Compare Hoyt, KS Car Insurance Rates (2021)

Car insurance in Hoyt, KS averages $275 a month. Hoyt, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hoyt car insurance rates, compare quotes from the top car insurance companies in Hoyt, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hoyt, KS are $3,295/year
  • Average car insurance rates in Hoyt, KS after a DUI are $3,954/year
  • The cheapest car insurance company in Hoyt for teen drivers is American Family

If you need to buy Hoyt, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hoyt, KS is right here.

You’ll find Hoyt car insurance rates, the cheapest Hoyt, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Hoyt, Kansas car insurance rates to Lawrence car insurance rates, Kansas City car insurance rates, and Manhattan car insurance rates.

Ready to find affordable Hoyt, KS car insurance today? Enter your ZIP code for fast, free Hoyt car insurance quotes.

Cheapest Hoyt, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hoyt, KS car insurance rates? Every Hoyt, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hoyt, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,605 $1,605 $1,449 $1,449 $3,119 $3,742 $1,605 $1,805
Farmers $2,396 $2,377 $2,135 $2,235 $6,758 $7,003 $2,702 $2,835
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,744 $1,793 $1,555 $1,672 $3,678 $4,498 $2,041 $2,169
Progressive $2,377 $2,252 $1,914 $2,003 $9,067 $10,224 $2,816 $3,032
State Farm $1,643 $1,643 $1,436 $1,436 $4,337 $5,533 $1,845 $2,082
Travelers $2,027 $2,063 $1,976 $2,000 $8,183 $12,758 $2,076 $2,451
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Hoyt, KS

Every driver must carry the minimum car insurance in Hoyt, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hoyt, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hoyt, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hoyt, KS. Compare credit history car insurance rates in Hoyt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hoyt, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,673 $1,891 $1,578
Farmers $4,173 $3,341 $3,151
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,650 $2,346 $2,185
Progressive $4,809 $4,062 $3,761
State Farm $3,631 $2,171 $1,681
Travelers $4,844 $3,944 $3,788
USAA $3,182 $2,079 $1,707

Cheapest Hoyt, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hoyt, KS to rates for a clean record with top companies.

Annual Hoyt, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,010 $2,160 $2,010 $2,010
Farmers $2,992 $3,862 $3,764 $3,602
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,810 $2,076 $3,625 $2,064
Progressive $3,888 $4,553 $4,067 $4,335
State Farm $2,317 $2,672 $2,494 $2,494
Travelers $3,057 $3,986 $5,492 $4,232
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Hoyt, KS Car Insurance for Teen Drivers

Teen car insurance in Hoyt, KS can be expensive. Take a look at rates from the top car insurance companies in Hoyt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hoyt, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,119 $3,742
Farmers $6,758 $7,003
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,678 $4,498
Progressive $9,067 $10,224
State Farm $4,337 $5,533
Travelers $8,183 $12,758
USAA $4,580 $4,837

Cheapest Hoyt, KS Car Insurance for Seniors

Take a look at Hoyt, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hoyt, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,449 $1,449
Farmers $2,135 $2,235
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,555 $1,672
Progressive $1,914 $2,003
State Farm $1,436 $1,436
Travelers $1,976 $2,000
USAA $1,272 $1,296

Cheapest Hoyt, KS Car Insurance Rates After a DUI

A DUI in Hoyt, KS increases car insurance rates. Compare Hoyt, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hoyt, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,010
Farmers $3,764
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,625
Progressive $4,067
State Farm $2,494
Travelers $5,492
USAA $3,352

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Cheapest Hoyt, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hoyt, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hoyt, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,021 $2,074
Farmers $3,555 $3,555
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,394 $2,394
Progressive $4,211 $4,211
State Farm $2,432 $2,556
Travelers $4,192 $4,192
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Hoyt, KS

Take a look at a side-by-side comparison of the top car insurance companies in Hoyt, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hoyt, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,047
Farmers $3,555
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,394
Progressive $4,211
State Farm $2,494
Travelers $4,192
USAA $2,323

Category Winners: Cheapest Car Insurance in Hoyt, Kansas

Find the cheapest car insurance companies in Hoyt, KS for each category right here.

Best Annual Car Insurance Rates by Company in Hoyt, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Hoyt, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hoyt car insurance rates. Find the cheapest Hoyt, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hoyt, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,067 $2,151 $1,925
Farmers $3,397 $3,533 $3,735
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,514 $2,367 $2,300
Progressive $3,976 $4,178 $4,478
State Farm $2,405 $2,501 $2,577
Travelers $3,983 $4,199 $4,394
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Hoyt, Kansas?

What factors can have an impact on Hoyt, KS car insurance? There are several reasons why Hoyt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hoyt, Kansas.

Commute Time in Hoyt

The more time you spend in your car the higher the risk of an accident. The average commute length in Hoyt, KS is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hoyt, KS

Ready to find affordable Hoyt, Kansas car insurance today? Enter your ZIP code for fast, free Hoyt, KS car insurance quotes.

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