Compare Huntley, IL Car Insurance Rates (2021)

Car insurance in Huntley, IL averages $267 a month. Huntley, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Huntley car insurance rates, compare quotes from the top car insurance companies in Huntley, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Huntley is State Farm
  • The cheapest car insurance company in Huntley for teen drivers is State Farm
  • Average car insurance rates in Huntley, IL after a DUI are $3,747/year

If you need to buy Huntley, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Huntley, IL is right here.

You’ll find Huntley car insurance rates, the cheapest Huntley, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Huntley, Illinois car insurance rates to Rockford car insurance rates, Naperville car insurance rates, and Springfield car insurance rates.

Ready to find affordable Huntley, IL car insurance today? Enter your ZIP code for fast, free Huntley car insurance quotes.

Cheapest Huntley, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Huntley, IL car insurance rates? Every Huntley, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huntley, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,264 $3,279 $3,423 $3,423 $8,590 $11,130 $3,923 $4,239
American Family $2,314 $2,314 $2,127 $2,127 $6,705 $9,232 $2,314 $2,992
Farmers $2,438 $2,434 $2,156 $2,288 $10,838 $11,302 $2,787 $2,902
GEICO $1,508 $1,549 $1,474 $1,647 $5,498 $5,672 $1,752 $1,814
Liberty Mutual $1,388 $1,494 $1,148 $1,281 $4,858 $5,398 $1,453 $1,530
Nationwide $1,624 $1,647 $1,453 $1,531 $4,443 $5,664 $1,890 $2,038
Progressive $2,057 $1,924 $1,705 $1,787 $7,786 $8,714 $2,449 $2,639
State Farm $1,339 $1,339 $1,211 $1,211 $4,009 $5,074 $1,517 $1,748
Travelers $1,544 $1,627 $1,432 $1,524 $4,695 $5,956 $1,630 $1,715
USAA $1,563 $1,586 $1,454 $1,427 $5,083 $5,596 $2,053 $2,248

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Huntley, IL

Every driver must carry the minimum car insurance in Huntley, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Huntley, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Huntley, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Huntley, IL. Compare credit history car insurance rates in Huntley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Huntley, Illinois

Insurance Company Poor Fair Good
Allstate $6,566 $4,750 $4,160
American Family $4,991 $3,414 $2,892
Farmers $5,261 $4,443 $4,225
GEICO $4,192 $2,051 $1,599
Liberty Mutual $3,270 $2,054 $1,632
Nationwide $3,019 $2,448 $2,142
Progressive $4,126 $3,515 $3,257
State Farm $3,168 $1,900 $1,475
Travelers $3,055 $2,483 $2,008
USAA $3,494 $2,403 $1,982

Cheapest Huntley, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Huntley, IL to rates for a clean record with top companies.

Annual Huntley, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,638 $6,304 $5,861 $4,833
American Family $2,768 $3,930 $5,226 $3,138
Farmers $3,916 $5,064 $4,937 $4,656
GEICO $1,750 $2,820 $3,833 $2,053
Liberty Mutual $1,927 $2,750 $2,409 $2,190
Nationwide $2,059 $2,642 $3,091 $2,353
Progressive $2,985 $4,469 $3,311 $3,767
State Farm $1,981 $2,381 $2,181 $2,181
Travelers $1,996 $2,626 $2,937 $2,503
USAA $1,871 $2,693 $3,683 $2,257

Cheapest Huntley, IL Car Insurance for Teen Drivers

Teen car insurance in Huntley, IL can be expensive. Take a look at rates from the top car insurance companies in Huntley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Huntley, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,590 $11,130
American Family $6,705 $9,232
Farmers $10,838 $11,302
GEICO $5,498 $5,672
Liberty Mutual $4,858 $5,398
Nationwide $4,443 $5,664
Progressive $7,786 $8,714
State Farm $4,009 $5,074
Travelers $4,695 $5,956
USAA $5,083 $5,596

Cheapest Huntley, IL Car Insurance for Seniors

Take a look at Huntley, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Huntley, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,423 $3,423
American Family $2,127 $2,127
Farmers $2,156 $2,288
GEICO $1,474 $1,647
Liberty Mutual $1,148 $1,281
Nationwide $1,453 $1,531
Progressive $1,705 $1,787
State Farm $1,211 $1,211
Travelers $1,432 $1,524
USAA $1,454 $1,427

Cheapest Huntley, IL Car Insurance Rates After a DUI

A DUI in Huntley, IL increases car insurance rates. Compare Huntley, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Huntley, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,861
American Family $5,226
Farmers $4,937
GEICO $3,833
Liberty Mutual $2,409
Nationwide $3,091
Progressive $3,311
State Farm $2,181
Travelers $2,937
USAA $3,683

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Huntley, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Huntley, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Huntley, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,159 $5,159
American Family $3,718 $3,813
Farmers $4,643 $4,643
GEICO $2,571 $2,658
Liberty Mutual $2,319 $2,319
Nationwide $2,536 $2,536
Progressive $3,633 $3,633
State Farm $2,125 $2,237
Travelers $2,417 $2,614
USAA $2,553 $2,700

The Best Cheap Car Insurance Companies in Huntley, IL

Take a look at a side-by-side comparison of the top car insurance companies in Huntley, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Huntley, Illinois

Insurance Company Average Annual Rates
Allstate $5,159
American Family $3,766
Farmers $4,643
GEICO $2,614
Liberty Mutual $2,319
Nationwide $2,536
Progressive $3,633
State Farm $2,181
Travelers $2,516
USAA $2,626

Category Winners: Cheapest Car Insurance in Huntley, Illinois

Find the cheapest car insurance companies in Huntley, IL for each category right here.

Best Annual Car Insurance Rates by Company in Huntley, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Huntley, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Huntley car insurance rates. Find the cheapest Huntley, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Huntley, Illinois

Insurance Company Low Medium High
Allstate $4,983 $5,154 $5,340
American Family $3,600 $3,904 $3,793
Farmers $4,404 $4,527 $4,998
GEICO $2,364 $2,613 $2,866
Liberty Mutual $2,198 $2,315 $2,444
Nationwide $2,505 $2,559 $2,545
Progressive $3,324 $3,616 $3,957
State Farm $2,046 $2,185 $2,312
Travelers $2,344 $2,512 $2,691
USAA $2,450 $2,624 $2,805

What affects car insurance rates in Huntley, Illinois?

What factors can have an impact on Huntley, IL car insurance? There are several reasons why Huntley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Huntley, Illinois.

Commute Time in Huntley

The more time you spend in your car the higher the risk of an accident. The average commute length in Huntley, IL is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in Huntley, IL

Ready to find affordable Huntley, Illinois car insurance today? Enter your ZIP code for fast, free Huntley, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption