Compare Hume, IL Car Insurance Rates (2021)

Car insurance in Hume, IL averages $245 a month. Hume, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hume car insurance rates, compare quotes from the top car insurance companies in Hume, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hume is Liberty Mutual
  • The cheapest car insurance company in Hume for teen drivers is State Farm
  • Average car insurance rates in Hume, IL are $2,940/year

If you need to buy Hume, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Hume, IL is right here.

You’ll find Hume car insurance rates, the cheapest Hume, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Hume, Illinois car insurance rates to Joliet car insurance rates, Peoria car insurance rates, and Naperville car insurance rates.

Ready to find affordable Hume, IL car insurance today? Enter your ZIP code for fast, free Hume car insurance quotes.

Cheapest Hume, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hume, IL car insurance rates? Every Hume, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hume, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,175 $2,175 $1,990 $1,990 $6,088 $8,454 $2,175 $2,804
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,297 $1,401 $1,082 $1,208 $4,065 $4,520 $1,358 $1,436
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,987 $1,897 $1,636 $1,711 $6,728 $7,558 $2,370 $2,549
State Farm $1,370 $1,370 $1,206 $1,206 $3,675 $4,680 $1,543 $1,762
Travelers $1,378 $1,453 $1,249 $1,331 $3,827 $4,769 $1,460 $1,537
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

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Minimum Car Insurance in Hume, IL

Every driver must carry the minimum car insurance in Hume, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Hume, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hume, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hume, IL. Compare credit history car insurance rates in Hume from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hume, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,635 $3,148 $2,661
Farmers $4,603 $3,851 $3,665
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,894 $1,803 $1,441
Nationwide $3,151 $2,545 $2,230
Progressive $3,790 $3,188 $2,935
State Farm $3,056 $1,830 $1,419
Travelers $2,599 $2,080 $1,696
USAA $3,658 $2,511 $2,069

Cheapest Hume, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hume, IL to rates for a clean record with top companies.

Annual Hume, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,556 $3,645 $4,824 $2,900
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,712 $2,407 $2,127 $1,938
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,735 $4,004 $3,023 $3,456
State Farm $1,938 $2,265 $2,102 $2,102
Travelers $1,699 $2,213 $2,466 $2,124
USAA $1,958 $2,813 $3,852 $2,361

Cheapest Hume, IL Car Insurance for Teen Drivers

Teen car insurance in Hume, IL can be expensive. Take a look at rates from the top car insurance companies in Hume for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hume, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,088 $8,454
Farmers $9,133 $9,512
GEICO $4,375 $4,641
Liberty Mutual $4,065 $4,520
Nationwide $4,608 $5,912
Progressive $6,728 $7,558
State Farm $3,675 $4,680
Travelers $3,827 $4,769
USAA $5,278 $5,822

Cheapest Hume, IL Car Insurance for Seniors

Take a look at Hume, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hume, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,990 $1,990
Farmers $1,973 $2,079
GEICO $1,364 $1,612
Liberty Mutual $1,082 $1,208
Nationwide $1,508 $1,597
Progressive $1,636 $1,711
State Farm $1,206 $1,206
Travelers $1,249 $1,331
USAA $1,524 $1,504

Cheapest Hume, IL Car Insurance Rates After a DUI

A DUI in Hume, IL increases car insurance rates. Compare Hume, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hume, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,824
Farmers $4,279
GEICO $3,141
Liberty Mutual $2,127
Nationwide $3,236
Progressive $3,023
State Farm $2,102
Travelers $2,466
USAA $3,852

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Cheapest Hume, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hume, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hume, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,436 $3,526
Farmers $4,039 $4,039
GEICO $2,263 $2,351
Liberty Mutual $2,046 $2,046
Nationwide $2,642 $2,642
Progressive $3,304 $3,304
State Farm $2,049 $2,154
Travelers $2,043 $2,208
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Hume, IL

Take a look at a side-by-side comparison of the top car insurance companies in Hume, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hume, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,481
Farmers $4,039
GEICO $2,307
Liberty Mutual $2,046
Nationwide $2,642
Progressive $3,304
State Farm $2,102
Travelers $2,125
USAA $2,746

Category Winners: Cheapest Car Insurance in Hume, Illinois

Find the cheapest car insurance companies in Hume, IL for each category right here.

Best Annual Car Insurance Rates by Company in Hume, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Hume, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hume car insurance rates. Find the cheapest Hume, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hume, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,374 $3,608 $3,462
Farmers $3,862 $3,955 $4,302
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,938 $2,042 $2,159
Nationwide $2,636 $2,662 $2,629
Progressive $3,063 $3,285 $3,565
State Farm $2,006 $2,104 $2,194
Travelers $1,999 $2,123 $2,254
USAA $2,562 $2,743 $2,933

What affects car insurance rates in Hume, Illinois?

What factors can have an impact on Hume, IL car insurance? There are several reasons why Hume car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hume, Illinois.

Commute Time in Hume

The more time you spend in your car the higher the risk of an accident. The average commute length in Hume, IL is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hume, IL

Ready to find affordable Hume, Illinois car insurance today? Enter your ZIP code for fast, free Hume, IL car insurance quotes.

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