Compare Howell, NJ Car Insurance Rates (2021)

Car insurance in Howell, NJ averages $447 a month. Howell, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Howell car insurance rates, compare quotes from the top car insurance companies in Howell, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Howell, NJ after a DUI are $6,349/year
  • The cheapest car insurance company in Howell is GEICO
  • The cheapest car insurance company in Howell for teen drivers is GEICO

If you need to buy Howell, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Howell, NJ is right here.

You’ll find Howell car insurance rates, the cheapest Howell, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Howell, New Jersey car insurance rates to Union City car insurance rates, Elizabeth car insurance rates, and Paterson car insurance rates.

Ready to find affordable Howell, NJ car insurance today? Enter your ZIP code for fast, free Howell car insurance quotes.

Cheapest Howell, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Howell, NJ car insurance rates? Every Howell, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Howell, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,192 $3,177 $3,103 $3,103 $9,989 $12,115 $3,761 $3,843
Farmers $4,651 $4,689 $4,528 $4,426 $13,556 $15,575 $5,521 $5,615
GEICO $2,244 $2,202 $2,189 $2,189 $4,060 $4,055 $2,576 $2,511
Liberty Mutual $4,185 $4,185 $4,595 $4,595 $10,843 $12,307 $4,595 $5,275
Progressive $1,984 $1,834 $1,791 $1,844 $8,945 $9,821 $2,343 $2,236
State Farm $4,399 $4,399 $3,987 $3,987 $14,451 $18,548 $5,018 $5,603
Travelers $3,374 $3,264 $3,131 $3,151 $7,602 $8,563 $3,263 $3,224

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Minimum Car Insurance in Howell, NJ

Every driver must carry the minimum car insurance in Howell, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Howell, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Howell, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Howell, NJ. Compare credit history car insurance rates in Howell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Howell, New Jersey

Insurance Company Poor Fair Good
Allstate $7,371 $4,753 $3,733
Farmers $8,718 $6,814 $6,428
GEICO $4,145 $2,385 $1,729
Liberty Mutual $8,007 $5,942 $5,019
Progressive $4,310 $3,763 $3,476
State Farm $10,924 $6,588 $5,135
Travelers $6,001 $4,373 $2,965

Cheapest Howell, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Howell, NJ to rates for a clean record with top companies.

Annual Howell, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,963 $6,583 $5,773 $4,822
Farmers $5,672 $9,620 $7,845 $6,143
GEICO $2,141 $2,815 $3,916 $2,141
Liberty Mutual $6,073 $6,946 $6,199 $6,073
Progressive $3,309 $4,442 $3,786 $3,861
State Farm $4,101 $7,470 $12,009 $6,617
Travelers $3,410 $5,090 $4,919 $4,366

Cheapest Howell, NJ Car Insurance for Teen Drivers

Teen car insurance in Howell, NJ can be expensive. Take a look at rates from the top car insurance companies in Howell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Howell, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,989 $12,115
Farmers $13,556 $15,575
GEICO $4,060 $4,055
Liberty Mutual $10,843 $12,307
Progressive $8,945 $9,821
State Farm $14,451 $18,548
Travelers $7,602 $8,563

Cheapest Howell, NJ Car Insurance for Seniors

Take a look at Howell, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Howell, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,103 $3,103
Farmers $4,528 $4,426
GEICO $2,189 $2,189
Liberty Mutual $4,595 $4,595
Progressive $1,791 $1,844
State Farm $3,987 $3,987
Travelers $3,131 $3,151

Cheapest Howell, NJ Car Insurance Rates After a DUI

A DUI in Howell, NJ increases car insurance rates. Compare Howell, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Howell, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,773
Farmers $7,845
GEICO $3,916
Liberty Mutual $6,199
Progressive $3,786
State Farm $12,009
Travelers $4,919

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Cheapest Howell, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Howell, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Howell, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,275 $5,296
Farmers $7,320 $7,320
GEICO $2,730 $2,776
Liberty Mutual $6,261 $6,384
Progressive $3,850 $3,850
State Farm $7,353 $7,746
Travelers $4,446 $4,446

The Best Cheap Car Insurance Companies in Howell, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Howell, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Howell, New Jersey

Insurance Company Average Annual Rates
Allstate $5,285
Farmers $7,320
GEICO $2,753
Liberty Mutual $6,322
Progressive $3,850
State Farm $7,549
Travelers $4,446

Category Winners: Cheapest Car Insurance in Howell, New Jersey

Find the cheapest car insurance companies in Howell, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Howell, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Howell, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Howell car insurance rates. Find the cheapest Howell, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Howell, New Jersey

Insurance Company Low Medium High
Allstate $4,890 $5,361 $5,605
Farmers $6,581 $7,284 $8,096
GEICO $2,462 $2,807 $2,990
Liberty Mutual $5,655 $6,515 $6,798
Progressive $3,490 $3,911 $4,148
State Farm $6,997 $7,651 $8,000
Travelers $4,049 $4,445 $4,846

Compare Car Insurance Quotes in Howell, NJ

Ready to find affordable Howell, New Jersey car insurance today? Enter your ZIP code for fast, free Howell, NJ car insurance quotes.

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