Compare Humboldt, TN Car Insurance Rates (2021)

Car insurance in Humboldt, TN averages $291 a month. Humboldt, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Humboldt car insurance rates, compare quotes from the top car insurance companies in Humboldt, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Humboldt for teen drivers is State Farm
  • Average car insurance rates in Humboldt, TN after a DUI are $4,110/year
  • Average car insurance rates in Humboldt, TN are $3,494/year

If you need to buy Humboldt, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Humboldt, TN is right here.

You’ll find Humboldt car insurance rates, the cheapest Humboldt, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Humboldt, Tennessee car insurance rates to Johnson City car insurance rates, Memphis car insurance rates, and Franklin car insurance rates.

Ready to find affordable Humboldt, TN car insurance today? Enter your ZIP code for fast, free Humboldt car insurance quotes.

Cheapest Humboldt, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Humboldt, TN car insurance rates? Every Humboldt, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Humboldt, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,852 $2,745 $2,558 $2,657 $10,529 $11,436 $3,057 $3,169
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,140 $2,165 $1,977 $1,977 $6,312 $6,444 $2,162 $2,229
Liberty Mutual $3,412 $129 $2,809 $3,136 $13,570 $15,071 $3,657 $3,899
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,763 $1,668 $1,435 $1,499 $7,789 $8,776 $2,124 $2,320
State Farm $1,493 $1,493 $1,344 $1,344 $4,499 $5,637 $1,685 $1,952
Travelers $1,672 $1,760 $1,523 $1,620 $4,685 $5,814 $1,779 $1,873
USAA $1,619 $1,653 $1,459 $1,464 $5,721 $6,560 $2,120 $2,264

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Humboldt, TN

Every driver must carry the minimum car insurance in Humboldt, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Humboldt, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Humboldt, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Humboldt, TN. Compare credit history car insurance rates in Humboldt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Humboldt, Tennessee

Insurance Company Poor Fair Good
Allstate $6,229 $4,760 $3,638
Farmers $3,746 $2,933 $2,775
GEICO $3,608 $3,084 $2,835
Liberty Mutual $8,190 $5,015 $3,927
Nationwide $3,894 $3,084 $2,730
Progressive $3,856 $3,315 $3,094
State Farm $3,529 $2,118 $1,646
Travelers $3,293 $2,588 $1,891
USAA $4,147 $2,426 $2,000

Cheapest Humboldt, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Humboldt, TN to rates for a clean record with top companies.

Annual Humboldt, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,097 $4,876 $5,856 $4,672
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,293 $3,090 $5,027 $2,293
Liberty Mutual $4,638 $6,667 $6,206 $5,331
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,016 $3,905 $3,212 $3,553
State Farm $2,220 $2,642 $2,431 $2,431
Travelers $2,101 $2,697 $2,982 $2,583
USAA $2,079 $3,112 $3,661 $2,578

Cheapest Humboldt, TN Car Insurance for Teen Drivers

Teen car insurance in Humboldt, TN can be expensive. Take a look at rates from the top car insurance companies in Humboldt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Humboldt, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,529 $11,436
Farmers $6,778 $7,223
GEICO $6,312 $6,444
Liberty Mutual $13,570 $15,071
Nationwide $5,594 $7,251
Progressive $7,789 $8,776
State Farm $4,499 $5,637
Travelers $4,685 $5,814
USAA $5,721 $6,560

Cheapest Humboldt, TN Car Insurance for Seniors

Take a look at Humboldt, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Humboldt, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,558 $2,657
Farmers $1,505 $1,648
GEICO $1,977 $1,977
Liberty Mutual $2,809 $3,136
Nationwide $1,878 $1,915
Progressive $1,435 $1,499
State Farm $1,344 $1,344
Travelers $1,523 $1,620
USAA $1,459 $1,464

Cheapest Humboldt, TN Car Insurance Rates After a DUI

A DUI in Humboldt, TN increases car insurance rates. Compare Humboldt, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Humboldt, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,856
Farmers $3,399
GEICO $5,027
Liberty Mutual $6,206
Nationwide $4,216
Progressive $3,212
State Farm $2,431
Travelers $2,982
USAA $3,661

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Humboldt, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Humboldt, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Humboldt, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,875 $4,875
Farmers $3,151 $3,151
GEICO $3,160 $3,192
Liberty Mutual $5,710 $5,710
Nationwide $3,236 $3,236
Progressive $3,422 $3,422
State Farm $2,373 $2,489
Travelers $2,489 $2,692
USAA $2,776 $2,939

The Best Cheap Car Insurance Companies in Humboldt, TN

Take a look at a side-by-side comparison of the top car insurance companies in Humboldt, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Humboldt, Tennessee

Insurance Company Average Annual Rates
Allstate $4,875
Farmers $3,151
GEICO $3,176
Liberty Mutual $5,710
Nationwide $3,236
Progressive $3,422
State Farm $2,431
Travelers $2,591
USAA $2,858

Category Winners: Cheapest Car Insurance in Humboldt, Tennessee

Find the cheapest car insurance companies in Humboldt, TN for each category right here.

Best Annual Car Insurance Rates by Company in Humboldt, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Humboldt, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Humboldt car insurance rates. Find the cheapest Humboldt, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Humboldt, Tennessee

Insurance Company Low Medium High
Allstate $4,686 $4,863 $5,077
Farmers $2,979 $3,138 $3,337
GEICO $3,033 $3,170 $3,324
Liberty Mutual $5,470 $5,708 $5,953
Nationwide $3,267 $3,162 $3,279
Progressive $3,216 $3,421 $3,628
State Farm $2,292 $2,442 $2,559
Travelers $2,435 $2,589 $2,748
USAA $2,764 $2,847 $2,962

What affects car insurance rates in Humboldt, Tennessee?

What factors can have an impact on Humboldt, TN car insurance? There are several reasons why Humboldt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Humboldt, Tennessee.

Commute Time in Humboldt

The more time you spend in your car the higher the risk of an accident. The average commute length in Humboldt, TN is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Humboldt, TN

Ready to find affordable Humboldt, Tennessee car insurance today? Enter your ZIP code for fast, free Humboldt, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption