Compare Hubbard Lake, MI Car Insurance Rates (2021)

Car insurance in Hubbard Lake, MI averages $759 a month. Hubbard Lake, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Hubbard Lake car insurance rates, compare quotes from the top car insurance companies in Hubbard Lake, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hubbard Lake, MI after a DUI are $14,887/year
  • Average car insurance rates in Hubbard Lake, MI are $9,105/year
  • The cheapest car insurance company in Hubbard Lake for teen drivers is USAA

If you need to buy Hubbard Lake, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Hubbard Lake, MI is right here.

You’ll find Hubbard Lake car insurance rates, the cheapest Hubbard Lake, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Hubbard Lake, Michigan car insurance rates to Ann Arbor car insurance rates, Detroit car insurance rates, and Lansing car insurance rates.

Ready to find affordable Hubbard Lake, MI car insurance today? Enter your ZIP code for fast, free Hubbard Lake car insurance quotes.

Cheapest Hubbard Lake, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hubbard Lake, MI car insurance rates? Every Hubbard Lake, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hubbard Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,130 $14,130 $13,112 $13,112 $35,096 $35,096 $14,887 $14,887
Farmers $4,019 $4,019 $3,762 $3,762 $8,616 $8,616 $4,501 $4,501
GEICO $3,763 $3,763 $3,801 $3,801 $10,378 $10,378 $3,599 $3,599
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,763 $4,763 $4,231 $4,231 $12,415 $12,415 $5,214 $5,214
Progressive $3,072 $2,864 $2,706 $3,022 $10,924 $11,611 $3,577 $3,312
State Farm $6,947 $6,947 $6,403 $6,403 $23,720 $23,720 $8,134 $8,134
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,489 $2,376 $2,338 $2,222 $6,054 $5,798 $3,047 $2,949

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Minimum Car Insurance in Hubbard Lake, MI

Every driver must carry the minimum car insurance in Hubbard Lake, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Hubbard Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hubbard Lake, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hubbard Lake, MI. Compare credit history car insurance rates in Hubbard Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hubbard Lake, Michigan

Insurance Company Poor Fair Good
Allstate $29,310 $16,214 $12,394
Farmers $6,955 $4,537 $4,181
GEICO $6,920 $5,091 $4,144
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,377 $6,271 $5,320
Progressive $5,945 $4,983 $4,481
State Farm $18,327 $9,276 $6,301
Travelers $8,534 $8,275 $8,170
USAA $5,097 $2,906 $2,224

Cheapest Hubbard Lake, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hubbard Lake, MI to rates for a clean record with top companies.

Annual Hubbard Lake, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,444 $12,597 $42,001 $13,182
Farmers $4,403 $5,585 $5,523 $5,387
GEICO $1,941 $4,016 $12,049 $3,534
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,683 $7,605 $6,921 $6,413
Progressive $4,351 $5,710 $5,148 $5,335
State Farm $7,329 $8,711 $18,382 $10,783
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,747 $3,414 $4,482 $2,993

Cheapest Hubbard Lake, MI Car Insurance for Teen Drivers

Teen car insurance in Hubbard Lake, MI can be expensive. Take a look at rates from the top car insurance companies in Hubbard Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hubbard Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,096 $35,096
Farmers $8,616 $8,616
GEICO $10,378 $10,378
Liberty Mutual $30,474 $30,474
Nationwide $12,415 $12,415
Progressive $10,924 $11,611
State Farm $23,720 $23,720
Travelers $16,861 $16,861
USAA $6,054 $5,798

Cheapest Hubbard Lake, MI Car Insurance for Seniors

Take a look at Hubbard Lake, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hubbard Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,112 $13,112
Farmers $3,762 $3,762
GEICO $3,801 $3,801
Liberty Mutual $12,695 $12,695
Nationwide $4,231 $4,231
Progressive $2,706 $3,022
State Farm $6,403 $6,403
Travelers $4,792 $4,792
USAA $2,338 $2,222

Cheapest Hubbard Lake, MI Car Insurance Rates After a DUI

A DUI in Hubbard Lake, MI increases car insurance rates. Compare Hubbard Lake, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hubbard Lake, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,001
Farmers $5,523
GEICO $12,049
Liberty Mutual $26,565
Nationwide $6,921
Progressive $5,148
State Farm $18,382
Travelers $12,908
USAA $4,482

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Cheapest Hubbard Lake, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hubbard Lake, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hubbard Lake, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,306 $19,306
Farmers $5,224 $5,224
GEICO $5,260 $5,510
Liberty Mutual $16,605 $17,805
Nationwide $6,656 $6,656
Progressive $5,136 $5,136
State Farm $10,996 $11,606
Travelers $8,279 $8,375
USAA $3,370 $3,448

The Best Cheap Car Insurance Companies in Hubbard Lake, MI

Take a look at a side-by-side comparison of the top car insurance companies in Hubbard Lake, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hubbard Lake, Michigan

Insurance Company Average Annual Rates
Allstate $19,306
Farmers $5,224
GEICO $5,385
Liberty Mutual $17,205
Nationwide $6,656
Progressive $5,136
State Farm $11,301
Travelers $8,327
USAA $3,409

Category Winners: Cheapest Car Insurance in Hubbard Lake, Michigan

Find the cheapest car insurance companies in Hubbard Lake, MI for each category right here.

Best Annual Car Insurance Rates by Company in Hubbard Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hubbard Lake, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hubbard Lake car insurance rates. Find the cheapest Hubbard Lake, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hubbard Lake, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,344 $19,697
Farmers $5,092 $5,214 $5,367
GEICO $5,036 $5,338 $5,782
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,997 $6,535 $6,435
Progressive $4,970 $5,143 $5,295
State Farm $10,752 $11,369 $11,782
Travelers $8,241 $8,334 $8,405
USAA $3,309 $3,417 $3,502

What affects car insurance rates in Hubbard Lake, Michigan?

What factors can have an impact on Hubbard Lake, MI car insurance? There are several reasons why Hubbard Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hubbard Lake, Michigan.

Commute Time in Hubbard Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Hubbard Lake, MI is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hubbard Lake, MI

Ready to find affordable Hubbard Lake, Michigan car insurance today? Enter your ZIP code for fast, free Hubbard Lake, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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