Compare Hugo, CO Car Insurance Rates (2021)

Car insurance in Hugo, CO averages $327 a month. Hugo, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hugo car insurance rates, compare quotes from the top car insurance companies in Hugo, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hugo is Liberty Mutual
  • Average car insurance rates in Hugo, CO after a DUI are $4,659/year
  • Average car insurance rates in Hugo, CO are $3,927/year

If you need to buy Hugo, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Hugo, CO is right here.

You’ll find Hugo car insurance rates, the cheapest Hugo, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Hugo, Colorado car insurance rates to Pueblo car insurance rates, Centennial car insurance rates, and Boulder car insurance rates.

Ready to find affordable Hugo, CO car insurance today? Enter your ZIP code for fast, free Hugo car insurance quotes.

Cheapest Hugo, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hugo, CO car insurance rates? Every Hugo, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hugo, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,185 $3,162 $2,901 $3,137 $11,465 $11,458 $3,461 $3,479
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,751 $1,698 $1,492 $1,639 $5,226 $5,692 $1,768 $1,784
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,898 $2,729 $2,451 $2,465 $9,014 $10,095 $3,284 $3,211
State Farm $2,109 $2,109 $1,852 $1,852 $5,480 $7,045 $2,339 $2,739
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Hugo, CO

Every driver must carry the minimum car insurance in Hugo, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Hugo, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hugo, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hugo, CO. Compare credit history car insurance rates in Hugo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hugo, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,441 $3,137 $2,627
Farmers $6,178 $4,955 $4,709
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,761 $2,301 $1,832
Nationwide $4,848 $3,820 $3,334
Progressive $5,187 $4,378 $3,990
State Farm $4,435 $2,846 $2,291
USAA $5,346 $3,014 $2,405

Cheapest Hugo, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hugo, CO to rates for a clean record with top companies.

Annual Hugo, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,473 $5,727 $5,651 $5,274
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,307 $2,699 $2,799 $2,721
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,934 $5,365 $4,157 $4,618
State Farm $2,980 $3,401 $3,191 $3,191
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Hugo, CO Car Insurance for Teen Drivers

Teen car insurance in Hugo, CO can be expensive. Take a look at rates from the top car insurance companies in Hugo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hugo, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,641 $7,517
Farmers $11,465 $11,458
GEICO $6,808 $7,210
Liberty Mutual $5,226 $5,692
Nationwide $6,687 $8,617
Progressive $9,014 $10,095
State Farm $5,480 $7,045
USAA $5,826 $6,723

Cheapest Hugo, CO Car Insurance for Seniors

Take a look at Hugo, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hugo, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,098 $2,098
Farmers $2,901 $3,137
GEICO $2,320 $2,581
Liberty Mutual $1,492 $1,639
Nationwide $2,380 $2,529
Progressive $2,451 $2,465
State Farm $1,852 $1,852
USAA $2,298 $2,340

Cheapest Hugo, CO Car Insurance Rates After a DUI

A DUI in Hugo, CO increases car insurance rates. Compare Hugo, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hugo, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,277
American Family $4,659
Farmers $5,651
GEICO $4,302
Liberty Mutual $2,799
Nationwide $5,371
Progressive $4,157
State Farm $3,191
USAA $5,527

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Cheapest Hugo, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hugo, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hugo, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,330 $3,473
Farmers $5,281 $5,281
GEICO $3,397 $3,562
Liberty Mutual $2,631 $2,631
Nationwide $4,001 $4,001
Progressive $4,518 $4,518
State Farm $3,112 $3,269
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Hugo, CO

Take a look at a side-by-side comparison of the top car insurance companies in Hugo, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hugo, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,402
Farmers $5,281
GEICO $3,480
Liberty Mutual $2,631
Nationwide $4,001
Progressive $4,518
State Farm $3,191
USAA $3,589

Category Winners: Cheapest Car Insurance in Hugo, Colorado

Find the cheapest car insurance companies in Hugo, CO for each category right here.

Best Annual Car Insurance Rates by Company in Hugo, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Hugo, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hugo car insurance rates. Find the cheapest Hugo, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hugo, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,255 $3,472 $3,479
Farmers $4,581 $5,199 $6,063
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,477 $2,620 $2,797
Nationwide $4,052 $4,001 $3,949
Progressive $4,254 $4,528 $4,774
State Farm $3,023 $3,191 $3,358
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Hugo, Colorado?

What factors can have an impact on Hugo, CO car insurance? There are several reasons why Hugo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hugo, Colorado.

Commute Time in Hugo

The more time you spend in your car the higher the risk of an accident. The average commute length in Hugo, CO is 14.0 minutes according to City-Data.

Compare Car Insurance Quotes in Hugo, CO

Ready to find affordable Hugo, Colorado car insurance today? Enter your ZIP code for fast, free Hugo, CO car insurance quotes.

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