Compare Humphreys, MO Car Insurance Rates (2021)

Car insurance in Humphreys, MO averages $267 a month. Humphreys, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Humphreys car insurance rates, compare quotes from the top car insurance companies in Humphreys, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Humphreys for teen drivers is Nationwide
  • Average car insurance rates in Humphreys, MO are $3,198/year
  • The cheapest car insurance company in Humphreys is Nationwide

If you need to buy Humphreys, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Humphreys, MO is right here.

You’ll find Humphreys car insurance rates, the cheapest Humphreys, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Humphreys, Missouri car insurance rates to Springfield car insurance rates, St. Charles car insurance rates, and Columbia car insurance rates.

Ready to find affordable Humphreys, MO car insurance today? Enter your ZIP code for fast, free Humphreys car insurance quotes.

Cheapest Humphreys, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Humphreys, MO car insurance rates? Every Humphreys, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Humphreys, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,050 $2,050 $1,818 $1,818 $5,392 $7,044 $2,050 $2,421
Farmers $2,512 $2,509 $2,250 $2,373 $9,985 $10,345 $2,858 $3,003
GEICO $1,936 $2,134 $1,509 $1,865 $5,667 $6,004 $1,828 $1,857
Liberty Mutual $2,595 $2,817 $2,140 $2,398 $8,488 $9,423 $2,742 $2,937
Nationwide $1,397 $1,439 $1,239 $1,328 $3,413 $4,434 $1,583 $1,729
Progressive $2,044 $1,945 $1,669 $1,713 $5,997 $6,771 $2,502 $2,570
State Farm $1,651 $1,651 $1,450 $1,450 $4,407 $5,604 $1,848 $2,088
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Humphreys, MO

Every driver must carry the minimum car insurance in Humphreys, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Humphreys, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Humphreys, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Humphreys, MO. Compare credit history car insurance rates in Humphreys from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Humphreys, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,026 $2,830 $2,384
Farmers $5,126 $4,259 $4,053
GEICO $3,935 $2,564 $2,051
Liberty Mutual $6,032 $3,660 $2,886
Nationwide $2,454 $2,006 $1,751
Progressive $3,667 $3,013 $2,773
State Farm $3,339 $2,285 $1,932
USAA $4,157 $1,919 $1,371

Cheapest Humphreys, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Humphreys, MO to rates for a clean record with top companies.

Annual Humphreys, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,352 $3,334 $3,979 $2,656
Farmers $3,911 $4,797 $4,696 $4,514
GEICO $2,299 $2,879 $3,759 $2,464
Liberty Mutual $3,060 $4,358 $4,514 $4,837
Nationwide $1,667 $2,086 $2,722 $1,807
Progressive $2,798 $3,572 $3,045 $3,190
State Farm $2,340 $2,697 $2,519 $2,519
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Humphreys, MO Car Insurance for Teen Drivers

Teen car insurance in Humphreys, MO can be expensive. Take a look at rates from the top car insurance companies in Humphreys for teenagers.

Annual Car Insurance Rates for Teen Drivers in Humphreys, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,392 $7,044
Farmers $9,985 $10,345
GEICO $5,667 $6,004
Liberty Mutual $8,488 $9,423
Nationwide $3,413 $4,434
Progressive $5,997 $6,771
State Farm $4,407 $5,604
USAA $4,426 $5,428

Cheapest Humphreys, MO Car Insurance for Seniors

Take a look at Humphreys, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Humphreys, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,818 $1,818
Farmers $2,250 $2,373
GEICO $1,509 $1,865
Liberty Mutual $2,140 $2,398
Nationwide $1,239 $1,328
Progressive $1,669 $1,713
State Farm $1,450 $1,450
USAA $1,378 $1,418

Cheapest Humphreys, MO Car Insurance Rates After a DUI

A DUI in Humphreys, MO increases car insurance rates. Compare Humphreys, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Humphreys, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,979
Farmers $4,696
GEICO $3,759
Liberty Mutual $4,514
Nationwide $2,722
Progressive $3,045
State Farm $2,519
USAA $3,284

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Cheapest Humphreys, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Humphreys, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Humphreys, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,049 $3,112
Farmers $4,479 $4,479
GEICO $2,791 $2,910
Liberty Mutual $4,192 $4,192
Nationwide $2,070 $2,070
Progressive $3,151 $3,151
State Farm $2,457 $2,580
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Humphreys, MO

Take a look at a side-by-side comparison of the top car insurance companies in Humphreys, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Humphreys, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,080
Farmers $4,479
GEICO $2,850
Liberty Mutual $4,192
Nationwide $2,070
Progressive $3,151
State Farm $2,519
USAA $2,482

Category Winners: Cheapest Car Insurance in Humphreys, Missouri

Find the cheapest car insurance companies in Humphreys, MO for each category right here.

Best Annual Car Insurance Rates by Company in Humphreys, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Humphreys, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Humphreys car insurance rates. Find the cheapest Humphreys, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Humphreys, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,015 $3,180 $3,046
Farmers $4,219 $4,440 $4,779
GEICO $2,689 $2,867 $2,995
Liberty Mutual $3,975 $4,211 $4,391
Nationwide $1,958 $2,087 $2,166
Progressive $2,882 $3,159 $3,413
State Farm $2,387 $2,526 $2,643
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Humphreys, Missouri?

What factors can have an impact on Humphreys, MO car insurance? There are several reasons why Humphreys car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Humphreys, Missouri.

Commute Time in Humphreys

The more time you spend in your car the higher the risk of an accident. The average commute length in Humphreys, MO is 32.0 minutes according to City-Data.

Compare Car Insurance Quotes in Humphreys, MO

Ready to find affordable Humphreys, Missouri car insurance today? Enter your ZIP code for fast, free Humphreys, MO car insurance quotes.

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