Compare Humansville, MO Car Insurance Rates (2021)

Car insurance in Humansville, MO averages $269 a month. Humansville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Humansville car insurance rates, compare quotes from the top car insurance companies in Humansville, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Humansville is Nationwide
  • Average car insurance rates in Humansville, MO are $3,230/year
  • Average car insurance rates in Humansville, MO after a DUI are $3,770/year

If you need to buy Humansville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Humansville, MO is right here.

You’ll find Humansville car insurance rates, the cheapest Humansville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Humansville, Missouri car insurance rates to Blue Springs car insurance rates, Columbia car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Humansville, MO car insurance today? Enter your ZIP code for fast, free Humansville car insurance quotes.

Cheapest Humansville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Humansville, MO car insurance rates? Every Humansville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Humansville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,926 $2,834 $2,632 $2,716 $8,114 $8,798 $2,805 $2,897
American Family $2,067 $2,067 $1,842 $1,842 $5,700 $7,399 $2,067 $2,415
Farmers $2,253 $2,247 $2,013 $2,131 $9,235 $9,557 $2,574 $2,698
GEICO $1,982 $2,213 $1,539 $1,942 $6,045 $6,425 $1,833 $1,858
Liberty Mutual $2,583 $2,800 $2,130 $2,387 $8,811 $9,780 $2,722 $2,906
Nationwide $1,458 $1,488 $1,307 $1,382 $3,741 $4,784 $1,669 $1,803
Progressive $1,864 $1,728 $1,525 $1,570 $6,148 $6,904 $2,271 $2,328
State Farm $1,772 $1,772 $1,581 $1,581 $5,039 $6,359 $1,990 $2,269
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

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Minimum Car Insurance in Humansville, MO

Every driver must carry the minimum car insurance in Humansville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Humansville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Humansville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Humansville, MO. Compare credit history car insurance rates in Humansville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Humansville, Missouri

Insurance Company Poor Fair Good
Allstate $5,818 $3,740 $3,088
American Family $4,144 $2,920 $2,460
Farmers $4,675 $3,890 $3,700
GEICO $4,116 $2,680 $2,143
Liberty Mutual $6,122 $3,733 $2,940
Nationwide $2,596 $2,148 $1,867
Progressive $3,522 $2,916 $2,689
State Farm $3,811 $2,506 $2,069
USAA $3,840 $1,796 $1,291

Cheapest Humansville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Humansville, MO to rates for a clean record with top companies.

Annual Humansville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,620 $4,083 $5,066 $4,093
American Family $2,361 $3,436 $4,199 $2,703
Farmers $3,543 $4,391 $4,296 $4,124
GEICO $2,352 $3,009 $4,015 $2,543
Liberty Mutual $3,102 $4,444 $4,586 $4,928
Nationwide $1,728 $2,222 $2,972 $1,893
Progressive $2,629 $3,535 $2,919 $3,087
State Farm $2,574 $3,017 $2,795 $2,795
USAA $1,870 $2,251 $3,082 $2,035

Cheapest Humansville, MO Car Insurance for Teen Drivers

Teen car insurance in Humansville, MO can be expensive. Take a look at rates from the top car insurance companies in Humansville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Humansville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,114 $8,798
American Family $5,700 $7,399
Farmers $9,235 $9,557
GEICO $6,045 $6,425
Liberty Mutual $8,811 $9,780
Nationwide $3,741 $4,784
Progressive $6,148 $6,904
State Farm $5,039 $6,359
USAA $4,154 $5,080

Cheapest Humansville, MO Car Insurance for Seniors

Take a look at Humansville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Humansville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,632 $2,716
American Family $1,842 $1,842
Farmers $2,013 $2,131
GEICO $1,539 $1,942
Liberty Mutual $2,130 $2,387
Nationwide $1,307 $1,382
Progressive $1,525 $1,570
State Farm $1,581 $1,581
USAA $1,288 $1,317

Cheapest Humansville, MO Car Insurance Rates After a DUI

A DUI in Humansville, MO increases car insurance rates. Compare Humansville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Humansville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,066
American Family $4,199
Farmers $4,296
GEICO $4,015
Liberty Mutual $4,586
Nationwide $2,972
Progressive $2,919
State Farm $2,795
USAA $3,082

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Cheapest Humansville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Humansville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Humansville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,215 $4,215
American Family $3,143 $3,206
Farmers $4,088 $4,088
GEICO $2,921 $3,038
Liberty Mutual $4,265 $4,265
Nationwide $2,204 $2,204
Progressive $3,042 $3,042
State Farm $2,727 $2,863
USAA $2,224 $2,394

The Best Cheap Car Insurance Companies in Humansville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Humansville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Humansville, Missouri

Insurance Company Average Annual Rates
Allstate $4,215
American Family $3,175
Farmers $4,088
GEICO $2,980
Liberty Mutual $4,265
Nationwide $2,204
Progressive $3,042
State Farm $2,795
USAA $2,309

Category Winners: Cheapest Car Insurance in Humansville, Missouri

Find the cheapest car insurance companies in Humansville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Humansville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Humansville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Humansville car insurance rates. Find the cheapest Humansville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Humansville, Missouri

Insurance Company Low Medium High
Allstate $4,056 $4,206 $4,383
American Family $3,078 $3,275 $3,171
Farmers $3,833 $4,049 $4,384
GEICO $2,807 $2,997 $3,135
Liberty Mutual $4,030 $4,286 $4,479
Nationwide $2,066 $2,226 $2,319
Progressive $2,732 $3,050 $3,346
State Farm $2,624 $2,804 $2,957
USAA $2,204 $2,301 $2,423

What affects car insurance rates in Humansville, Missouri?

What factors can have an impact on Humansville, MO car insurance? There are several reasons why Humansville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Humansville, Missouri.

Commute Time in Humansville

The more time you spend in your car the higher the risk of an accident. The average commute length in Humansville, MO is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Humansville, MO

Ready to find affordable Humansville, Missouri car insurance today? Enter your ZIP code for fast, free Humansville, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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