Compare Humboldt, KS Car Insurance Rates (2021)

Car insurance in Humboldt, KS averages $279 a month. Humboldt, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Humboldt car insurance rates, compare quotes from the top car insurance companies in Humboldt, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Humboldt, KS are $3,345/year
  • The cheapest car insurance company in Humboldt is American Family
  • The cheapest car insurance company in Humboldt for teen drivers is American Family

If you need to buy Humboldt, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Humboldt, KS is right here.

You’ll find Humboldt car insurance rates, the cheapest Humboldt, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Humboldt, Kansas car insurance rates to Lenexa car insurance rates, Olathe car insurance rates, and Wichita car insurance rates.

Ready to find affordable Humboldt, KS car insurance today? Enter your ZIP code for fast, free Humboldt car insurance quotes.

Cheapest Humboldt, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Humboldt, KS car insurance rates? Every Humboldt, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Humboldt, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,667 $1,667 $1,505 $1,505 $3,192 $3,823 $1,667 $1,869
Farmers $2,435 $2,418 $2,176 $2,271 $6,513 $6,742 $2,739 $2,884
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,849 $1,916 $1,638 $1,776 $3,570 $4,399 $2,118 $2,262
Progressive $2,303 $2,198 $1,854 $1,935 $8,412 $9,498 $2,719 $2,916
State Farm $1,772 $1,772 $1,543 $1,543 $4,589 $5,867 $1,989 $2,240
Travelers $2,034 $2,069 $1,988 $2,012 $8,276 $12,922 $2,082 $2,447
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Humboldt, KS

Every driver must carry the minimum car insurance in Humboldt, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Humboldt, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Humboldt, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Humboldt, KS. Compare credit history car insurance rates in Humboldt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Humboldt, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,757 $1,954 $1,626
Farmers $4,153 $3,300 $3,114
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,725 $2,378 $2,219
Progressive $4,570 $3,832 $3,536
State Farm $3,879 $2,318 $1,796
Travelers $4,885 $3,979 $3,822
USAA $3,299 $2,163 $1,778

Cheapest Humboldt, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Humboldt, KS to rates for a clean record with top companies.

Annual Humboldt, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,075 $2,225 $2,075 $2,075
Farmers $2,972 $3,817 $3,721 $3,580
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,813 $2,095 $3,767 $2,089
Progressive $3,679 $4,295 $3,840 $4,103
State Farm $2,481 $2,848 $2,664 $2,664
Travelers $3,076 $4,018 $5,547 $4,273
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Humboldt, KS Car Insurance for Teen Drivers

Teen car insurance in Humboldt, KS can be expensive. Take a look at rates from the top car insurance companies in Humboldt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Humboldt, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,192 $3,823
Farmers $6,513 $6,742
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,570 $4,399
Progressive $8,412 $9,498
State Farm $4,589 $5,867
Travelers $8,276 $12,922
USAA $4,807 $5,062

Cheapest Humboldt, KS Car Insurance for Seniors

Take a look at Humboldt, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Humboldt, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,505 $1,505
Farmers $2,176 $2,271
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,638 $1,776
Progressive $1,854 $1,935
State Farm $1,543 $1,543
Travelers $1,988 $2,012
USAA $1,313 $1,333

Cheapest Humboldt, KS Car Insurance Rates After a DUI

A DUI in Humboldt, KS increases car insurance rates. Compare Humboldt, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Humboldt, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $2,075
Farmers $3,721
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,767
Progressive $3,840
State Farm $2,664
Travelers $5,547
USAA $3,494

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Cheapest Humboldt, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Humboldt, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Humboldt, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,085 $2,139
Farmers $3,522 $3,522
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,441 $2,441
Progressive $3,979 $3,979
State Farm $2,598 $2,731
Travelers $4,229 $4,229
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Humboldt, KS

Take a look at a side-by-side comparison of the top car insurance companies in Humboldt, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Humboldt, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,112
Farmers $3,522
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,441
Progressive $3,979
State Farm $2,664
Travelers $4,229
USAA $2,413

Category Winners: Cheapest Car Insurance in Humboldt, Kansas

Find the cheapest car insurance companies in Humboldt, KS for each category right here.

Best Annual Car Insurance Rates by Company in Humboldt, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Humboldt, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Humboldt car insurance rates. Find the cheapest Humboldt, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Humboldt, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,135 $2,219 $1,982
Farmers $3,383 $3,504 $3,681
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,575 $2,412 $2,336
Progressive $3,762 $3,949 $4,227
State Farm $2,574 $2,671 $2,748
Travelers $4,003 $4,234 $4,448
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Humboldt, Kansas?

What factors can have an impact on Humboldt, KS car insurance? There are several reasons why Humboldt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Humboldt, Kansas.

Car Theft in Humboldt

High levels of vehicle theft can make car insurance more expensive. Humboldt, KS car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Humboldt

The more time you spend in your car the higher the risk of an accident. The average commute length in Humboldt, KS is 17.1 minutes according to City-Data.

Compare Car Insurance Quotes in Humboldt, KS

Ready to find affordable Humboldt, Kansas car insurance today? Enter your ZIP code for fast, free Humboldt, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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