Compare Huntsville, TN Car Insurance Rates (2021)

Car insurance in Huntsville, TN averages $312 a month. Huntsville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Huntsville car insurance rates, compare quotes from the top car insurance companies in Huntsville, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Huntsville for teen drivers is Travelers
  • Average car insurance rates in Huntsville, TN after a DUI are $4,410/year
  • Average car insurance rates in Huntsville, TN are $3,740/year

If you need to buy Huntsville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Huntsville, TN is right here.

You’ll find Huntsville car insurance rates, the cheapest Huntsville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Huntsville, Tennessee car insurance rates to Johnson City car insurance rates, Clarksville car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Huntsville, TN car insurance today? Enter your ZIP code for fast, free Huntsville car insurance quotes.

Cheapest Huntsville, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Huntsville, TN car insurance rates? Every Huntsville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huntsville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,829 $2,711 $2,543 $2,640 $10,705 $11,632 $3,010 $3,119
Farmers $1,698 $1,726 $1,528 $1,660 $6,734 $7,118 $2,281 $2,439
GEICO $2,622 $2,644 $2,412 $2,412 $8,078 $8,214 $2,671 $2,756
Liberty Mutual $3,918 $129 $3,218 $3,594 $15,692 $17,430 $4,205 $4,490
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,866 $1,763 $1,517 $1,587 $8,406 $9,475 $2,255 $2,477
State Farm $1,684 $1,684 $1,510 $1,510 $5,048 $6,317 $1,900 $2,212
Travelers $1,784 $1,878 $1,617 $1,722 $4,946 $6,118 $1,901 $2,002
USAA $1,510 $1,535 $1,364 $1,363 $5,404 $6,201 $1,971 $2,098

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Minimum Car Insurance in Huntsville, TN

Every driver must carry the minimum car insurance in Huntsville, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Huntsville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Huntsville, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Huntsville, TN. Compare credit history car insurance rates in Huntsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Huntsville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,253 $4,786 $3,657
Farmers $3,752 $2,925 $2,767
GEICO $4,509 $3,865 $3,555
Liberty Mutual $9,457 $5,778 $4,519
Nationwide $3,874 $3,072 $2,719
Progressive $4,126 $3,556 $3,322
State Farm $3,970 $2,381 $1,849
Travelers $3,500 $2,738 $1,999
USAA $3,884 $2,278 $1,880

Cheapest Huntsville, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Huntsville, TN to rates for a clean record with top companies.

Annual Huntsville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,091 $4,883 $5,929 $4,692
Farmers $2,683 $3,332 $3,405 $3,173
GEICO $2,893 $3,872 $6,246 $2,893
Liberty Mutual $5,341 $7,691 $7,160 $6,147
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,230 $4,194 $3,440 $3,809
State Farm $2,497 $2,969 $2,733 $2,733
Travelers $2,227 $2,856 $3,160 $2,741
USAA $1,949 $2,922 $3,434 $2,418

Cheapest Huntsville, TN Car Insurance for Teen Drivers

Teen car insurance in Huntsville, TN can be expensive. Take a look at rates from the top car insurance companies in Huntsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Huntsville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,705 $11,632
Farmers $6,734 $7,118
GEICO $8,078 $8,214
Liberty Mutual $15,692 $17,430
Nationwide $5,607 $7,245
Progressive $8,406 $9,475
State Farm $5,048 $6,317
Travelers $4,946 $6,118
USAA $5,404 $6,201

Cheapest Huntsville, TN Car Insurance for Seniors

Take a look at Huntsville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Huntsville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,543 $2,640
Farmers $1,528 $1,660
GEICO $2,412 $2,412
Liberty Mutual $3,218 $3,594
Nationwide $1,864 $1,897
Progressive $1,517 $1,587
State Farm $1,510 $1,510
Travelers $1,617 $1,722
USAA $1,364 $1,363

Cheapest Huntsville, TN Car Insurance Rates After a DUI

A DUI in Huntsville, TN increases car insurance rates. Compare Huntsville, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Huntsville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,929
Farmers $3,405
GEICO $6,246
Liberty Mutual $7,160
Nationwide $4,187
Progressive $3,440
State Farm $2,733
Travelers $3,160
USAA $3,434

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Cheapest Huntsville, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Huntsville, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Huntsville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,899 $4,899
Farmers $3,148 $3,148
GEICO $3,950 $4,002
Liberty Mutual $6,585 $6,585
Nationwide $3,222 $3,222
Progressive $3,668 $3,668
State Farm $2,669 $2,797
Travelers $2,638 $2,854
USAA $2,606 $2,756

The Best Cheap Car Insurance Companies in Huntsville, TN

Take a look at a side-by-side comparison of the top car insurance companies in Huntsville, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Huntsville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,899
Farmers $3,148
GEICO $3,976
Liberty Mutual $6,585
Nationwide $3,222
Progressive $3,668
State Farm $2,733
Travelers $2,746
USAA $2,681

Category Winners: Cheapest Car Insurance in Huntsville, Tennessee

Find the cheapest car insurance companies in Huntsville, TN for each category right here.

Best Annual Car Insurance Rates by Company in Huntsville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Huntsville, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Huntsville car insurance rates. Find the cheapest Huntsville, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Huntsville, Tennessee

Insurance Company Low Medium High
Allstate $4,732 $4,887 $5,076
Farmers $2,987 $3,134 $3,324
GEICO $3,786 $3,965 $4,177
Liberty Mutual $6,313 $6,582 $6,859
Nationwide $3,248 $3,150 $3,267
Progressive $3,464 $3,667 $3,873
State Farm $2,595 $2,744 $2,860
Travelers $2,581 $2,743 $2,913
USAA $2,596 $2,672 $2,775

What affects car insurance rates in Huntsville, Tennessee?

What factors can have an impact on Huntsville, TN car insurance? There are several reasons why Huntsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Huntsville, Tennessee.

Commute Time in Huntsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Huntsville, TN is 18.4 minutes according to City-Data.

Traffic in Huntsville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Huntsville, TN traffic data from INRIX ranks Huntsville as the 819th-most congested in the world.

Compare Car Insurance Quotes in Huntsville, TN

Ready to find affordable Huntsville, Tennessee car insurance today? Enter your ZIP code for fast, free Huntsville, TN car insurance quotes.

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