Compare Hudson Oaks, TX Car Insurance Rates (2021)

Car insurance in Hudson Oaks, TX averages $300 a month. Hudson Oaks, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hudson Oaks car insurance rates, compare quotes from the top car insurance companies in Hudson Oaks, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hudson Oaks for teen drivers is USAA
  • Average car insurance rates in Hudson Oaks, TX after a DUI are $4,093/year
  • The cheapest car insurance company in Hudson Oaks is USAA

If you need to buy Hudson Oaks, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hudson Oaks, TX is right here.

You’ll find Hudson Oaks car insurance rates, the cheapest Hudson Oaks, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hudson Oaks, Texas car insurance rates to Houston car insurance rates, Corpus Christi car insurance rates, and Dallas car insurance rates.

Ready to find affordable Hudson Oaks, TX car insurance today? Enter your ZIP code for fast, free Hudson Oaks car insurance quotes.

Cheapest Hudson Oaks, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hudson Oaks, TX car insurance rates? Every Hudson Oaks, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hudson Oaks, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,226 $3,156 $3,156 $8,427 $10,166 $3,950 $4,117
American Family $2,563 $2,827 $2,321 $2,636 $6,229 $8,191 $3,572 $4,062
GEICO $2,374 $2,559 $2,291 $2,579 $5,200 $5,444 $2,568 $2,580
Nationwide $2,214 $2,257 $1,952 $2,074 $6,210 $8,004 $2,592 $2,811
Progressive $2,325 $2,221 $2,064 $2,107 $9,550 $10,646 $2,760 $2,809
State Farm $1,949 $1,949 $1,740 $1,740 $4,753 $6,076 $2,125 $2,192
USAA $1,510 $1,519 $1,442 $1,431 $4,229 $4,605 $2,009 $2,153

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Minimum Car Insurance in Hudson Oaks, TX

Every driver must carry the minimum car insurance in Hudson Oaks, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hudson Oaks, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hudson Oaks, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hudson Oaks, TX. Compare credit history car insurance rates in Hudson Oaks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hudson Oaks, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,591 $3,931
American Family $5,644 $3,476 $3,031
GEICO $4,935 $2,796 $1,867
Nationwide $4,216 $3,382 $2,944
Progressive $4,861 $4,190 $3,879
State Farm $3,986 $2,482 $1,979
USAA $3,472 $2,004 $1,611

Cheapest Hudson Oaks, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hudson Oaks, TX to rates for a clean record with top companies.

Annual Hudson Oaks, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,832 $5,880 $6,152 $3,832
American Family $3,706 $4,678 $4,110 $3,706
GEICO $2,717 $3,597 $2,996 $3,488
Nationwide $3,043 $3,043 $4,529 $3,442
Progressive $3,763 $4,844 $4,394 $4,241
State Farm $2,494 $2,871 $3,403 $2,494
USAA $1,763 $2,599 $3,064 $2,023

Cheapest Hudson Oaks, TX Car Insurance for Teen Drivers

Teen car insurance in Hudson Oaks, TX can be expensive. Take a look at rates from the top car insurance companies in Hudson Oaks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hudson Oaks, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,427 $10,166
American Family $6,229 $8,191
GEICO $5,200 $5,444
Nationwide $6,210 $8,004
Progressive $9,550 $10,646
State Farm $4,753 $6,076
USAA $4,229 $4,605

Cheapest Hudson Oaks, TX Car Insurance for Seniors

Take a look at Hudson Oaks, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hudson Oaks, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,156 $3,156
American Family $2,321 $2,636
GEICO $2,291 $2,579
Nationwide $1,952 $2,074
Progressive $2,064 $2,107
State Farm $1,740 $1,740
USAA $1,442 $1,431

Cheapest Hudson Oaks, TX Car Insurance Rates After a DUI

A DUI in Hudson Oaks, TX increases car insurance rates. Compare Hudson Oaks, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hudson Oaks, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,152
American Family $4,110
GEICO $2,996
Nationwide $4,529
Progressive $4,394
State Farm $3,403
USAA $3,064

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Cheapest Hudson Oaks, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hudson Oaks, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hudson Oaks, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $5,039
American Family $4,050 $4,050
GEICO $3,143 $3,256
Nationwide $3,514 $3,514
Progressive $4,310 $4,310
State Farm $2,816 $2,816
USAA $2,332 $2,392

The Best Cheap Car Insurance Companies in Hudson Oaks, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hudson Oaks, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hudson Oaks, Texas

Insurance Company Average Annual Rates
Allstate $4,924
American Family $4,050
GEICO $3,200
Nationwide $3,514
Progressive $4,310
State Farm $2,816
USAA $2,362

Category Winners: Cheapest Car Insurance in Hudson Oaks, Texas

Find the cheapest car insurance companies in Hudson Oaks, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hudson Oaks, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hudson Oaks, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hudson Oaks car insurance rates. Find the cheapest Hudson Oaks, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hudson Oaks, Texas

Insurance Company Low Medium High
Allstate $4,809 $4,881 $5,082
American Family $3,811 $3,922 $4,417
GEICO $3,052 $3,168 $3,378
Nationwide $3,820 $3,364 $3,359
Progressive $4,124 $4,291 $4,515
State Farm $2,677 $2,811 $2,958
USAA $2,285 $2,353 $2,449

What affects car insurance rates in Hudson Oaks, Texas?

What factors can have an impact on Hudson Oaks, TX car insurance? There are several reasons why Hudson Oaks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hudson Oaks, Texas.

Commute Time in Hudson Oaks

The more time you spend in your car the higher the risk of an accident. The average commute length in Hudson Oaks, TX is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hudson Oaks, TX

Ready to find affordable Hudson Oaks, Texas car insurance today? Enter your ZIP code for fast, free Hudson Oaks, TX car insurance quotes.

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