Compare Howe, IN Car Insurance Rates (2021)

Car insurance in Howe, IN averages $265 a month. Howe, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Howe car insurance rates, compare quotes from the top car insurance companies in Howe, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Howe, IN after a DUI are $3,765/year
  • The cheapest car insurance company in Howe is USAA
  • The cheapest car insurance company in Howe for teen drivers is USAA

If you need to buy Howe, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Howe, IN is right here.

You’ll find Howe car insurance rates, the cheapest Howe, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Howe, Indiana car insurance rates to Gary car insurance rates, Hammond car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Howe, IN car insurance today? Enter your ZIP code for fast, free Howe car insurance quotes.

Cheapest Howe, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Howe, IN car insurance rates? Every Howe, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Howe, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,571 $2,639 $2,248 $2,458 $7,820 $9,823 $2,627 $2,862
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,570 $1,549 $1,345 $1,507 $8,274 $8,788 $2,056 $2,229
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,604 $1,643 $1,405 $1,504 $4,614 $6,009 $1,875 $2,054
Progressive $1,544 $1,465 $1,395 $1,406 $8,917 $10,039 $1,933 $1,979
State Farm $1,337 $1,337 $1,181 $1,181 $3,906 $5,018 $1,473 $1,640
Travelers $1,110 $1,130 $1,035 $1,037 $6,692 $10,578 $1,169 $1,363
USAA $1,084 $1,070 $1,005 $1,018 $2,967 $3,326 $1,468 $1,578

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Minimum Car Insurance in Howe, IN

Every driver must carry the minimum car insurance in Howe, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Howe, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Howe, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Howe, IN. Compare credit history car insurance rates in Howe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Howe, Indiana

Insurance Company Poor Fair Good
Allstate $5,129 $3,808 $3,455
American Family $4,759 $3,096 $2,593
Farmers $3,992 $3,246 $3,005
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,947 $2,491 $2,328
Progressive $3,962 $3,498 $3,294
State Farm $3,109 $1,855 $1,438
Travelers $3,357 $2,844 $2,841
USAA $2,275 $1,504 $1,290

Cheapest Howe, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Howe, IN to rates for a clean record with top companies.

Annual Howe, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,296 $4,835 $4,465 $3,927
American Family $2,399 $3,832 $4,841 $2,858
Farmers $3,053 $3,564 $3,668 $3,373
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,225 $2,870 $2,752 $2,507
Progressive $2,696 $4,685 $3,215 $3,743
State Farm $2,087 $2,277 $2,087 $2,087
Travelers $2,562 $3,163 $3,583 $2,748
USAA $1,279 $1,817 $2,080 $1,583

Cheapest Howe, IN Car Insurance for Teen Drivers

Teen car insurance in Howe, IN can be expensive. Take a look at rates from the top car insurance companies in Howe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Howe, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,820 $9,823
American Family $5,962 $8,663
Farmers $8,274 $8,788
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,614 $6,009
Progressive $8,917 $10,039
State Farm $3,906 $5,018
Travelers $6,692 $10,578
USAA $2,967 $3,326

Cheapest Howe, IN Car Insurance for Seniors

Take a look at Howe, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Howe, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,248 $2,458
American Family $1,970 $1,970
Farmers $1,345 $1,507
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,405 $1,504
Progressive $1,395 $1,406
State Farm $1,181 $1,181
Travelers $1,035 $1,037
USAA $1,005 $1,018

Cheapest Howe, IN Car Insurance Rates After a DUI

A DUI in Howe, IN increases car insurance rates. Compare Howe, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Howe, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,465
American Family $4,841
Farmers $3,668
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,752
Progressive $3,215
State Farm $2,087
Travelers $3,583
USAA $2,080

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Cheapest Howe, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Howe, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Howe, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,131 $4,131
American Family $3,441 $3,525
Farmers $3,415 $3,415
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,589 $2,589
Progressive $3,585 $3,585
State Farm $2,073 $2,195
Travelers $3,014 $3,014
USAA $1,667 $1,712

The Best Cheap Car Insurance Companies in Howe, IN

Take a look at a side-by-side comparison of the top car insurance companies in Howe, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Howe, Indiana

Insurance Company Average Annual Rates
Allstate $4,131
American Family $3,483
Farmers $3,415
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,589
Progressive $3,585
State Farm $2,134
Travelers $3,014
USAA $1,690

Category Winners: Cheapest Car Insurance in Howe, Indiana

Find the cheapest car insurance companies in Howe, IN for each category right here.

Best Annual Car Insurance Rates by Company in Howe, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Howe, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Howe car insurance rates. Find the cheapest Howe, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Howe, Indiana

Insurance Company Low Medium High
Allstate $3,955 $4,117 $4,321
American Family $3,456 $3,598 $3,394
Farmers $3,296 $3,406 $3,542
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,633 $2,567 $2,565
Progressive $3,401 $3,533 $3,821
State Farm $2,045 $2,133 $2,225
Travelers $2,960 $3,042 $3,040
USAA $1,625 $1,685 $1,759

What affects car insurance rates in Howe, Indiana?

What factors can have an impact on Howe, IN car insurance? There are several reasons why Howe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Howe, Indiana.

Commute Time in Howe

The more time you spend in your car the higher the risk of an accident. The average commute length in Howe, IN is 14.6 minutes according to City-Data.

Compare Car Insurance Quotes in Howe, IN

Ready to find affordable Howe, Indiana car insurance today? Enter your ZIP code for fast, free Howe, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State