Compare Howe, ID Car Insurance Rates (2021)

Car insurance in Howe, ID averages $236 a month. Howe, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Howe car insurance rates, compare quotes from the top car insurance companies in Howe, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Howe, ID are $2,835/year
  • The cheapest car insurance company in Howe for teen drivers is USAA
  • Average car insurance rates in Howe, ID after a DUI are $3,520/year

If you need to buy Howe, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Howe, ID is right here.

You’ll find Howe car insurance rates, the cheapest Howe, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Howe, Idaho car insurance rates to Idaho Falls car insurance rates, Coeur d’Alene car insurance rates, and Lewiston car insurance rates.

Ready to find affordable Howe, ID car insurance today? Enter your ZIP code for fast, free Howe car insurance quotes.

Cheapest Howe, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Howe, ID car insurance rates? Every Howe, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Howe, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,297 $2,012 $2,085 $8,468 $9,790 $2,581 $2,730
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,886 $1,932 $1,699 $1,806 $4,597 $5,674 $2,203 $2,374
State Farm $1,182 $1,182 $1,062 $1,062 $3,470 $4,385 $1,332 $1,531
Travelers $1,351 $1,373 $1,354 $1,349 $6,591 $10,394 $1,436 $1,652
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in Howe, ID

Every driver must carry the minimum car insurance in Howe, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Howe, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Howe, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Howe, ID. Compare credit history car insurance rates in Howe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Howe, Idaho

Insurance Company Poor Fair Good
Allstate $5,325 $3,618 $3,160
American Family $4,776 $3,404 $2,905
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,312 $2,666 $2,336
State Farm $2,670 $1,688 $1,344
Travelers $3,652 $3,070 $2,841
USAA $2,742 $1,585 $1,273

Cheapest Howe, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Howe, ID to rates for a clean record with top companies.

Annual Howe, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,328 $4,180 $4,679 $3,950
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,113 $2,748 $3,848 $2,377
State Farm $1,737 $2,064 $1,901 $1,901
Travelers $1,974 $2,800 $4,848 $3,127
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Howe, ID Car Insurance for Teen Drivers

Teen car insurance in Howe, ID can be expensive. Take a look at rates from the top car insurance companies in Howe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Howe, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,468 $9,790
American Family $7,355 $9,596
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,597 $5,674
State Farm $3,470 $4,385
Travelers $6,591 $10,394
USAA $3,565 $3,999

Cheapest Howe, ID Car Insurance for Seniors

Take a look at Howe, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Howe, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,012 $2,085
American Family $1,859 $1,859
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,699 $1,806
State Farm $1,062 $1,062
Travelers $1,354 $1,349
USAA $1,070 $1,059

Cheapest Howe, ID Car Insurance Rates After a DUI

A DUI in Howe, ID increases car insurance rates. Compare Howe, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Howe, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,679
American Family $4,444
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,848
State Farm $1,901
Travelers $4,848
USAA $2,595

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Cheapest Howe, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Howe, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Howe, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,034 $4,034
American Family $3,619 $3,771
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,771 $2,771
State Farm $1,855 $1,947
Travelers $3,188 $3,188
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Howe, ID

Take a look at a side-by-side comparison of the top car insurance companies in Howe, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Howe, Idaho

Insurance Company Average Annual Rates
Allstate $4,034
American Family $3,695
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,771
State Farm $1,901
Travelers $3,188
USAA $1,867

Category Winners: Cheapest Car Insurance in Howe, Idaho

Find the cheapest car insurance companies in Howe, ID for each category right here.

Best Annual Car Insurance Rates by Company in Howe, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Howe, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Howe car insurance rates. Find the cheapest Howe, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Howe, Idaho

Insurance Company Low Medium High
Allstate $3,895 $4,027 $4,181
American Family $3,705 $3,879 $3,502
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,732 $2,912 $2,669
State Farm $1,793 $1,905 $2,004
Travelers $3,146 $3,234 $3,182
USAA $1,817 $1,864 $1,920

Compare Car Insurance Quotes in Howe, ID

Ready to find affordable Howe, Idaho car insurance today? Enter your ZIP code for fast, free Howe, ID car insurance quotes.

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