Compare Hull, IA Car Insurance Rates (2021)

Car insurance in Hull, IA averages $243 a month. Hull, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Hull car insurance rates, compare quotes from the top car insurance companies in Hull, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hull, IA after a DUI are $3,509/year
  • The cheapest car insurance company in Hull for teen drivers is USAA
  • Average car insurance rates in Hull, IA are $2,913/year

If you need to buy Hull, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Hull, IA is right here.

You’ll find Hull car insurance rates, the cheapest Hull, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Hull, Iowa car insurance rates to Des Moines car insurance rates, Ankeny car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Hull, IA car insurance today? Enter your ZIP code for fast, free Hull car insurance quotes.

Cheapest Hull, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hull, IA car insurance rates? Every Hull, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hull, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,911 $1,911 $1,710 $1,710 $5,098 $7,150 $1,911 $2,302
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,560 $1,495 $1,287 $1,339 $3,902 $4,397 $1,872 $2,018
State Farm $1,329 $1,329 $1,171 $1,171 $3,669 $4,638 $1,495 $1,711
Travelers $2,313 $2,361 $2,243 $2,250 $10,142 $16,154 $2,404 $2,848
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

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Minimum Car Insurance in Hull, IA

Every driver must carry the minimum car insurance in Hull, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Hull, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hull, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hull, IA. Compare credit history car insurance rates in Hull from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hull, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,778 $2,776 $2,334
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,632 $2,134 $1,935
State Farm $2,939 $1,819 $1,435
Travelers $5,728 $4,886 $4,654
USAA $2,427 $1,667 $1,444

Cheapest Hull, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hull, IA to rates for a clean record with top companies.

Annual Hull, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,139 $3,135 $4,064 $2,514
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,794 $2,949 $1,949 $2,244
State Farm $1,906 $2,222 $2,064 $2,064
Travelers $3,717 $4,944 $6,614 $5,084
USAA $1,411 $1,893 $2,461 $1,619

Cheapest Hull, IA Car Insurance for Teen Drivers

Teen car insurance in Hull, IA can be expensive. Take a look at rates from the top car insurance companies in Hull for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hull, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,098 $7,150
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $3,902 $4,397
State Farm $3,669 $4,638
Travelers $10,142 $16,154
USAA $3,318 $3,528

Cheapest Hull, IA Car Insurance for Seniors

Take a look at Hull, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hull, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,710 $1,710
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,287 $1,339
State Farm $1,171 $1,171
Travelers $2,243 $2,250
USAA $1,136 $1,161

Cheapest Hull, IA Car Insurance Rates After a DUI

A DUI in Hull, IA increases car insurance rates. Compare Hull, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hull, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,064
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $1,949
State Farm $2,064
Travelers $6,614
USAA $2,461

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Cheapest Hull, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hull, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hull, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,928 $2,997
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,234 $2,234
State Farm $2,015 $2,113
Travelers $5,089 $5,089
USAA $1,779 $1,913

The Best Cheap Car Insurance Companies in Hull, IA

Take a look at a side-by-side comparison of the top car insurance companies in Hull, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hull, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,963
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,234
State Farm $2,064
Travelers $5,089
USAA $1,846

Category Winners: Cheapest Car Insurance in Hull, Iowa

Find the cheapest car insurance companies in Hull, IA for each category right here.

Best Annual Car Insurance Rates by Company in Hull, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Hull, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hull car insurance rates. Find the cheapest Hull, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hull, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,976 $3,128 $2,785
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,094 $2,243 $2,365
State Farm $1,964 $2,075 $2,152
Travelers $4,786 $5,167 $5,316
USAA $1,748 $1,852 $1,938

What affects car insurance rates in Hull, Iowa?

What factors can have an impact on Hull, IA car insurance? There are several reasons why Hull car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hull, Iowa.

Commute Time in Hull

The more time you spend in your car the higher the risk of an accident. The average commute length in Hull, IA is 12.9 minutes according to City-Data.

Traffic in Hull

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hull, IA traffic data from INRIX ranks Hull as the 129th-most congested in the world.

Compare Car Insurance Quotes in Hull, IA

Ready to find affordable Hull, Iowa car insurance today? Enter your ZIP code for fast, free Hull, IA car insurance quotes.

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