Compare Hughes, AR Car Insurance Rates (2021)

Car insurance in Hughes, AR averages $367 a month. Hughes, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hughes car insurance rates, compare quotes from the top car insurance companies in Hughes, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hughes for teen drivers is USAA
  • Average car insurance rates in Hughes, AR are $4,407/year
  • The cheapest car insurance company in Hughes is USAA

If you need to buy Hughes, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hughes, AR is right here.

You’ll find Hughes car insurance rates, the cheapest Hughes, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Hughes, Arkansas car insurance rates to North Little Rock car insurance rates, Conway car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Hughes, AR car insurance today? Enter your ZIP code for fast, free Hughes car insurance quotes.

Cheapest Hughes, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hughes, AR car insurance rates? Every Hughes, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hughes, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,222 $3,235 $2,879 $3,080 $12,065 $14,502 $3,547 $3,848
Farmers $2,493 $2,485 $2,225 $2,342 $10,616 $11,022 $2,851 $2,997
GEICO $2,540 $2,512 $2,344 $2,278 $6,587 $6,607 $2,495 $2,530
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,081 $2,915 $2,536 $2,648 $13,190 $14,878 $3,683 $3,992
State Farm $1,819 $1,819 $1,632 $1,632 $5,290 $6,658 $2,051 $2,346
Travelers $2,470 $2,516 $2,446 $2,452 $14,563 $23,417 $2,647 $3,050
USAA $1,321 $1,334 $1,225 $1,233 $4,152 $4,348 $1,702 $1,834

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Minimum Car Insurance in Hughes, AR

Every driver must carry the minimum car insurance in Hughes, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hughes, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hughes, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hughes, AR. Compare credit history car insurance rates in Hughes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hughes, Arkansas

Insurance Company Poor Fair Good
Allstate $7,288 $5,584 $4,521
Farmers $5,260 $4,417 $4,209
GEICO $4,177 $3,434 $2,849
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,733 $3,811 $3,473
Progressive $6,637 $5,675 $5,284
State Farm $4,211 $2,534 $1,972
Travelers $7,680 $6,412 $5,993
USAA $2,842 $1,938 $1,651

Cheapest Hughes, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hughes, AR to rates for a clean record with top companies.

Annual Hughes, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,756 $6,015 $6,707 $5,712
Farmers $3,916 $5,017 $4,903 $4,681
GEICO $2,364 $3,628 $5,410 $2,544
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $5,053 $7,036 $5,313 $6,060
State Farm $2,665 $3,147 $2,906 $2,906
Travelers $5,607 $5,793 $8,495 $6,886
USAA $1,647 $2,086 $3,014 $1,827

Cheapest Hughes, AR Car Insurance for Teen Drivers

Teen car insurance in Hughes, AR can be expensive. Take a look at rates from the top car insurance companies in Hughes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hughes, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,502
Farmers $10,616 $11,022
GEICO $6,587 $6,607
Liberty Mutual $8,580 $9,444
Nationwide $6,624 $8,442
Progressive $13,190 $14,878
State Farm $5,290 $6,658
Travelers $14,563 $23,417
USAA $4,152 $4,348

Cheapest Hughes, AR Car Insurance for Seniors

Take a look at Hughes, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hughes, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,879 $3,080
Farmers $2,225 $2,342
GEICO $2,344 $2,278
Liberty Mutual $2,288 $2,555
Nationwide $2,440 $2,578
Progressive $2,536 $2,648
State Farm $1,632 $1,632
Travelers $2,446 $2,452
USAA $1,225 $1,233

Cheapest Hughes, AR Car Insurance Rates After a DUI

A DUI in Hughes, AR increases car insurance rates. Compare Hughes, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hughes, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,707
Farmers $4,903
GEICO $5,410
Liberty Mutual $5,360
Nationwide $5,453
Progressive $5,313
State Farm $2,906
Travelers $8,495
USAA $3,014

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Cheapest Hughes, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hughes, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hughes, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $4,629 $4,629
GEICO $3,463 $3,510
Liberty Mutual $4,134 $4,134
Nationwide $4,006 $4,006
Progressive $5,865 $5,865
State Farm $2,835 $2,977
Travelers $6,695 $6,695
USAA $2,083 $2,205

The Best Cheap Car Insurance Companies in Hughes, AR

Take a look at a side-by-side comparison of the top car insurance companies in Hughes, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hughes, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $4,629
GEICO $3,487
Liberty Mutual $4,134
Nationwide $4,006
Progressive $5,865
State Farm $2,906
Travelers $6,695
USAA $2,144

Category Winners: Cheapest Car Insurance in Hughes, Arkansas

Find the cheapest car insurance companies in Hughes, AR for each category right here.

Best Annual Car Insurance Rates by Company in Hughes, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hughes, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hughes car insurance rates. Find the cheapest Hughes, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hughes, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,794 $5,969
Farmers $4,379 $4,576 $4,933
GEICO $3,333 $3,485 $3,641
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $4,022 $3,922 $4,073
Progressive $5,323 $5,744 $6,529
State Farm $2,755 $2,904 $3,059
Travelers $6,368 $6,713 $7,004
USAA $2,059 $2,136 $2,236

What affects car insurance rates in Hughes, Arkansas?

What factors can have an impact on Hughes, AR car insurance? There are several reasons why Hughes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hughes, Arkansas.

Commute Time in Hughes

The more time you spend in your car the higher the risk of an accident. The average commute length in Hughes, AR is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Hughes, AR

Ready to find affordable Hughes, Arkansas car insurance today? Enter your ZIP code for fast, free Hughes, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State