Compare Huggins, MO Car Insurance Rates (2021)

Car insurance in Huggins, MO averages $263 a month. Huggins, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Huggins car insurance rates, compare quotes from the top car insurance companies in Huggins, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Huggins for teen drivers is Nationwide
  • Average car insurance rates in Huggins, MO are $3,160/year
  • Average car insurance rates in Huggins, MO after a DUI are $3,678/year

If you need to buy Huggins, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Huggins, MO is right here.

You’ll find Huggins car insurance rates, the cheapest Huggins, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Huggins, Missouri car insurance rates to St. Louis car insurance rates, Independence car insurance rates, and Florissant car insurance rates.

Ready to find affordable Huggins, MO car insurance today? Enter your ZIP code for fast, free Huggins car insurance quotes.

Cheapest Huggins, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Huggins, MO car insurance rates? Every Huggins, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huggins, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,598 $2,592 $2,321 $2,468 $10,752 $11,100 $2,962 $3,092
GEICO $1,740 $1,942 $1,350 $1,707 $5,335 $5,666 $1,606 $1,625
Liberty Mutual $2,552 $2,765 $2,102 $2,353 $8,745 $9,706 $2,692 $2,878
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,899 $1,768 $1,551 $1,598 $6,143 $6,908 $2,317 $2,377
State Farm $1,463 $1,463 $1,306 $1,306 $4,200 $5,294 $1,645 $1,881
USAA $1,440 $1,430 $1,295 $1,320 $4,246 $5,187 $1,792 $1,993

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Huggins, MO

Every driver must carry the minimum car insurance in Huggins, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Huggins, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Huggins, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Huggins, MO. Compare credit history car insurance rates in Huggins from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Huggins, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,126 $2,907 $2,450
Farmers $5,425 $4,502 $4,280
GEICO $3,617 $2,359 $1,889
Liberty Mutual $6,069 $3,695 $2,908
Nationwide $2,473 $2,045 $1,777
Progressive $3,561 $2,940 $2,709
State Farm $3,174 $2,077 $1,709
USAA $3,891 $1,818 $1,306

Cheapest Huggins, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Huggins, MO to rates for a clean record with top companies.

Annual Huggins, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,358 $3,421 $4,169 $2,695
Farmers $4,104 $5,086 $4,976 $4,777
GEICO $2,062 $2,650 $3,543 $2,231
Liberty Mutual $3,069 $4,402 $4,543 $4,883
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,660 $3,557 $2,947 $3,116
State Farm $2,134 $2,506 $2,320 $2,320
USAA $1,882 $2,276 $3,143 $2,051

Cheapest Huggins, MO Car Insurance for Teen Drivers

Teen car insurance in Huggins, MO can be expensive. Take a look at rates from the top car insurance companies in Huggins for teenagers.

Annual Car Insurance Rates for Teen Drivers in Huggins, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,660 $7,352
Farmers $10,752 $11,100
GEICO $5,335 $5,666
Liberty Mutual $8,745 $9,706
Nationwide $3,555 $4,537
Progressive $6,143 $6,908
State Farm $4,200 $5,294
USAA $4,246 $5,187

Cheapest Huggins, MO Car Insurance for Seniors

Take a look at Huggins, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Huggins, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,838 $1,838
Farmers $2,321 $2,468
GEICO $1,350 $1,707
Liberty Mutual $2,102 $2,353
Nationwide $1,251 $1,321
Progressive $1,551 $1,598
State Farm $1,306 $1,306
USAA $1,295 $1,320

Cheapest Huggins, MO Car Insurance Rates After a DUI

A DUI in Huggins, MO increases car insurance rates. Compare Huggins, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Huggins, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,169
Farmers $4,976
GEICO $3,543
Liberty Mutual $4,543
Nationwide $2,826
Progressive $2,947
State Farm $2,320
USAA $3,143

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Huggins, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Huggins, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Huggins, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,130 $3,192
Farmers $4,736 $4,736
GEICO $2,572 $2,672
Liberty Mutual $4,224 $4,224
Nationwide $2,099 $2,099
Progressive $3,070 $3,070
State Farm $2,264 $2,376
USAA $2,253 $2,423

The Best Cheap Car Insurance Companies in Huggins, MO

Take a look at a side-by-side comparison of the top car insurance companies in Huggins, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Huggins, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,161
Farmers $4,736
GEICO $2,622
Liberty Mutual $4,224
Nationwide $2,099
Progressive $3,070
State Farm $2,320
USAA $2,338

Category Winners: Cheapest Car Insurance in Huggins, Missouri

Find the cheapest car insurance companies in Huggins, MO for each category right here.

Best Annual Car Insurance Rates by Company in Huggins, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Huggins, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Huggins car insurance rates. Find the cheapest Huggins, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Huggins, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,066 $3,261 $3,156
Farmers $4,402 $4,681 $5,124
GEICO $2,469 $2,638 $2,758
Liberty Mutual $3,999 $4,242 $4,431
Nationwide $1,970 $2,118 $2,208
Progressive $2,762 $3,076 $3,373
State Farm $2,182 $2,327 $2,450
USAA $2,235 $2,329 $2,450

Compare Car Insurance Quotes in Huggins, MO

Ready to find affordable Huggins, Missouri car insurance today? Enter your ZIP code for fast, free Huggins, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption