $3,527 $4,204

Cheapest Howardsville, VA Car Insurance for Seniors

Take a look at Howardsville, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Howardsville, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,976 $1,976
GEICO $1,386 $1,386
Nationwide $1,288 $1,330
Progressive $1,257 $1,264
State Farm $1,385 $1,385
USAA $1,068 $1,076

Cheapest Howardsville, VA Car Insurance Rates After a DUI

A DUI in Howardsville, VA increases car insurance rates. Compare Howardsville, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Howardsville, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,591
GEICO $3,052
Nationwide $2,669
Progressive $2,824
State Farm $2,453
USAA $2,537

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Cheapest Howardsville, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Howardsville, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Howardsville, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,186 $3,379
GEICO $1,998 $2,074
Nationwide $2,087 $2,087
Progressive $2,776 $2,776
State Farm $2,394 $2,513
USAA $1,836 $1,976

The Best Cheap Car Insurance Companies in Howardsville, VA

Take a look at a side-by-side comparison of the top car insurance companies in Howardsville, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Howardsville, Virginia

Insurance Company Average Annual Rates
Allstate $3,282
GEICO $2,036
Nationwide $2,087
Progressive $2,776
State Farm $2,453
USAA $1,906

Category Winners: Cheapest Car Insurance in Howardsville, Virginia

Find the cheapest car insurance companies in Howardsville, VA for each category right here.

Best Annual Car Insurance Rates by Company in Howardsville, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Howardsville, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Howardsville car insurance rates. Find the cheapest Howardsville, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Howardsville, Virginia

Insurance Company Low Medium High
Allstate $3,201 $3,283 $3,362
GEICO $1,969 $2,035 $2,104
Nationwide $2,190 $2,065 $2,005
Progressive $2,680 $2,752 $2,894
State Farm $2,329 $2,450 $2,581
USAA $1,827 $1,909 $1,982

Compare Car Insurance Quotes in Howardsville, VA

Ready to find affordable Howardsville, Virginia car insurance today? Enter your ZIP code for fast, free Howardsville, VA car insurance quotes.

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