Compare Huntsville, MO Car Insurance Rates (2021)

Car insurance in Huntsville, MO averages $258 a month. Huntsville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Huntsville car insurance rates, compare quotes from the top car insurance companies in Huntsville, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Huntsville for teen drivers is Nationwide
  • Average car insurance rates in Huntsville, MO are $3,099/year
  • Average car insurance rates in Huntsville, MO after a DUI are $3,607/year

If you need to buy Huntsville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Huntsville, MO is right here.

You’ll find Huntsville car insurance rates, the cheapest Huntsville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Huntsville, Missouri car insurance rates to Blue Springs car insurance rates, Lee’s Summit car insurance rates, and Columbia car insurance rates.

Ready to find affordable Huntsville, MO car insurance today? Enter your ZIP code for fast, free Huntsville car insurance quotes.

Cheapest Huntsville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Huntsville, MO car insurance rates? Every Huntsville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huntsville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,999 $1,999 $1,779 $1,779 $5,395 $7,027 $1,999 $2,345
Farmers $2,156 $2,150 $1,929 $2,040 $8,720 $9,017 $2,456 $2,574
GEICO $1,787 $2,001 $1,383 $1,753 $5,499 $5,854 $1,647 $1,672
Liberty Mutual $2,604 $2,826 $2,145 $2,408 $8,754 $9,729 $2,746 $2,933
Nationwide $1,384 $1,416 $1,237 $1,313 $3,490 $4,480 $1,578 $1,710
Progressive $1,928 $1,809 $1,576 $1,622 $6,031 $6,791 $2,356 $2,409
State Farm $1,619 $1,619 $1,431 $1,431 $4,438 $5,633 $1,815 $2,055
USAA $1,489 $1,481 $1,339 $1,371 $4,285 $5,244 $1,860 $2,077

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Huntsville, MO

Every driver must carry the minimum car insurance in Huntsville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Huntsville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Huntsville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Huntsville, MO. Compare credit history car insurance rates in Huntsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Huntsville, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,973 $2,794 $2,354
Farmers $4,440 $3,690 $3,510
GEICO $3,726 $2,429 $1,944
Liberty Mutual $6,128 $3,733 $2,943
Nationwide $2,449 $2,020 $1,759
Progressive $3,558 $2,935 $2,703
State Farm $3,359 $2,262 $1,894
USAA $3,981 $1,861 $1,337

Cheapest Huntsville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Huntsville, MO to rates for a clean record with top companies.

Annual Huntsville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,290 $3,296 $3,971 $2,604
Farmers $3,373 $4,163 $4,073 $3,912
GEICO $2,121 $2,726 $3,654 $2,297
Liberty Mutual $3,111 $4,445 $4,591 $4,926
Nationwide $1,642 $2,093 $2,777 $1,792
Progressive $2,681 $3,522 $2,951 $3,107
State Farm $2,319 $2,691 $2,505 $2,505
USAA $1,942 $2,335 $3,183 $2,113

Cheapest Huntsville, MO Car Insurance for Teen Drivers

Teen car insurance in Huntsville, MO can be expensive. Take a look at rates from the top car insurance companies in Huntsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Huntsville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,395 $7,027
Farmers $8,720 $9,017
GEICO $5,499 $5,854
Liberty Mutual $8,754 $9,729
Nationwide $3,490 $4,480
Progressive $6,031 $6,791
State Farm $4,438 $5,633
USAA $4,285 $5,244

Cheapest Huntsville, MO Car Insurance for Seniors

Take a look at Huntsville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Huntsville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,779 $1,779
Farmers $1,929 $2,040
GEICO $1,383 $1,753
Liberty Mutual $2,145 $2,408
Nationwide $1,237 $1,313
Progressive $1,576 $1,622
State Farm $1,431 $1,431
USAA $1,339 $1,371

Cheapest Huntsville, MO Car Insurance Rates After a DUI

A DUI in Huntsville, MO increases car insurance rates. Compare Huntsville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Huntsville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,971
Farmers $4,073
GEICO $3,654
Liberty Mutual $4,591
Nationwide $2,777
Progressive $2,951
State Farm $2,505
USAA $3,183

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Huntsville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Huntsville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Huntsville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,010 $3,071
Farmers $3,880 $3,880
GEICO $2,647 $2,752
Liberty Mutual $4,268 $4,268
Nationwide $2,076 $2,076
Progressive $3,065 $3,065
State Farm $2,443 $2,567
USAA $2,305 $2,481

The Best Cheap Car Insurance Companies in Huntsville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Huntsville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Huntsville, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,040
Farmers $3,880
GEICO $2,700
Liberty Mutual $4,268
Nationwide $2,076
Progressive $3,065
State Farm $2,505
USAA $2,393

Category Winners: Cheapest Car Insurance in Huntsville, Missouri

Find the cheapest car insurance companies in Huntsville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Huntsville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Huntsville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Huntsville car insurance rates. Find the cheapest Huntsville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Huntsville, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,954 $3,137 $3,030
Farmers $3,641 $3,844 $4,156
GEICO $2,545 $2,715 $2,839
Liberty Mutual $4,026 $4,288 $4,490
Nationwide $1,953 $2,095 $2,180
Progressive $2,756 $3,071 $3,368
State Farm $2,361 $2,514 $2,640
USAA $2,283 $2,385 $2,512

What affects car insurance rates in Huntsville, Missouri?

What factors can have an impact on Huntsville, MO car insurance? There are several reasons why Huntsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Huntsville, Missouri.

Commute Time in Huntsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Huntsville, MO is 19.1 minutes according to City-Data.

Traffic in Huntsville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Huntsville, MO traffic data from INRIX ranks Huntsville as the 819th-most congested in the world.

Compare Car Insurance Quotes in Huntsville, MO

Ready to find affordable Huntsville, Missouri car insurance today? Enter your ZIP code for fast, free Huntsville, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption