Compare Hugoton, KS Car Insurance Rates (2021)

Car insurance in Hugoton, KS averages $317 a month. Hugoton, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hugoton car insurance rates, compare quotes from the top car insurance companies in Hugoton, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hugoton is American Family
  • The cheapest car insurance company in Hugoton for teen drivers is American Family
  • Average car insurance rates in Hugoton, KS after a DUI are $4,565/year

If you need to buy Hugoton, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hugoton, KS is right here.

You’ll find Hugoton car insurance rates, the cheapest Hugoton, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Hugoton, Kansas car insurance rates to Overland Park car insurance rates, Olathe car insurance rates, and Lenexa car insurance rates.

Ready to find affordable Hugoton, KS car insurance today? Enter your ZIP code for fast, free Hugoton car insurance quotes.

Cheapest Hugoton, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hugoton, KS car insurance rates? Every Hugoton, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hugoton, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,793 $1,793 $1,616 $1,616 $3,372 $4,028 $1,793 $2,003
Farmers $2,921 $2,906 $2,616 $2,724 $7,491 $7,755 $3,267 $3,440
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,766 $2,668 $2,231 $2,315 $9,655 $10,940 $3,278 $3,514
State Farm $1,889 $1,889 $1,646 $1,646 $4,923 $6,287 $2,120 $2,392
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Hugoton, KS

Every driver must carry the minimum car insurance in Hugoton, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hugoton, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hugoton, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hugoton, KS. Compare credit history car insurance rates in Hugoton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hugoton, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $2,938 $2,086 $1,732
Farmers $4,897 $3,869 $3,653
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,394 $4,488 $4,130
State Farm $4,148 $2,479 $1,919
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

Cheapest Hugoton, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hugoton, KS to rates for a clean record with top companies.

Annual Hugoton, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,214 $2,364 $2,214 $2,214
Farmers $3,505 $4,478 $4,367 $4,209
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,327 $5,026 $4,503 $4,827
State Farm $2,650 $3,047 $2,849 $2,849
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Hugoton, KS Car Insurance for Teen Drivers

Teen car insurance in Hugoton, KS can be expensive. Take a look at rates from the top car insurance companies in Hugoton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hugoton, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,372 $4,028
Farmers $7,491 $7,755
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,655 $10,940
State Farm $4,923 $6,287
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheapest Hugoton, KS Car Insurance for Seniors

Take a look at Hugoton, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hugoton, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,616 $1,616
Farmers $2,616 $2,724
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,231 $2,315
State Farm $1,646 $1,646
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheapest Hugoton, KS Car Insurance Rates After a DUI

A DUI in Hugoton, KS increases car insurance rates. Compare Hugoton, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hugoton, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,735
American Family $2,214
Farmers $4,367
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,503
State Farm $2,849
Travelers $6,399
USAA $3,713

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Cheapest Hugoton, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hugoton, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hugoton, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,222 $2,281
Farmers $4,140 $4,140
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,671 $4,671
State Farm $2,778 $2,919
Travelers $4,943 $4,943
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Hugoton, KS

Take a look at a side-by-side comparison of the top car insurance companies in Hugoton, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hugoton, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,252
Farmers $4,140
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,671
State Farm $2,849
Travelers $4,943
USAA $2,577

Category Winners: Cheapest Car Insurance in Hugoton, Kansas

Find the cheapest car insurance companies in Hugoton, KS for each category right here.

Best Annual Car Insurance Rates by Company in Hugoton, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Hugoton, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hugoton car insurance rates. Find the cheapest Hugoton, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hugoton, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,282 $2,366 $2,107
Farmers $3,980 $4,119 $4,322
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,458 $4,640 $4,915
State Farm $2,753 $2,856 $2,937
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Hugoton, Kansas?

What factors can have an impact on Hugoton, KS car insurance? There are several reasons why Hugoton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hugoton, Kansas.

Car Theft in Hugoton

High levels of vehicle theft can make car insurance more expensive. Hugoton, KS car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Hugoton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hugoton, KS is 13.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hugoton, KS

Ready to find affordable Hugoton, Kansas car insurance today? Enter your ZIP code for fast, free Hugoton, KS car insurance quotes.

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