Compare Huntsville, AR Car Insurance Rates (2021)

Car insurance in Huntsville, AR averages $324 a month. Huntsville, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Huntsville car insurance rates, compare quotes from the top car insurance companies in Huntsville, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Huntsville is USAA
  • Average car insurance rates in Huntsville, AR are $3,887/year
  • Average car insurance rates in Huntsville, AR after a DUI are $4,680/year

If you need to buy Huntsville, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Huntsville, AR is right here.

You’ll find Huntsville car insurance rates, the cheapest Huntsville, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Huntsville, Arkansas car insurance rates to Fort Smith car insurance rates, Hot Springs car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable Huntsville, AR car insurance today? Enter your ZIP code for fast, free Huntsville car insurance quotes.

Cheapest Huntsville, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Huntsville, AR car insurance rates? Every Huntsville, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huntsville, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,642 $2,656 $2,363 $2,524 $9,629 $11,553 $2,909 $3,156
Farmers $2,193 $2,181 $1,960 $2,062 $9,251 $9,578 $2,522 $2,661
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,621 $2,474 $2,154 $2,259 $11,350 $12,769 $3,136 $3,401
State Farm $1,654 $1,654 $1,474 $1,474 $4,664 $5,877 $1,860 $2,126
Travelers $2,177 $2,217 $2,165 $2,167 $12,764 $20,450 $2,336 $2,690
USAA $1,337 $1,352 $1,237 $1,248 $4,175 $4,379 $1,724 $1,860

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Minimum Car Insurance in Huntsville, AR

Every driver must carry the minimum car insurance in Huntsville, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Huntsville, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Huntsville, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Huntsville, AR. Compare credit history car insurance rates in Huntsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Huntsville, Arkansas

Insurance Company Poor Fair Good
Allstate $5,872 $4,506 $3,659
Farmers $4,611 $3,863 $3,679
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,238 $3,407 $3,105
Progressive $5,678 $4,859 $4,525
State Farm $3,762 $2,266 $1,765
Travelers $6,736 $5,622 $5,254
USAA $2,873 $1,955 $1,664

Cheapest Huntsville, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Huntsville, AR to rates for a clean record with top companies.

Annual Huntsville, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,855 $4,851 $5,398 $4,612
Farmers $3,419 $4,389 $4,286 $4,111
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,322 $6,031 $4,543 $5,185
State Farm $2,391 $2,805 $2,598 $2,598
Travelers $4,915 $5,078 $7,447 $6,043
USAA $1,663 $2,104 $3,044 $1,845

Cheapest Huntsville, AR Car Insurance for Teen Drivers

Teen car insurance in Huntsville, AR can be expensive. Take a look at rates from the top car insurance companies in Huntsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Huntsville, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,629 $11,553
Farmers $9,251 $9,578
GEICO $6,083 $6,098
Liberty Mutual $8,112 $8,928
Nationwide $5,888 $7,499
Progressive $11,350 $12,769
State Farm $4,664 $5,877
Travelers $12,764 $20,450
USAA $4,175 $4,379

Cheapest Huntsville, AR Car Insurance for Seniors

Take a look at Huntsville, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Huntsville, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,363 $2,524
Farmers $1,960 $2,062
GEICO $2,150 $2,090
Liberty Mutual $2,053 $2,290
Nationwide $2,200 $2,325
Progressive $2,154 $2,259
State Farm $1,474 $1,474
Travelers $2,165 $2,167
USAA $1,237 $1,248

Cheapest Huntsville, AR Car Insurance Rates After a DUI

A DUI in Huntsville, AR increases car insurance rates. Compare Huntsville, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Huntsville, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,398
Farmers $4,286
GEICO $4,978
Liberty Mutual $4,956
Nationwide $4,865
Progressive $4,543
State Farm $2,598
Travelers $7,447
USAA $3,044

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Cheapest Huntsville, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Huntsville, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Huntsville, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,679 $4,679
Farmers $4,051 $4,051
GEICO $3,187 $3,232
Liberty Mutual $3,807 $3,807
Nationwide $3,583 $3,583
Progressive $5,020 $5,020
State Farm $2,536 $2,660
Travelers $5,871 $5,871
USAA $2,102 $2,226

The Best Cheap Car Insurance Companies in Huntsville, AR

Take a look at a side-by-side comparison of the top car insurance companies in Huntsville, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Huntsville, Arkansas

Insurance Company Average Annual Rates
Allstate $4,679
Farmers $4,051
GEICO $3,209
Liberty Mutual $3,807
Nationwide $3,583
Progressive $5,020
State Farm $2,598
Travelers $5,871
USAA $2,164

Category Winners: Cheapest Car Insurance in Huntsville, Arkansas

Find the cheapest car insurance companies in Huntsville, AR for each category right here.

Best Annual Car Insurance Rates by Company in Huntsville, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Huntsville, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Huntsville car insurance rates. Find the cheapest Huntsville, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Huntsville, Arkansas

Insurance Company Low Medium High
Allstate $4,549 $4,676 $4,812
Farmers $3,855 $4,010 $4,288
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,614 $3,513 $3,623
Progressive $4,630 $4,941 $5,490
State Farm $2,473 $2,595 $2,725
Travelers $5,589 $5,887 $6,136
USAA $2,083 $2,157 $2,252

What affects car insurance rates in Huntsville, Arkansas?

What factors can have an impact on Huntsville, AR car insurance? There are several reasons why Huntsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Huntsville, Arkansas.

Commute Time in Huntsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Huntsville, AR is 25.0 minutes according to City-Data.

Traffic in Huntsville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Huntsville, AR traffic data from INRIX ranks Huntsville as the 819th-most congested in the world.

Compare Car Insurance Quotes in Huntsville, AR

Ready to find affordable Huntsville, Arkansas car insurance today? Enter your ZIP code for fast, free Huntsville, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State